Is there any co-payment feature present in the policy?

Yes, 20% co-payment is there on every amount of claim for insured members who were above 60 years of age at the time of entry in the policy.

Are alternative treatments covered under Star Health Gain Insurance Policy?

No, non-allopathic treatments like Ayurveda, Naturopathy, Siddha, Unani, Homeopathic, etc. are not covered.

What is the offered range of sum insured amounts under this insurance Plan?

Under this health insurance plan, the sum insured options ranges from Rs. 1 Lakh to Rs. 5 Lakh.

What is the policy term and availability for Star Health Gain Insurance Policy?

The policy term is 1 year and Star Health Gain Insurance Policy is available on individual and family floater basis.

How much waiting period is applicable as per this plan?

30 days of waiting period is applicable for normal illness, other than accidents. For specific diseases and illnesses the waiting period is of 24 months and of 48 months for pre-existing ailments.

Are daycare procedures covered under Star Health Gain Insurance Policy?

Yes, all types of daycare treatments are covered under this policy.

How many premium options are available under this insurance policy?

Premium options available under this policy are Rs. 15,000, Rs. 20,000, Rs. 25,000 and Rs. 30,000 per annum, excluding GST.

How much amount is provided as ambulance expenses?

Per hospitalisation, Rs. 750 is offered as the ambulance charges, while Rs. 1,500 is provided per policy period.

What is the timeframe for pre and post hospitalisation expenses coverage under the plan?

The insurance policy offers a coverage for pre and post hospitalisation expenses for a period of 30 and 60 days respectively.

What is Star Health Insurance’s toll-free customer care number, where I can call to inquire about Star Health Gain Insurance Policy?

The customer support number of Star Health Insurance is 1800-425-2255.

Star Health Gain Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

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Star Star Health Gain Brochure

224.44 KB
PDF Document
Apr 17, 2019

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Name of Plan	Sum Insured
Smart Health ProPopular		Check Premium
Women CarePopular		Check Premium
PremierePopular		Check Premium
AssurePopular		Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 yearsPopular	3 Lakh-1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years	50,000 - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years		Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

Star Health Insurance Top Up List

Family (1)
Individual (1)

Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Star Health Gain Health Insurance Plan

Is there any co-payment feature present in the policy?
Yes, 20% co-payment is there on every amount of claim for insured members who were above 60 years of age at the time of entry in the policy.
Are alternative treatments covered under Star Health Gain Insurance Policy?
No, non-allopathic treatments like Ayurveda, Naturopathy, Siddha, Unani, Homeopathic, etc. are not covered.
What is the offered range of sum insured amounts under this insurance Plan?
Under this health insurance plan, the sum insured options ranges from Rs. 1 Lakh to Rs. 5 Lakh.
What is the policy term and availability for Star Health Gain Insurance Policy?
The policy term is 1 year and Star Health Gain Insurance Policy is available on individual and family floater basis.
How much waiting period is applicable as per this plan?
30 days of waiting period is applicable for normal illness, other than accidents. For specific diseases and illnesses the waiting period is of 24 months and of 48 months for pre-existing ailments.
Are daycare procedures covered under Star Health Gain Insurance Policy?
Yes, all types of daycare treatments are covered under this policy.
How many premium options are available under this insurance policy?
Premium options available under this policy are Rs. 15,000, Rs. 20,000, Rs. 25,000 and Rs. 30,000 per annum, excluding GST.
How much amount is provided as ambulance expenses?
Per hospitalisation, Rs. 750 is offered as the ambulance charges, while Rs. 1,500 is provided per policy period.
What is the timeframe for pre and post hospitalisation expenses coverage under the plan?
The insurance policy offers a coverage for pre and post hospitalisation expenses for a period of 30 and 60 days respectively.
What is Star Health Insurance’s toll-free customer care number, where I can call to inquire about Star Health Gain Insurance Policy?
The customer support number of Star Health Insurance is 1800-425-2255.

View More Questions

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.