Tata AIG Health Insurance Top-up & Super Top-up Plans

A Super Top-Up Plan works as a supplement to your primary health insurance policy. It increases the sum insured limit of your existing health policy so you can deal with an expensive medical emergency situation. So, if you want to buy a super top-up plan, you need to own a regular health plan.

For instance, suppose you have chosen Mediplus Super Top-up Plan and have selected the deductible Rs. 2 lakh. And you already have regular health insurance with the sum insured amount Rs. 5 lakh. Then, you can get the treatment of Rs. 7 lakh. However, you can only use the top-up scheme if the medical expense exceeds Rs. 5 lakh. A top plan is available with reasonable premium costs and flexible options.

TATA AIG MediPlus Top-Up

TATA AIG MediPlus is a super Top-Up plan designed to assist policyholders to enhance the sum insured limits of their existing health insurance plan. You can avail this top-up plan by utilizing your deductible feature in your current insurance policy.

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Key Benefits of MediPlus Top-Up

MediPlus top-up plan brings a lot of features and benefits to the policyholders. Along with the exhaustive coverage benefits, the plan also offers varied sum insured options to choose from. The coverage under the plan includes:

Zero co-payment
Domiciliary treatment
Ambulance coverage
Sum insured Rs. 5 Lakh
Inpatient hospitalisation
Deductible amount Rs. 1 lakh to Rs. 5 lakh

Who Can Buy this Plan?

Anyone between the age group of 18 years and 65 years can have this policy. Although, the minimum age to get covered under this is 91 days.

Waiting Period Under the Plan

The waiting period for pre-existing diseases under the plan is of 48 months and 24 months for specified illnesses.

Renewability of the Plan

The plan offers lifelong renewability option to policyholders.

Exclusions Under the Plan

MediPlus Top-up Policy does not cover the insured against the following healthcare expenses:

Cosmetic surgeries
Congenital diseases
Non-allopathic treatments
General dental treatments
Injuries or illnesses due to war

Tata AIG Health Insurance Plan List

Senior Citizen (1)
Family (5)
Individual (5)
Kids (2)
Maternity (1)
Woman (1)
Parents (1)
Critical Illness (2)

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
MediCare PremierMin: 91 Days; Max; 65 Years	5 Lakh	Check Premium
MediCare Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Wellsurance WomanMin: 18 years; Max: 65 years	3 Lakh	Check Premium
Wellsurance FamilyMin: 6 months; Max 65 years	2 Lakh	Check Premium
Wellsurance Executive Policy Min: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Critical Illness PolicyMin: 18 Years; Max: 65 Years	2.5 Lakh	Check Premium
Medicare Protect PolicyMin: 91 days; Max: 65 years	2 Lakh - 5 Lakh	Check Premium

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User Reviews

4.7

Rating based on

316 User reviews

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What users are saying

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Policy Tracking Support
I bought the TATA AIG Health Insurance Policy from the InsuranceDekho company’s official website. Tracking the health insurance plan after the purchase was as simple as choosing the right plan from their online platform. The customer care team was the best. Thank You!
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A
Tata AIG
By Ananya Mishra
On: Mar 12, 2024
Easy process of selecting the ...
On InsuranceDekho’s Website, After providing all the necessary details,I was able to check all health insurance plans as of my needs. Based on my budget and my needs for health Insurance, I purchased the TATA AIG Health insurance plan from InsuranceDekho’s Website easily and smoothly. Thank You!
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P
Tata AIG
By Pankaj Kumar
On: Mar 01, 2024
Renewal of policy on time
I bought the TATA AIG Family health insurance plan. The plan provides various healthcare benefits to me and my family. I bought it from the InsuranceDekho website. After some days of my purchase, I visited them again to get my policy renewed. The steps to do so were quick and easy. Thanks to the team for their assistance.
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G
Tata AIG
By Gunjan Bhatia
On: Feb 20, 2023
Chatbox feature
The chat box feature available on the InsuranceDekho website is quite impressive. I bought the TATA AIG Individual health insurance plan from the InsuranceDekho website. While making the payment, I was facing some issues so I used the chat box feature and all my queries were resolved. The plan provides coverage for one individual and covers him from several expenses. It is a must*go plan
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A
Tata AIG
By Aanchal Tandon
On: Feb 16, 2023
Coverage for many expenses
The TATA AIG Arogya Sanjeevani Policy has given me coverage for many healthcare expenses. I am happy to recommend InsuranceDekho too for its services were beyond my expectations. This policy along with ID’s support have made my life more simpler. I couldn’t have asked for a better solution.
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H
Tata AIG
By Harpal D Singh
On: Feb 01, 2023