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Star Health Gain Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Star Health Gain
4.2
Based on
33 User reviews
  • Information on network hospitals

    Availing treatments from a cashless hospital enables a policyholder to make a cashless claim. While purchasing Star Health Insurance’s Star Health Gain plan, I wanted to gather all the necessary information. I came to InsuranceDekho and read all the positives and marked the locations of nearby partner hospitals of my insurance company.

    T
    Tamali Banerjee
    On: Feb 17, 2021
  • Proficient help desk

    The helpdesk of InsuranceDekho is proficient in helping the customers in every way possible. I was having a hard time choosing the right plan for my family. I contacted them through the helpline number and they handled my queries. I bought Star Health Insurance’s Star Health Gain plan.

    R
    Rituparna Ghosh
    On: Jan 27, 2021
  • Detailed instruction on renewal

    InsuranceDekho has made their services customer-friendly by giving detailed instruction. Be it policy issuance, claim settlement or renewal, you can just follow the instructions to reach your goal. I renewed my Star Health Insurance’s Star Health Gain plan all by myself.

    P
    Prabir Deshmukh
    On: Jan 18, 2021
  • Get policy within minutes

    I was looking for a health plan that can cover my whole family with multiple benefits. My budget was limited. I checked insurancedekho.com and compared some policy plans based on the premium amount and benefits. Then, I booked Star Health Insurance’s Star Gain plan. The issuance was complete within minutes.

    V
    Vansh Mittal
    On: Dec 21, 2020
  • Premium calculation made simple

    The premium calculator on InsuranceDekho is a powerful tool that calculates the premium amount and comes in handy when you want to compare policy plans. I loved using this tool to compare various policy premiums before purchasing Star Health Insurance’s Star Health Gain plan.

    S
    Shobha Chaki
    On: Dec 09, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Learned about claim settlement ratio

    From the platform of InsuranceDekho, I got to know about the claim settlement ratio. I had no clue about it earlier. I received all the detailed information and saw the ratios of all companies. I chose Star Health Insurance’s Star Health Gain plan as the claim settlement ratio was higher.

    D
    Debarati Sadhuka
    On: Nov 17, 2020
  • Allows easy comparison

    InsuranceDekho is a great website to compare health policies. I could easily compare the different features of all the policies on the platform. This helped me to realize that the Star Health Gain policy of Star Health Insurance is the most viable option for me.

    S
    Satwik Dey
    On: Nov 10, 2020
  • Can buy as individual or family plan

    ​Star health gain plan can be brought not only for individuals, but you can also include your family under it. I have done so and brought it for higher sum insured. I paid not so high premium for it and will renew it too when the time comes.  

    M
    Mayur Sharma
    On: Feb 19, 2020
  • Brought it very easily

    The customer care people in insurancedekho think of you as their own family and give you the best suggestion of buying any product from them by sharing all the pros and cons of the product and dont hide anything. I have suggested this one to my friends and colleagues too.   

    R
    Rohit Kumar
    On: Feb 19, 2020
  • All inclusive plan

    ​Star health gain plan which i purchased from Insurancedekho helped me in the time when i needed it the most. Also the customer care executives at insurancedekho are so helpful that they helped me at the time of claim settlement. The plan includes all daycare treatments and i availed one last week only.   

    B
    Bhushan Ashok Kochar
    On: Feb 07, 2020

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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