Star Family Delite Health Insurance

Some features of a health insurance plan bring it into the limelight. They don’t just increase the value of the plan but enhance its sale as well. When it comes to significant features available under the Star Health Family Delite Plan, there lies a long list under the plan. By selecting this plan, the policyholders can expose themselves with a variety of benefits comprising of in-patient hospitalisation, pre and post-hospitalisation costs, daycare treatment and procedures, and several other medical expenses. This health insurance plan can easily be regarded as a comprehensive and perfect package for a family. Here are a few benefits that make this plan appealing:

• Cashless hospitalisation facility is available
• Sum insured is given on family floater basis
• Ambulance charges for emergency hospitalisation
• Coverage offered for specified daycare procedures
• Cover for pre-hospitalisation and post hospitalisation
• Coverage offered for in-patient hospitalisation expenses
• Network of more than 9300+ hospitals across the nation
• Specified diseases are covered up to the specified limits

The merits of the plan don’t end here. The plan is offered on a family floater basis and owns several other offerings which gift additional advantages to the customers. These extra benefits make the insured members get more comfort in utilising the plan. The plan is an easy and right option for every family. The added benefits of the plan are as follows:

• Availability of lifelong renewability option 
• A free look period of 15 days is provided for reviewing the policy
• No Third Party Administrator, direct in-house claim settlement
• Premium is eligible for tax relief under Section 80D of the IT Act
• No pre-acceptance medical screening is required until the age of 50 years

These many benefits together can prove this plan value for money product. The plan tries to deliver the coverage for common medical treatments that can safeguard a family. However, one can observe the absence of a few features too, but its reasonable price makes it acceptable by every family. Hence, it can be considered good to go plan for every family.  
 
Getting it is also simple, and it can be ordered directly from the website of Star Health Insurance. InsuranceDekho, an insurance broker, can also help policyholders in buying the plan. The broker firm can help customers in answering their queries and assisting them in opting for the perfect plan. 

Relationships that can be covered under the plan comprise of self, spouse, and kids.

There are 9300+ hospitals across India that provides the cashless facility for Family Delite Plan.

The pre-existing diseases are covered after 48 months of continuous insurance coverage with the plan of Star Health Insurance. 

Yes, A 15 day free look period from the date of receipt of the policy is offered for reviewing the terms and conditions of the health insurance plan. If an insured person is not comfortable and satisfied with the plan, he can request the cancellation of the policy. However, in such condition, the firm will refund some amount of premium after adjusting the cost of medical examination for pre-acceptance, stamp duty costs and proportionate risk premium for the concerned period, provided no claim has been requested until the cancellation. Free look cancellation isn't applicable during the time of renewal.