How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Super Surplus Health Insurance User Reviews

403 reviews Rate This

Star

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Enter Your Age

Where do you live ?

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Choose required Coverage for yourself?

5 Lac

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Super Surplus

4.1

Based on

28 User reviews

Understood significance of health top-ups
I did not know the significance of a health top-up plan until I visited InsuranceDekho. I got to know how top-up health insurance plans deliver additional protection cover to already existing health plans. I am a policyholder of Star Health Insurance’s Super Surplus health plan.
A
Anushka Duggar
On: Mar 01, 2021
Information on health top-ups
I wanted to know what is so special about a health insurance top-up plan. I started perusing the website of InsuranceDekho and came to know about Star Health Insurance’s top-up plan named Super Surplus. I read the policy details. The policy was self-descriptive. I could clearly see the positives of getting a health top-up.
T
Tandrima Basak
On: Feb 25, 2021
Easy health plan comparison possible
I like to compare and research well before investing in an insurance policy. Thanks to InsuranceDekho’s premium calculator, comparing health plans was easy. After a thorough comparison, I bought Star Health Insurance’s Super Surplus Insurance Policy. I will be forever grateful to the team.
P
Pulama Chakrabarty
On: Feb 18, 2021
Amazing customer support
Very impressed with the service from the customer team of insurancedekho. I visited the website to get some information on available top-ups for my Star Health Insurance’s Super Surplus Health Insurance plan. The support team gave me detailed information on the plan before purchasing.
A
Arunodoy Mukherjee
On: Dec 14, 2020
Great additional coverage
Super surplus is a great top-up plan that I have for a sum insured of Rs. 25 Lakh. The best part about this plan is that it covers me for air ambulance expenses for up to 10% of the sum insured. Apart from this, all daycare procedures and organ donor cover is included.
R
Rukhsana
On: Feb 20, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Should buy.
Even if you already have a health insurance plan, then also you may require additional coverage. You can buy this plan online from insurancedekho to get enhanced coverage features after the sum insured of your regular plan gets exhausted. I liked its benefits and read abt it online before buying
R
Rohit Kumar Sharma
On: Feb 20, 2020
Read good reviews abt it online
Super surplus is a nice plan that you can buy from insurancedekho in a few easy steps. Either just call them on toll free number and they will give you a link where you will have to make payment or you can directly do that on your own. I am happy with this plan
V
Vikash Kumar
On: Feb 10, 2020
Saw star health’s advertisement
I read good reviews abt super surplus plan by star health online and also wanted some extra coverage so brought this online despite of already having a plan offered by employer. I liked the coverage of this plan as it covers me for all daycare procedures, air ambulance, organ donor expenses, etc.
R
Rakesh Kumar
On: Feb 10, 2020
Many benefits included
I am covered under super surplus health insurance plan from star health since 6 months. Some benefits that i get include pre and post hosptalisation expenses, guaranteed renewal for lifetime, air ambulance cover, organ donor expenses, cover for all daycare procedures etc. I found it beneficial for extra coverage
A
Ashish Jaiswal
On: Jan 30, 2020
Good option for additional coverage
Top-up plans work the best for added coverage. I did not have any idea abt such plans before but when i brought my family floater plan, i also purchased this along for added coverage of my loved ones. This plan has been working well for me and the premium i also not so high.
P
Priya Thakur
On: Jan 30, 2020
Super saver plan
Super surplus plan has proved to be a super saver plan for me. I had called Insurancedekho to buy a regular health insurance plan but they told me how can i get even greater coverage buy paying a little extra.. And i got convinced with so many benefits offered under this plan.
s
savithramma
On: Jan 09, 2020
Easy process to buy online
Super surplus plan offers many benefits to the policyholders.. One can buy this plan even if they already have a standard health insurance plan.. It offers great covers with many features like cover for air ambulance, organ donor expenses, pre and post hospitalisation expenses, cover for all daycare procedures etc.
s
suneeta
On: Jan 09, 2020
Amazing plan..
Super surplus is an amazing plan offered to me by customer care executives at insurancedekho. I was not planning to buy this plan but with the standard plan, they explained me how it will benefit me. So thought of giving it a try.. Also the premium was not too high so i purchased it in one go.
A
Arindam Garg
On: Dec 23, 2019
Great benefits under top up plan
I believe that everyone must have a top-up plan apart from their basic health insurance plan. It offers extra coverage and is affordable too. I had other plan also from star health so thought of buying top up also from them as they offer reliable services. Iam happy with the company and ID too
