Tata AIG Network Hospitals

TATA AIG Health Insurance is a trusted insurance company that offers a wide range of comprehensive health plans designed for individuals and families. The insurance company further has an extensive network of 3,000+ hospitals across India that provide cashless treatment options.

In this post, we have pen down various benefits of getting treatment from a network hospital, claim process, etc. Further, we have shared a list of top city-wise Tata AIG Network Hospitals in India.

Advantages of Treatment at Network Hospitals

There are several benefits associated with getting treated at network hospitals, such as:

• Cashless Treatment: With cashless treatment, insured individuals don't need to stress over fund management during medical emergencies. Also, cashless claims are less risky in comparison to reimbursement claims.
• Quality Healthcare Services: Health Insurance Companies compare different hospitals based on quality services and advanced treatment availability before partnership. In short, the insurer makes sure that the policyholder receives best-in-class healthcare services at these hospitals.
• Cost Effective Treatment: Partnered hospitals or network hospitals have pre-negotiated rates with the insurer. Thus, the cost of medical treatment for policyholders is relatively lower than non-network hospitals.
• Claim Settlement Process: Policyholders getting hospitalized in the network hospital go through less paperwork and administrative hassle at the time of claim settlement. Thus, the procedure for claim settlement at network hospitals is easy and hassle-free.

Cashless Treatment and Claim process

A cashless treatment facility enables policyholders to get treatment from the hospital without stressing over medical expenses and other costs. Basically, health insurance companies tie up with certain hospitals that offer quality medical services at a lower rate. This list of network hospitals authorized to provide cashless treatment is provided to each policyholder at the time of policy purchase.

In fact, the cashless claim process is quite easy and hassle-free compared to other non-network hospitals. Here are the steps for the claim process at a network hospital:

Step 1: Inform your Insurer

It is essential to contact and inform your Tata AIG insurer or TPA about hospitalization into a network hospital 48 hours before, in case of planned hospitalization. However, if it is an unplanned hospitalization, try to inform them within the next 24 hours after getting admitted for the treatment.

Step 2: Pre-authorization Request

After informing, request a pre-authorization and provide details, such as your policy number, authorized policy-issued ID card, etc. to the network hospital.

Step 3: Document Verification

The designated TPA or TATA AIG Health Insurance will verify the submitted details, coverage type, nature, and extent. Further, they will review the policyholder's medical records before authorization.

Step 4: Approval/Rejection

After verification, an approved letter is issued to the insured individual. Remember, in some cases, the request for pre-authorization is rejected due to missing documents or if an intended treatment/procedure is excluded from your policy. Hence, make sure to review your terms and documents properly before submitting a claim form.

Step 5: Treatment

The policyholder must provide the approved letter to the hospital administrators to receive treatment without paying any money out-of-pocket.

Step 6: Final Settlement

The hospital will directly send the bill to your insurer and settle with them. Thus, allowing the policyholder to focus more on their health and treatment during the entire process.

Use the following methods to identify or locate the best Tata AIG network hospital in your area and get proper treatment without any financial burden.

Locate Tata AIG Health insurance network hospital with InsuranceDekho

• Visit the InsuranceDekho Website and connect with the support team via call on helpline number 755 1196 989. The support representative will help find the best network hospitals in your area.

• You can send a mail to the customer care executive at support@insurancedekho.com requesting a detailed list of network hospitals in your city or area. The team will respond to your query with an appropriate solution within 24-48 hours.

Locate Network hospitals of Tata AIG Health Company Via the Official Website

• Visit Tata AIG’s official website and go to the Self-Service Page
• Under the additional services section, select the Health Tab. Now, click on the Network Hospitals tab.
• You will be redirected to a new page that will help locate nearby Tata AIG network hospitals.
• Enter your city in the space provided and press on the search button.
• A list of Tata AIG network hospitals in your city will be available to choose from with their address.

