Kotak Kotak Health Super Top Up Health Insurance

Kotak Health Super Top Up policy is specifically designed to prevent financial instability. Encapsulating features and benefits that avoid one from getting financially overburdened, the super top up policy takes care of expenses regarding inpatient treatment, pre hospitalisation, post hospitalisation, and various others. The prime expenses covered include -

• 30 days pre & 60 days post hospitalisation 
• 405 daycare procedures
• Emergency ambulance expenses - Covered up to Rs. 2000 per hospitalisation
• Hospitalisation expenses of the donor covered in case of an organ transplant
• Coverage for alternative treatment expenses up to Rs. 50,000
• Restoration of the sum insured - 100% for claims due to unrelated illness in a policy year
• Double sum insured for hospitalisation, owing to an accident - Maximum payout of Rs. 40 Lakh
• Cumulative Bonus – 10% additional annual sum insured for every claim free year up to a maximum of 50%

There are multiple elements that make Kotak Health Super Top Up policy the preferred choice of one and all. Other than offering extensive coverage for various expenses, the super top up policy includes key aspects that make it worthy of investment. Below mentioned is the list of prime features that make the policy of great value -

• Coverage for entire family under one plan
• Assured lifelong policy renewal
• A 15-day free look period from the date of receipt. However, if the policy is opted for 3 years, the free look period is of 30 days
• Grace period of 30 days
• Tax benefit under Section 80D of the Income Tax Act, 1961

If you had a plan to buy a super top up policy to enjoy better health insurance coverage, rest assured investing in Kotak Health Super Top Up would be an ideal decision. Not only the policy is affordable, but also dependable, which is something you would also want.

If interested in buying the Kotak Health Super Top Up policy, make sure you purchase it online for quick issuance and enabling policy transparency. As far as a platform is concerned, InsuranceDekho would be the best choice as it will help you avail claim settlement support, policy portability, and a string of other benefits to make the experience even better.

Yes, you can! Kotak Health Super Top Up policy will become active once the deductible amount (covered under existing policy or borne by policyholder) gets crossed. So, even if you lack a health insurance policy at the present time, you can go for Kotak Health Super Top Up policy.  

Yes! The policy covers ambulance charges for up to Rs. 2,000 per hospitalisation. 

Yes! Kotak Health Super Top Up policy covers medical expenses for alternative treatment related to Ayurveda, Unani, Sidha and others up to Rs. 50,000. 

No, carry forward of the unutilised amount to any subsequent policy year is not allowed under Kotak Health Super Top Up policy.