How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Health Gain Insurance User Reviews

404 reviews Rate This

Star

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

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Where do you live ?

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Choose required Coverage for yourself?

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Star Health Gain

4.2

Based on

33 User reviews

Information on network hospitals
Availing treatments from a cashless hospital enables a policyholder to make a cashless claim. While purchasing Star Health Insurance’s Star Health Gain plan, I wanted to gather all the necessary information. I came to InsuranceDekho and read all the positives and marked the locations of nearby partner hospitals of my insurance company.
T
Tamali Banerjee
On: Feb 17, 2021
Proficient help desk
The helpdesk of InsuranceDekho is proficient in helping the customers in every way possible. I was having a hard time choosing the right plan for my family. I contacted them through the helpline number and they handled my queries. I bought Star Health Insurance’s Star Health Gain plan.
R
Rituparna Ghosh
On: Jan 27, 2021
Detailed instruction on renewal
InsuranceDekho has made their services customer-friendly by giving detailed instruction. Be it policy issuance, claim settlement or renewal, you can just follow the instructions to reach your goal. I renewed my Star Health Insurance’s Star Health Gain plan all by myself.
P
Prabir Deshmukh
On: Jan 18, 2021
Get policy within minutes
I was looking for a health plan that can cover my whole family with multiple benefits. My budget was limited. I checked insurancedekho.com and compared some policy plans based on the premium amount and benefits. Then, I booked Star Health Insurance’s Star Gain plan. The issuance was complete within minutes.
V
Vansh Mittal
On: Dec 21, 2020
Premium calculation made simple
The premium calculator on InsuranceDekho is a powerful tool that calculates the premium amount and comes in handy when you want to compare policy plans. I loved using this tool to compare various policy premiums before purchasing Star Health Insurance’s Star Health Gain plan.
S
Shobha Chaki
On: Dec 09, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Learned about claim settlement ratio
From the platform of InsuranceDekho, I got to know about the claim settlement ratio. I had no clue about it earlier. I received all the detailed information and saw the ratios of all companies. I chose Star Health Insurance’s Star Health Gain plan as the claim settlement ratio was higher.
D
Debarati Sadhuka
On: Nov 17, 2020
Allows easy comparison
InsuranceDekho is a great website to compare health policies. I could easily compare the different features of all the policies on the platform. This helped me to realize that the Star Health Gain policy of Star Health Insurance is the most viable option for me.
S
Satwik Dey
On: Nov 10, 2020
Can buy as individual or family plan
Star health gain plan can be brought not only for individuals, but you can also include your family under it. I have done so and brought it for higher sum insured. I paid not so high premium for it and will renew it too when the time comes.
M
Mayur Sharma
On: Feb 19, 2020
Brought it very easily
The customer care people in insurancedekho think of you as their own family and give you the best suggestion of buying any product from them by sharing all the pros and cons of the product and dont hide anything. I have suggested this one to my friends and colleagues too.
R
Rohit Kumar
On: Feb 19, 2020
All inclusive plan
Star health gain plan which i purchased from Insurancedekho helped me in the time when i needed it the most. Also the customer care executives at insurancedekho are so helpful that they helped me at the time of claim settlement. The plan includes all daycare treatments and i availed one last week only.
B
Bhushan Ashok Kochar
On: Feb 07, 2020
Good offer to buy from ID
I am happy that i got covered under a health insurance plan timely that offers me many benefits. I am also happy that i chose insurancedekho for my insurance related needs as it helped me get my policy within a few minutes. The process was as smooth as butter and timely too.
A
Ashish Kumar
On: Feb 07, 2020
A complete health plan.
I am covered under star health gain plan since a few months now. I am writing this review to share my buying experience with all. I thought buying insurance policies online was not so good idea. But with insurancedekho, i found that this is a really smooth easy and transparent process.
R
Ranjana Singh
On: Jan 27, 2020
Buy plans only from ID
Earlier i preferred agents over brokers which had several cons. But with increasing trend of buying plans from brokers online, i also visited on the IDs website and connected with them for my insurance needs. I got this really reliable insurer with a plan that covers me for many expenses making me satisfied.
P
Patel Amit Ashokbhai
On: Jan 27, 2020
Low premium options too
With many benefits under it, this plan also has an option to choose little sum insured option which means little premium as well. It is a perfect plan for my family that covers us against pre hospitalisation and post hospitalisation expenses, day care procedures, cataract treatment etc.
T
Tina
On: Jan 07, 2020
I liked this product
Star health gain is a comprehensive plan that covers me and my family against many expenses. They offer ambulance facility which is free of cost. When my son got hospitalised last year, i had no worries abt the ill. I completely focused on his health and took good care of him.
