Star Cancer Care Gold Health Insurance

The policy provides the required coverage features aiming to improve the lives of cancer-affected people. As stated above, under Section 1, lump sum amount is paid when there is recurrence/metastasis and/or second cancer. Under Section 2 and 3 (indemnity cover) following coverage features are included:

• Single standard A/c room expenses
• Cover for all the daycare procedures
• Surgeon, anesthetist, medical practitioner, and consultant’s fee
• Blood, oxygen, anaesthesia, surgical appliances, drugs and medicines
• Nursing and boarding expenses as presented by the hospital or the nursing home
• Pre-hospitalisation expenses for up to 30 days before the date of hospitalisation
• Post-hospitalisation expenses for up to 60 days after the date of discharge from the hospital
• Emergency ambulance charges up to Rs. 1,500 per hospitalization and up to Rs. 2,000 per policy period

The plan has added benefits too apart from the basic coverage features. These come along with the plan at no extra cost.

• Hassle-free direct claim settlement
• Tax benefits under Section 80D of the Income Tax Act
• Cashless facility in all the network hospitals for Section 2 and 3
• The policy will be renewable till the closure date of this pilot product

Looking at the coverage features and other advantages of Star Health Cancer Care Gold Plan, it seems sure to bring some relief to the cancer patients. 

To cover yourself under this plan, prefer the online platform. For this, choose the best one from leading health insurance brokers after comparing their services, and get in touch with them at the earliest. You can also buy one from the insurer’s website, but that might not always enlighten you with similar plans by the competitors. Also remember, while choosing a plan, compare it with others based on several factors such as sum insured, coverage features, waiting period, and so on to get the best deal.

Any person aged between 5 months to 65 years and is diagnosed with Cancer (Stage 1 or Stage 2) is eligible to purchase this policy. Children can be covered only along with parents.

Pre-medical acceptance screening is not mandatory to buy the Cancer Care Gold Insurance Policy.

The policy can be bought for Sum Insured options of Rs. 3 Lakh and Rs. 5 Lakh. You must choose the appropriate Sum Insured, as once opted you might not be able to change.

Yes, all daycare treatments are allowed under this policy.