Why should I buy a health insurance policy from Kotak General Insurance?

Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

How to buy and apply for Kotak Mahindra health insurance policy?

To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

What are the health insurance policies offered by Kotak General Insurance?

Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.

Does Kotak General Insurance offer critical illness cover?

Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

What is the Claim Settlement Ratio of Kotak General Insurance?

The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

Kotak Health Super Top Up Insurance User Reviews

122 reviews Rate This

Kotak

Highlights

Cashless Approval TAT	Within 35 minutes
Claim Settlement Ratio	97%
Network Hospitals	9,450+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Enter Your Age

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Choose required Coverage for yourself?

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Kotak Health Super Top Up

3.7

Based on

25 User reviews

It was very much required
Hi all, i have purchased this super top up policy 3 weeks back on family floater basis. Let me tell you that according to me, it is the best way to increase insurance cover without paying much premium. It also helps you cover alternative treatment, many others proving to be a good purchase.
N
Nishant Kumar
On: Feb 11, 2020
A fine super top up
I am so thankful to insurancedekho team for recommendation of this policy. It is because of your support that i was able to extend my cover without paying much. One of the key features of the plan is 100% restoration of sum insured for claims due to unrelated illness. Rest all of this plan is good too.
S
Sudhanshu
On: Feb 04, 2020
Fine super top up policy
I wanted a policy to extend my covers. This one does exactly the same. The premium might be on the higher side for me but i think its completely okay if the plan is offering financial support and numerous other benefits.
K
Krishn Kumar
On: Feb 03, 2020
Bought it few days back
It has not been more than 15 days that i bought this policy. InsuranceDekho advised me to buy this one as i wanted cover for alternative treatment and this super top up covers that too. I will suggest this additional plan to others also.
C
Chetan Chauhan
On: Jan 28, 2020
Superb super top up plan
I have recently purchased this plan on family floater basis. This affordable super top up plan has covered me for in-patient hospitalisation, pre & post hospitalisation, daycare treatment, ambulance cover, alternative treatment, organ donor cover, and multiple others. It comes with a huge sum insured range also.
N
Niti Khanduri
On: Jan 14, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Good super top up policy
This policy has helped me increase my cover by a huge margin. Under it, all my medical requirements are covered and that too, at a low premium cost. Now, i don’t need to worry about my basic health insurance cover failing to provide smooth medical treatment. Good job kotak!
S
Sagar Agarwal
On: Jan 09, 2020
Plan full of benefits
I really liked this top up plan. Let me tell you that this is the best cover you can get at low premium rates. Talking about cover, expenses for in-patient hospitalisation, daycare treatment, pre & post hospitalisation medical expenses, alternative treatment, ambulance cover, organ donor cover, and others are covered. Highly recommended to all!
T
Tapan Kumar Biswas
On: Jan 02, 2020
The best top up ever
If was looking for a way to extend my health insurance cover. All thanks to the team of insurancedekho that i was able to buy this plan without any difficulty. The benefits i have received with this plan are 100% restoration of sum insured for claims due to unrelated illness, pre & post hospitalisation, daycare procedures, etc.
B
Birbal Prajapati
On: Dec 26, 2019
Covers full family under one plan
Ever since i have chosen this super top up plan by kotak, i am not worried about getting high medical expenses covered. I know that this plan will cover it all if the limit gets exceeded. To those who are planning to buy another plan for increasing cover, i will suggest you also to buy this policy instead.
R
Rohit Kumar
On: Dec 20, 2019
Excellent top up plan to go with
I was looking to buy another policy to extend my cover. But, then insurancedekho people suggested me to buy this plan instead. Kotak health super top up plan is the best way i could have increased my health cover at a less premium. I am definitely recommending this policy to people in my known.
S
Sparsh
On: Dec 12, 2019
Superb super top up by kotak
Though i am new to this cover, i am satisfied with my purchase. This super top up plan ends the financial instability problem in case of emergency. Expenses on in-patient hospitalisation, pre & post hospitalisation medical expenses, daycare treatment, ambulance cover, organ donor cover, alternative treatment, and many more are covered by the plan.
P
Priti Agarwal
On: Dec 06, 2019
I increased my cover at less amount
