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Oriental Health Insurance Premium Calculator

The costs of medical treatment are skyrocketing. So, common people find it hard to bear the costs of a medical emergency. That’s why purchasing a health insurance plan is the right step.It may allow the policyholder to receive medical treatment without having to worry about money. It is critical to select a health insurance coverage that meets the needs of the individual or family and to pay the premiums associated with the policy. However, when choosing a plan, the insurance buyer should ensure that the cost is cheap so that regular coverage may be maintained without financial hardship. An intelligent step is to calculate the premium and ascertain the amount in advance.

How to Calculate the Premium of Oriental Insurance Policies Online?

To calculate the premium, you can use online premium calculator. For this, you need to provide basic details and get the premium calculated. Some of the details to be filled include:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured of the plan
  • The kind of policy to purchase

When you enter these details, the premium calculator calculates the premium easily. You can also adjust the determined premium by changing details such as the sum insured, coverage advantages, and so on using this online tool.

Why Calculate Health Insurance Premium Online?

Ascertaining the premiums payable against your health insurance plan is crucial in light of the following reasons:

  • You can include or lessen cover benefits and riders
  • You can know, in advance, the exact cost to be incurred
  • Make sure whether or not the premium is affordable for you
  • Compare the prices of different plans and select the best insurance plan
  • Find a policy easily which is suitable as well as affordable
  • By purchasing an add-on, riders etc.,the coverage benefits can be enhanced

Why Choose Oriental Insurance?

Oriental Insurance Company is one of the popular health insurance brands in the country. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 93.96% for FY 2019-20 with thousands of network hospitals in the country. When you purchase an Oriental Insurance Company health insurance policy, you not only get an umbrella in the event of a medical emergency, but you also gain peace of mind with a simple and fast claim settlement.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Oriental Health Insurance Top Up List

  • Family (1)
  • Maternity (1)
  • Top-up (1)
Name of PlanSum Insured
Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Check Premium

Health Insurance News

FAQs

  • What is the minimum premium amount of Oriental health insurance plans?

    The starting premium amount of Oriental health insurance plans is Rs. 3,500 per year. The premium amount is subject to change from time-to-time.

  • What are the factors that determine the premium value of Oriental health insurance plans?

    Factors that determine the value of the premium of Oriental Health Insurance plans are as follows:

    a) Gender
    b) Sum insured
    c) Policy term
    d) Age of insured
    e) Number of members
    f) Medical history

  • Does Oriental health insurance offer any discount on the premium amount to its customers?

    Yes, Oriental health insurance firm provides different types of discounts to its customers such as:

     A) Voluntary co-payment discount where insured may opt to bear a part of the claim amount for which different discounts are applicable, subject to a maximum of 50%. 
    B) The insured shall be eligible for No-Claim Discount at the rate of 5% of the renewal premium payable after every claim-free policy year, subject to a maximum of 20%, provided the policy is renewed without any break. 

  • Will I get payment acknowledgement from Oriental Insurance after paying the premium?

    Yes, you’ll get the payment acknowledgement from the insurer at your registered email id. This acknowledgement serves as proof of the premium paid.

  • How can I make the payment for the premium of an Oriental Health Insurance policy?

    You can pay the premium of Oriental Health Insurance plans through different payment modes such as cash, cheque, credit or debit cards or through digital payment gateways.

User Reviews

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What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Helped during times of need

    Had a minor fender-bender and needed to make a claim. InsuranceDekho's claim assistance team walked me through the process step by step. Quick and painless! Oriental Health Insurance settled my claim quickly with the help of Insurancedekho

    S
    Oriental
    By Sunita Saini
    On: May 30, 2024
  • Best Customer Care

    I bought the Oriental Health Insurance from InsuranceDekho. The Health Insurance purchasing process was very convenient, but I went through some problems while tracking my health insurance plan. I would appreciate the customer support team of the InsuranceDekho company for their efforts and for helping me with the solution. I am amazed by the customer service team and would advise everyone.

    A
    Oriental
    By Ankita Sharma
    On: Mar 11, 2024
  • Easy Communication

    I am loving my purchase of the Oriental Health Insurance Policy from the official website of InsuranceDekho. I would like to appreciate the services offered by the company to make my health insurance purchasing process smooth. I am impressed with the Online communication feature of InsuranceDekho company which helped me to get in touch with the customer support team easily. Thanks to the entire team!

    M
    Oriental
    By Mamta Mishra
    On: Feb 27, 2024
  • Great Plans

    I wanted to buy a health insurance plan as it is a good way to secure the future of my loved ones. So, after detailed research, I found the oriental Health Insurance plan on InsuranceDekho and then bought it.

    A
    Oriental
    By Amisha Patel
    On: Dec 22, 2023
  • Seamless Application Process

    InsuranceDekho made getting the Oriental Health Insurance Policy a breeze. The application process was smooth, and their user-friendly interface ensured I could choose the best policy for my needs without any hassle.

    H
    Oriental
    By Hari Krishnan
    On: Nov 15, 2023