Star Premiere Health Insurance

One of the leading health insurance companies in India, Star Health Insurance provides a variety of plans including Star Premiere. This is one of the best-selling plans that covers medical expenses due to illness or accidents. The Star Premiere health insurance plan is specially designed for individuals who are above the age of 50 years to meet their health insurance needs. Moreover, as the company has tie-ups with over 14,000 network hospitals, policyholders can avail of cashless treatment. Read on to learn more about Star Premiere's health insurance plan.

Key Features of Star Premiere Health Insurance Plan

Listed below are some of the key features of the Stat Premiere health insurance plan:

• It is available as both a family and individual health insurance plan.
• There are different types of discount available with the plan such as floater discount, wellness discount, long-term discount, and more.
• The plan offers flexibility to choose the sum insured, premium payment frequency, and the policy type.
• There is no pre-medical check-up required to buy the Star Premiere health insurance plan

Eligibility Criteria of Star Premiere Health Insurance Plan

Listed below are the eligibility criteria for the Star Premiere health insurance plan:

Benefits of Star Premiere Health Insurance Plan

Some of the benefits of buying Star Premiere health insurance plan:

• Sum Insured: It depends on the policyholder's health insurance needs and budget when it comes to choosing the sum insured. The Star Premiere health insurance plan allows the policyholder to choose a sum insured between Rs. 10 lakhs to Rs. 1 crore. This means that this plan offers flexible sum insured options.
• Long-term Discount: The Star Premiere health insurance plan offers a considerable discount if you buy this plan for more than 2 years.
• Installment Facility Available: The premium for the Star Premiere health insurance plan can also be paid on installement basis, it can be paid annually, quarterly, or half-yearly.
• AYUSH treatment: The Star Premiere health insurance also provides coverage for AYUSH treatment. The coverage is offered up to the sum insured chosen by the policyholder.
• Other Coverage: In addition to those listed above, the Star Premiere health insurance plan also provides coverage for bariatric surgery, non-medical items, organ donor expenses, pre and post hospitalisation expenses, modern treatment, domiciliary treatment, and more.

Inclusions of Star Premiere Health Insurance Plan

Listed below are the inclusions of the Star Premiere health insurance plan:

• Pre and post hospitalisation expenses
• AYUSH treatment
• Organ donor expenses
• Consumables cover
• Bariatric surgery cover
• Air ambulance cover
• Modern treatment cover
• Home care treatment

Exclusions of Star Premiere Health Insurance Plan

Some of the exclusions of Star Premiere health insurance plan:

• Pre-existing disease coverage
• Weight-related treatment
• Plastic surgery
• Any injury due to involvement in adventurous activity
• Change of gender treatments
• Any kind of unproven treatment

Documents Required to Buy Star Premiere Health Insurance Plan

Some of the documents required to buy Star Premiere health insurance plan are as follows:

• A duly-filled application form
• Medical reports
• Details of pre-existing disease if any
• Aadhaar card
• Pan card
• Bank account details
• Income proof

How to Buy Star Premiere Health Insurance Plan?

Listed below are the steps in which you can buy Star Premiere health insurance plan with InsuranceDekho:

• Go to the health insurance option on InsuranceDekho website
• Click on health insurance companies and select Star Health insurance
• Select Star Premiere from the list of health insurance plans available
• Read all the terms and conditions mentioned in the Star Premier policy wording carefully.
• Upload all the necessary documents to complete the KYC process
• Make an online premium payment once the KYC process is completed
• You will get the policy document at your registered e-mail address

Claim Process of Star Premiere Insurance Plan

There are two types of claims you can raise along with your Star Premiere health insurance plan, reimbursement and cashless claim. In a cashless claim, you need not spend anything from your pocket as the medical expenses will be directly settled by the insurance company. However, in reimbursement claims, the bills are first paid by the policyholder which is later reimbursed by the insurance company.

Cashless Claim

• Go to a nearby cashless hospital that has tie-ups with Star Health insurance
• Submit Star Premiere plan details at the hospital along with other relevant details
• Once all the documents have been submitted, it will be verified and a pre-authorisation form will be sent to the insurance company
• Next, when the insurance company verifies all the documents, then the bills will be directly settled at the network hospital

Reimbursement Claim

• In reimbursement claim, you can visit any nearby hospital and pay for the medical expenses
• Then, raise reimbursement claim on the website of the insurance company
• Submit the Star Premiere claim form along with other details of your plan
• When the insurance company approves the claim request, it will be later reimbursed to the policyholder