Kotak Mahindra Health Insurance for Parents

“A healthier tomorrow starts today” is what Kotak Health Care believes in. An affordable and dependable choice for parents, Health Care is a plan that keeps the elderly well-protected and away from financial concerns. The plan not only covers medical bills, but also free health check-up, optional covers, cumulative bonus and numerous other benefits. For added protection, the plan offers the option of add-ons that can be purchased on payment of additional premium. Kotak Health Care is the best means to not let the parents spend their lifelong savings on unexpected medical costs.

Key Features

• Multiple variants available namely - Excel, Premium, and Prime
• Policy tenure - 1/2/3 years
• Guaranteed lifelong renewability
• Sum insured - Rs. 2 Lakh to Rs. 100 Lakh
• Tax benefits under Section 80D of IT Act 1961
• Cumulative bonus of 10% on base sum insured
• 15 days free-look period

Scope of Coverage

• Inpatient hospitalisation
• Cashless settlement of claims
• 30 days pre-hospitalisation expenses
• 60 days post-hospitalisation expenses
• Coverage for up to 150 daycare procedures
• One free health checkup per year
• Emergency ambulance cover
• Multiple optional covers for added protection

Eligibility

Kotak Health Care comes with a minimum entry age of 91 days and a maximum entry age of 65 years.

Exclusions

• Dental treatment
• Certain specified illnesses
• Aesthetic or cosmetic surgeries
• Procedures/treatments such as routine health check-ups
• Injury or illness owing to abuse of intoxicating substances and others

Kotak Health Care is a superior health insurance for parents. If willing to secure your parents’ health like never before, uncover more about the plan before investing in it. For details, get in touch with experts at InsuranceDekho at 1800 1205 698 right now!