Keep in mind the following factors when selecting a network hospital for your Tata AIG health policy, such as:

• Location: During medical emergencies, it is best to reach out to a nearby hospital for quick treatment. Hence, make sure your selected network hospitals are close to your house or job location for faster access to care and medical facilities.
• Facilities: Apart from nearby locations, make sure to go through the medical facilities and hospital reviews. Check if the hospital has proper ICU units, specialized departments, advanced treatment facilities, modern medical equipment, etc.
• Expenses (Cost and Affordability): Different network hospitals may have different charge rates or fee structures for their room rent and other medical expenses. Hence, go through the cost factor as well and check if it meets your coverage limit.
• Hospital Reputation: Do not miss to check the online reviews or patient feedback reports of your selected hospital. This information will provide better clarity into the services availability and medical facilities. You can even track if any common issues were reported related to the hospital and make an informed decision.
• Emergency Services: Another factor to look for when selecting a network hospital is emergency facilities and trauma centers availability. There can be cases where you might require immediate attention and expert guidance to control the situation. Hence, check if emergency services are available and people's feedback.
• Insurance Coverage: Check the included treatment or service plan covered by the insurance company is available at the hospital of your choice. In some cases, hospitals restrict or limit certain procedures and medical facilities. Hence, check if the selected hospital provides the necessary treatment plan you will need for your condition, without any limitation.

If you have any other query or require detailed information on Tata AIG Network Hospitals, use any of the following customer care channels:

InsuranceDekho’s Contact

Directly connect and communicate with InsuranceDekho's customer support team for more information on nearby Tata AIG Network Hospitals.

• Drop a mail at support@insurancedekho.com and our customer care executive will reach out to you within 24-48 hours with requested information.
• Dial InsuranceDekho's helpline number - 755 1196 989 and directly share your concern with the support representative.

Official Company Contact

• Call 1800-266-7780 to connect and communicate with Tata AIG customer support team.
• Drop a message on Tata AIG’s WhatsApp number +91-9136160375.
• Mail customer care representatives at customersupport@tataaig.com for nearby network hospitals contact information.

Ques 1: What are Network Hospitals?

Ans: Network hospitals are a list of healthcare facility providers that have an agreement with insurance companies to provide medical services and certain other benefits to policyholders at a pre-negotiated rate.

Ques 2: How long does it take for cashless claims to be settled in network vs non-network hospitals?

Ans: Network hospitals might take less time to settle and approve cashless claims in comparison to non-network hospitals.

Ques 3: In the event of a planned hospitalization, how early should I inform the insurer about the claim?

Ans: In case of planned hospitalization, the policyholder must reach out to the insurer 48 hours before getting hospitalized for a hassle-free claim process.

Ques 4: How can I check my TATA AIG Health Insurance Claim Status?

Ans: The policyholder can visit Tata AIG's official website and go to the Claims tab in the top menu bar. From this page, they can track the claim status for different products.

Ques 5: How many network hospitals are covered by Tata AIG health insurance across India?

Ans: There are 11000+ network hospitals across India covered by Tata AIG. Most of these hospitals even offer cashless treatment facilities.

Ques 6: What is a Non-Network Hospital in Health Insurance?

Ans: Non-network hospitals are general hospitals that provide access to healthcare services without any tie-up with insurance companies.

Ques 7: What is Tata AIG's health claim settlement ratio?

Ans: In the 2023-2024 financial year, the health claim settlement ratio of Tata AIG was 76.04%.

Ques 8: How many Tata AIG network hospitals are in Navi Mumbai?

Ans: 88 network hospitals are available in Navi Mumbai that are covered by Tata AIG.

Ques 9: What types of plans does Tata AIG offer for health insurance?

Ans: A wide range of health insurance plans are offered by Tata AIG, including individual health plans, family floater plans, critical illness, super top-up plans, personal accident insurance plans, etc.

Ques 10: Does obtaining a health insurance plan need a medical health check-up?

Ans: No, a health check-up is not a mandatory process but in certain cases, the insurer may demand a health check-up or medical test before getting the policy.