K
Kapil Yadav
On: Dec 23, 2019
Useful surplus plan
Many people are not aware of the fact how surplus plans work and I was one of them until I talked to the customer care executives at Insurancedekho. They explained me how beneficial a plan like this can be and as it was available in low premium for family, i purchased it.
M
Mahesh gupta
On: Nov 29, 2019
Most comprehensive coverage under this plan
I had a good experience with star health with this plan. I must say that the team did a really good job. I appreciate their efforts and recommend this plan to my colleagues too. They provide plans at the most affordable price in the market and you wont regret buying insurance from them
G
Gajendra nath goyal
On: Nov 29, 2019
Good job team..
I purchased super surplus plan from insurance dekho yesterday after i got to know abt the benefits of having a surplus plan from one of their sales person. I get many benefits under this plan like air ambulance cover, organ donor expenses, pre and post hospitalisation expenses, coverage for all daycare procedures etc.
S
SHIV KUMAR MISHRA
On: Nov 20, 2019
ID offers comprehensive plans
I and my friend have already purchased one plan from insurancedekho for our families. This time i helped my friend purchase super surplus plan.. I purchased it last week after understanding the benefits and found that this can prove to be helpful in future as it has many benefits to offer.
b
bipin shaw
On: Nov 20, 2019
Im happy and satisfied
I have already one health insurance policy from star health and have recently purchased this super surplus from insurancedekho to have extra coverage. I have this plan for a policy tenure of 1 year and it covers necessary features like daycare procedures, air ambulance expenses, organ donor expenses etc.
S
Swati sharma
On: Nov 11, 2019
Good plan and great services
Insurancedekho is a good company and i had heard of it from a friend and colleague who have had prior experience of purchasing from them. The journey was smooth and they sold me the required policy within minutes. Iam looking forward to sharing reviews of this company with my friends too.
A
Ashish Kumar Das
On: Nov 11, 2019
Customer friendly policies.
I like star health from since very long as it offers customer friendly policies to the people. It understands the needs of the customers and then fulfil them by offering comprehensive plans. And super surplus is one of them under which Iam covered too. I get many benefits under this
A
Alka sharma
On: Oct 31, 2019
Wide cover
With insurancedekho it is like you have someone to contact in case of help or even emergency. Their customer support team is so supportive even if you give them a call at odd hours. I had super surplus plan and at the time of emergency when my wife was hospitalised, i called Ravi in ID and he helped me.
V
Vemula minnivardhan raju
On: Oct 31, 2019
Very well designed and affordable
Super surplus is an easy on pocket insurance policy which I purchased in affordable premium. The policy provides me more sum insured and more benefits and does not cost so much. It provides me with many benefits as well..no complaints from this plan.
A
Ashmita Ghosh
On: Oct 21, 2019
Customer friendly products at star health
I have always trusted star health for the quality products. The super surplus plan offered by it has many benefits to offer. These include coverage for all daycare procedures, cost of air ambulance, pre and post hospitalisation cover, organ donor expenses, and so on. Also, the premium to buy this plan is not so high.
M
Manoj
On: Oct 21, 2019
Good policy..
I am 45 years old and wanted a top up plan for myself as my health I snot so good these days. So to avoid future expenses and also help myself in tax saving, I asked for an opinion from Insurancedekho for a good plan. And they advised me for super surplus plan. The plan gives me many benefits and Iam satisfied.
a
arun kumar
On: Oct 07, 2019
Nice top up plan
Super Surplus plan from Star health is the plan that I recently purchased from insurancedekho. Earlier I was not convinced with the idea of purchasing a top up health inusrance plan. But when Tanya in Insurancedekho explained me various benefits of this plan like daycare procedures, air ambulance etc, i got convinced and brought it,,,,nice plan
D
Dev Vaidik
On: Oct 07, 2019
Got policy issued in less time
I got my policy issued within a few hours from Insurancedekho. I give their service full marks when it comes to commitment. I talked to Tripti in the sales team who explained to me everything regarding Super Surplus top-up plan and how will it help me. I didn't know what is top health insurance plan but she took out time and cleared all my doubts patiently.
K
Karuna Gadpal
On: Sep 25, 2019
satisfactory features in plan
The services of Insurancedekho are quite transparent. They don’t hide anything from you and tell you even the exclusions of the policy very clearly in detail. I had many doubts regarding the top-up plan that I was planning to buy but I got all my answers over the call. I'm satisfied with my plan and give them 4 on 5 stars.
R
Rekha Sharma
On: Sep 25, 2019

13476 Star Cashless Network Hospitals in India

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.