Kotak Mahindra Health Insurance for Senior Citizen

Kotak Health Premier comes across as the ultimate support system for senior citizens. Offering a comprehensive coverage along with lifelong renewability, the plan promises an uninterrupted medical treatment to the elderly. Available on both, individual as well as family floater sum insured basis, Kotak Health Premier prevents financial crisis owing to unexpected medical costs. Right from basic benefits to various optional covers, Kotak Health Premier has a string of benefits to offer.

Key Features

• Sum insured - Rs. 3 Lakh to Rs. 25 Lakh
• Policy tenure - 1, 2, and 3 years
• Cumulative Bonus up to 50% or 100% of the sum insured
• One free health check-up per year
• Second e-opinion cover
• Multiple health rewards
• 100% restoration of base sum insured
• Optional covers such as hospital daily cash, convalescence benefit, home nursing benefit, and others

Scope of Coverage

• Inpatient hospitalisation
• 405 daycare procedures
• Emergency ambulance cover
• Organ donor cover
• Domiciliary hospitalisation
• Alternative treatment
• 30 days pre and 60 days post hospitalisation expenses

Eligibility

For Kotak Health Premier, the minimum entry age is 91 days. On the other hand, the maximum entry age for the policy is 65 years.

Exclusions

• Intentional self-injury
• Claim related to criminal acts
• Aesthetic treatment, cosmetic surgery
• Experimental, unproven or non-standard treatment
• Injury/illness due to intoxicating drugs, alcohol, mental Illness

Kotak Health Premier is an exceptional health insurance for senior citizens. If interested in exploring more about the plan before buying it, initiate contact at InsuranceDekho at 1800 1205 698 to speak to our experts right away!