What is the amount of sum insured offered by the Super Surplus Insurance Policy?

The policy is divided into two parts i.e., Silver and Gold Plan. In these variants, the sum insured amount ranges from Rs. 5 Lakh to Rs. 25 Lakh.

Does Super Surplus Insurance Policy come with lifelong renewal feature?

Yes, the policy offers guaranteed lifelong renewal facility.

What is the entry eligibility for Super Surplus Health Insurance policy?

Any individual between the age of 18 to 65 years can purchase this policy.

Does this plan cover the expenses related to organ donation?

Yes, coverage is available for the costs incurred on organ transplantation, provided the insured individual is the recipient.

Are expenses related to delivery covered under this policy?

Yes, costs incurred pertaining to delivery comprising of delivery through Caesarean section, which includes pre and post-natal expenditure and procedures like abortion etc. are covered up to Rs. 50,000 per policy year. The offer is subject to a maximum of 2 deliveries in the entire lifetime.

Is there any co-pay component present in the Super Surplus Insurance Policy?

Yes, there lies a co-payment component in the Gold Plan variant of the policy. Under which 10% copay is to be paid on each claim. This is for individuals who were above the age of 60 years at the time of entry.

What is the waiting period applicable for pre-existing diseases?

Under the plan, the waiting period for pre-existing illness and diseases is of 36 months.

What are the coverage details subject to air ambulance feature?

Coverage for air ambulance is provided up to 10% of SI for each policy period, only for the sum insured of Rs. 10 Lakh and above.

How many daycare procedures are covered under the plan?

All the daycare treatments and procedures are covered under this health insurance policy.

Is there any benefit offered under the policy related to additional recharge?

Yes, Super Surplus Insurance policy provides a recharge benefit that can be utilized post exhaustion of sum insured amount.

Star Super Surplus Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

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Star Super Surplus Brochure

266.96 KB
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Apr 18, 2019

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Name of Plan	Sum Insured
Smart Health ProPopular		Check Premium
Women CarePopular		Check Premium
PremierePopular		Check Premium
AssurePopular		Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 yearsPopular	3 Lakh-1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years	50,000 - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years		Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

Star Health Insurance Top Up List

Family (1)
Individual (1)

Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Super Surplus Health Insurance Plan

What is the amount of sum insured offered by the Super Surplus Insurance Policy?
The policy is divided into two parts i.e., Silver and Gold Plan. In these variants, the sum insured amount ranges from Rs. 5 Lakh to Rs. 25 Lakh.
Does Super Surplus Insurance Policy come with lifelong renewal feature?
Yes, the policy offers guaranteed lifelong renewal facility.
What is the entry eligibility for Super Surplus Health Insurance policy?
Any individual between the age of 18 to 65 years can purchase this policy.
Does this plan cover the expenses related to organ donation?
Yes, coverage is available for the costs incurred on organ transplantation, provided the insured individual is the recipient.
Are expenses related to delivery covered under this policy?
Yes, costs incurred pertaining to delivery comprising of delivery through Caesarean section, which includes pre and post-natal expenditure and procedures like abortion etc. are covered up to Rs. 50,000 per policy year. The offer is subject to a maximum of 2 deliveries in the entire lifetime.
Is there any co-pay component present in the Super Surplus Insurance Policy?
Yes, there lies a co-payment component in the Gold Plan variant of the policy. Under which 10% copay is to be paid on each claim. This is for individuals who were above the age of 60 years at the time of entry.
What is the waiting period applicable for pre-existing diseases?
Under the plan, the waiting period for pre-existing illness and diseases is of 36 months.
What are the coverage details subject to air ambulance feature?
Coverage for air ambulance is provided up to 10% of SI for each policy period, only for the sum insured of Rs. 10 Lakh and above.
How many daycare procedures are covered under the plan?
All the daycare treatments and procedures are covered under this health insurance policy.
Is there any benefit offered under the policy related to additional recharge?
Yes, Super Surplus Insurance policy provides a recharge benefit that can be utilized post exhaustion of sum insured amount.

View More Questions

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.