Tata AIG MediCare Premier Health Insurance
Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 76.04% |
COVID-19 Cover | Yes |
Network Hospitals | 3,000+ |
Policies Sold | 2,20,583 |
Renewability | Lifelong |
About Tata AIG MediCare Premier Health Insurance
Nobody wants to spend money on medical treatment. People wish to see their family members healthy and active as it doesn't just impact their health but the income of the entire family as well, which ultimately influences everyone's life. On this note, a medical insurance policy named as MediCare Premier Plan is launched by Tata AIG to cope up with various types of unforeseen circumstances. It is equipped with plenty of benefits and offerings through which it provides financial assistance within the range of sum insured from Rs. 5 Lakh to Rs. 50 Lakh to its policyholders to compensate the health care expenses.
This Tata AIG MediCare Premier Plan is designed to offer coverage to people between the age of 91 days and 65 years. It is offered on an individual or a family floater basis and is issued for 1, 2 and 3 years. Policyholders of this health insurance policy are allowed to cover a maximum of 7 members on the purchase of an individual plan or a family policy which may comprise self, spouse, 3 dependent children and 2 dependent parents. This indemnity-based health insurance cover is stuffed with a range of benefits without any sub-limit and can be availed in 4000+ network hospitals in India.
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Key Inclusions and Exclusions of the Plan
What's Included
- In-patient treatment costs
- Maternity and New Born Baby cover
- Daycare procedure costs are provided
- Pre and post hospitalisation expenses
- Option for the second opinion is offered
What's Not Included
- Plastic surgery or cosmetic surgery
- Experimental and unproven treatments
- Injuries due to war, invasion, etc.
- Venereal disease, sexually transmitted disease
- Laser treatment for refractive error in eyes
4975 Tata AIG Cashless Network Hospitals in India
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Tata AIG MediCare Premier Expert Review
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Major Attractions
The MediCare Premier Plan tends to offer every possible medical coverage to its policyholders. It provides so much that customers have quite less to complain about and much more to boast about. The bundle of attributes makes this health insurance plan a centre of attraction when compared with the offerings of the other insurance plans. Here are some of the elements that make it a worthwhile insurance product:
- In-patient treatment expenses
- Pre and post hospitalisation cost
- Coverage for OPD treatment is given
- Cover for health check-up is provided
- Sum Insured Restore Benefit is offered
- Cover for daycare procedure is available
- Availability of maternity and newborn baby cover
- A cover is offered related to domiciliary hospitalisation
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What’s More?
The MediCare Premier Plan doesn’t just own some features but holds some additional benefits as well. The additional components increase its value before the policyholders and want to retain them too. Here is a checklist of some of those benefits:
- Family floater discounts are offered
- 15 days free look period is available
- Discount for coverage term is provided
- Availability of lifelong renewability option
- Tax benefits can be gained on the premium
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Conclusion
This health insurance policy is a great combination of benefits, discounts and affordability. It delivers a lot to its customers with which it has managed to become a perfect choice for all. The offering of features like maternity, newborn baby cover, and OPD treatment, let more and more customers get attracted to this policy.
Make the purchase for this health policy from insurancedekho.com. It will certainly make your experience easy and hassle-free. The team of InsuranceDekho is always indulged in providing customers with all kinds of support with complete commitment and dedication.
Claim Process at Tata AIG Health Insurance
FAQs on MediCare Premier Health Insurance Plan
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What are the minimum and maximum entry age applicable under this plan?
The Tata AIG MediCare Premier Plan offers coverage to people between the age of 91 days to 65 years. However, there exist no maximum cover ceasing age under this policy as it comes with lifelong renewability option.
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Does this Tata AIG MediCare Premier Policy offer any discount to its policyholder?
Yes, discounts are provided on two grounds, i.e., policy term and family discount. A 5% and 10% discount on premium is given if insured opts for 2 and 3 years of the policy term. Whereas, a family floater discount on premium is provided for covering more than 1 member. It is applicable as:
2 members -20%
3 members -28%
> 3 members-32% -
Can I get the coverage for air ambulance under this MediCare Premier Plan?
Yes, the plan provides the coverage for ambulance transportation in an aeroplane or helicopter, the cost of which can extend to a maximum of Rs. 500,000, only for emergency or life-threatening health conditions where immediate and fast ambulance transportation to the hospital or the medical centre for further medical management is required.
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Does this plan offer the coverage for vaccinations? If yes, for which vaccinations?
Yes, the plan offers coverage for expenses of vaccinations. This coverage is differentiated on the basis of immediate coverage and cover post waiting period. Here are the covered vaccines:
a) Without any waiting period:
i. Anti-rabies vaccine following an animal bite
ii. Typhoid vaccination
b) After 2 years of continuous coverage:
i. Human Papilloma Virus (HPV) vaccine
ii. Hepatitis B Vaccine