Tata AIG MediRaksha Health Insurance

Tata AIG MediRaksha Plan offers many features and benefits to insured individuals. Its offerings are attractive due to their affordability and their vast coverage. The plan offers enough coverage that can easily cover the treatment of an entire family. The prime benefits of the plan includes:

• Health Check-up up to 1% of the sum insured
• Coverage for 144 daycare procedures is provided 
• The policy can be issued either for 1 or 2 year policy period
• Pre and post hospitalisation cost coverage for 30 days and 60 days respectively
• Annual sum insured for Rs. 50,000, Rs. 75,000 and Rs. 1,00,000 is provided
• Organ donor expenses are covered for harvesting of the organ donated
• The lifelong renewability option is offered under this health insurance policy
• Room rent and ICU rent on per day basis is offered as per the variant opted for 

Not just the features or benefits of this plan can be availed by the policyholders, but they can enjoy some other beneficial components as well. The policy continues to give so much attractive coverage and offerings which add stars to it. Some other highlights of the policy are: 

• Portability option is available on being insured continuously 
• A family discount of 10%, if 2 or more members of a family are covered
• 7.5% discount on the premium on paying the premium of 2 years in advance
• Free-look period of 15 days is given to review the health insurance plan
• Tax saving benefit is offered under section 80D of the Income Tax Act

Going through the benefits and features of Tata AIG MediRaksha Plan, it can be concluded that it is equally worthwhile for people with a family as well as individuals. This plan offers several benefits and wide coverage, which will never let you down and meet all your medical requirements for sure.
 
While making the purchase for this plan, opt it from a trusted online platform like InsuranceDekho. This will help you get complete information about health insurance policy with full transparency. The firm also allows you to compare different health plans in the market, get to know about the policy terms and conditions, and select the plan of your choice without any hassle.

This policy allows the coverage for spouse, dependent children and dependent parents along with the policyholder or proposer.

This policy covers persons in the age group of 91 days onwards. The maximum entry age is 65 years. Dependent child aged between 91 days to 21 years can be covered, if unmarried. Dependent child aged between 91 days to 5 years can be insured only when both parents are covered under the same plan. 

Yes, this policy covers in-patient treatment where hospitalisation expenses due to an illness or accident are covered. The policy will be paying for the medical expenses such as room rent; boarding and nursing expenses; intensive care unit charges; medical practitioner fees; costs of medicines, drugs and consumables; and so on. 

Yes, this MediRaksha Plan offers the coverage for medical expenses for 144 daycare procedures, which do not require 24 hours hospitalisation due to technological advancement.