P
Priyanka jadhav
On: Jan 07, 2020
happy that they covered what they promised for
Star health is a reliable company that offers their customers what they have promised. The sales people in insurancedekho made everything very clear to me abt the terms and conditions of the policy, and there was nothing hidden from me as far as even the minutest details in the plan inclusion exclusion are concerned.
T
Tanishk Kapoor
On: Dec 18, 2019
No complaints from team
Star health gain is a plan that i have from past two years and iam planning to renew it this year too. Buy this from insurancedekho if you are planning to buy it. They were my only hope at the time of claim settlement when i was unable to connect to star health.
A
Ankit Kanwar
On: Dec 18, 2019
Great plan
Star health is a good insurance provider and one can totally rely on this company for smooth claim settlement process. My colleague had purchased this policy and i heard him praising abt this plan last week when his claim got settled within the stipulated time. I got convinced and purchased this
N
Naman Kapoor
On: Dec 09, 2019
Really appreciable customer services
The customer support services of insurancedekho are really praise worthy. I got this plan last month and did not face any major hurdle in buying process. Iam hoping that this plan proves to be a helpful one for me with so many coverage features. I feel that this plan is better than others.
Y
Yamini Pandey Khurana
On: Dec 09, 2019
The team guided me throughout
This was my first time with health insurance so was unable to decide which plan is best for me ...But customer care executive at id helped me decide what is best for me and i brought this plan at best price from them.. I was a good decision to listen to them.
S
Shumaila qureshi
On: Nov 28, 2019
Wide cover..
My star health gain plan covers me for many benefits such as daycare procedures, medicine costs, pre and post hospitalisation expenses, blood, oxygen expenses, room, boarding etc charges, ambulance charges, cover for outpatient expenses and so on. I am getting enough cover in nominal premium and liked this plan for me,
N
Nishit kumar
On: Nov 28, 2019
Smooth purchasing at insurancedekho
I had made claim once last month under my star health gain policy and i must say that the experience was not at all bad as i had heard it from one of my friends. I was doubtful if my claim would be accepted or rejected, but they really helped me at the time when i needed them the most.. Thanks
s
saugandh
On: Nov 19, 2019
Easy to compare, compare, and pay
It was really easy to get a new health insurance policy with the help of insurancedekho. Kudos to the team for making purchasing insurance online an easy process for all. They have all the information online on their website and other than that if you have any doubt, they are happy to help over call
M
Mohammed soofian iqbal ansari
On: Nov 19, 2019
I prefer star health only
Even if some policies offered by star health come at a higher premium, i still prefer this because of the trust built in the company over the years. This is a trustworthy company with good plans. I will recommend their health gain plan to my friends as well.
v
vishnu
On: Nov 08, 2019
Smooth process of purchasing
I visited insurancedekhos website and then contacted the customer care executive at their toll free number 18001205698 and they suggested me health gain for myself. My plan gives me benefits like daycare procedures, ambulance cover, Fee of doctor, medical practitioner, surgeon, medicines etc., this ia a cmprehensive plan and i liked it
S
Satendra singh
On: Nov 08, 2019
Excellent services from team
I have heard a lot about insurancedekho from my friend and recently saw its advertisement on KBC too. I gave them a call on their toll free number 18001205698 and they helped me with my doubts regarding the plan. They also offered me that they can come to my place as I was facing some issues in making payment.
U
Uday Kumar
On: Oct 30, 2019
Highly recommend insurancedekho
When i called on the toll free customer care number of insurancedekho, they answered all my queries regarding health gain plan with ease. The sales team is polite and patient. They solve all your doubts and help you choose the best plan for yourself. I can say this for two ppl whom i talked to in the team, bhawana and tanya.
M
Mohammed Moin Nursumar
On: Oct 30, 2019
2 lakh cover sufficient for individual
Iam covered under health gain policy from star. I decided to have a individual plan with sum insured of Rs. 2 Lakh as I thought it would be sufficient for me as iam fit. If you have any doubt related to what sum insured or which plan to chose for yourself, then you may call on toll free number 18001205698.
M
Murari Lal
On: Oct 18, 2019
Good family plan!
I brought a family floater plan with sum insured of Rs 5 lacs from insurancedekho. I have myself, my spouse and my children covered under this plan which provides me cover for almost all the medical expenses incurred. The best thing is that I get tax benefits on the premium paid for this policy…
s
simanchal panda
On: Oct 18, 2019
Satisfied with health gain plan
I am covered under Health Gain plan of star health with a sum insured option of Rs. 4 Lakh with my family. My plan provides me cover for all day care procedures and in patient hospitalisation expenses also. In my plan the fees of doctor etc is also covered. I am satisfied.
N
Neeraj
On: Oct 04, 2019

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.