Kotak Health Super Top Up came as a blessing for me. I purchased this policy around 4 months back to extend the cover. I am satisfied that i was able to do so without paying a significant amount. Thanks insurancedekho experts that you suggested this plan to me.
M
Mamta
On: Nov 28, 2019
Good, affordable top up policy by kotak
This super top up policy by kotak is one of the best top up policies i have ever came across. This plan works great with the basic health insurance policy and provides a larger cover at less premium amount. I will definitely recommend this to my friends.
A
Amol Prasad
On: Nov 28, 2019
Got extended cover at a less price
First, i am extremely thankful to insurancedekho guys for suggesting this plan. I was finally able to increase my cover at low premium rate. The good part is that my complete family is covered under one plan. I would recommend this super top up to everyone as it is reliable.
S
Sandeep Kumar
On: Nov 19, 2019
Super top up that everyone should use
I am satisfied with the top up coverage i have got with the help of this plan. I have to pay less than expected premium to avail maximum benefits from this plan. What else can one expect for. Also, i am thanking insurancedekho for their recommendation.
A
Ajay Potwar
On: Nov 19, 2019
Super top up worth buying
I am glad i purchased this super top up plan by listening to the advice of insurancedekho people. My cover is now extended, and that too at a low premium cost. This was a good investment for me because i got covered for daycare treatment, ambulance cover, organ donor cover, and a lot more.
M
Manish Sharma
On: Nov 06, 2019
Good super plan
The cover i already own of kotak felt a little less to me. So, i went for buying this plan. Must say that i made a good choice. At present, my coverage has become vast and now i am finally tension-free about money concerns. I recommend this plan to others also.
V
Vivek Singh Rajput
On: Nov 06, 2019
Finally a good super top up plan
First, thanks insurancedekho people for recommending this plan. Kotak health super top up is wide cover at low cost. This plan comes with good range of sum insured & deductible options which one can choose as per their need. Apart from basic medical expenses, you get other benefits too.
N
Nahida
On: Oct 25, 2019
Good way to increase cover
I am happy i purchased this cover instead of another plan. I am now satisfied that my medical bills would be paid off by kotak without any hassle. All thanks to insurancedekho i was able to cover my complete family under one plan with low premium amount. I am satisfied.
S
Swati
On: Oct 25, 2019
Increased cover at low amount
I was looking for increasing my cover somehow when InsuranceDekho guys told me about this top up plan. If you also want extended health security, choose this plan. You will get superior basic medical expense coverage, restoration of the sum insured, cumulative bonus, and other benefits.
S
Sourav Chakraborty
On: Oct 16, 2019
This plan fulfills your expectations
Kotak has done a good job by introducing this plan. I have purchased this plan a few days back. Must say that i was impressed with features and less premium. I am looking forward to complete support at the time of claim. At present, i am happy with my choice.
A
Abhay
On: Oct 16, 2019
Worthy top up plan
Kotak Health Super Top Up is the best plan if you want to extend your health insurance cover. The policy provides you good cover without high premium. Benefits that you get include restoration of sum insured, cumulative bonus, lifelong renewal, coverage for family under one plan, and others. I recommend this.
A
Ankita
On: Oct 07, 2019
Good plan by Kotak
Thanks to InsuranceDekho, i found a good top up plan. I have this plan for 2 years period. Must say that it is good plan and gives great coverage. With this plan, you can focus on treatment and not expenses. Happy that i have my full family secured under one plan.
A
Anju
On: Oct 05, 2019
Enhances your cover without too much premium
Kotak Health Super Top Up is my current top up plan. I agreed to invest in this plan because it helps you when your basic plan gets exhausted. As far as coverage is concerned, it is quite good. The premium is affordable and the services overall offered are great. I am happy and satisfied with my choice.
A
Ankur Tyagi
On: Sep 25, 2019
Kotak Health Super Top Up is great
On the recommendation of InsuranceDekho experts, i chose this policy. The features that i really liked were 100% restoration of sum insured, emergency ambulance, cumulative bonus, and others. What’s best is that i didn’t have to pay a significant amount to avail this policy. I would recommend the plan to others.
P
Praveen KH
On: Sep 25, 2019

Choose Kotak General Plan for

FAQs

Why should I buy a health insurance policy from Kotak General Insurance?
Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.
How to buy and apply for Kotak Mahindra health insurance policy?
To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.
What are the health insurance policies offered by Kotak General Insurance?
Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.
Does Kotak General Insurance offer critical illness cover?
Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.
What is the Claim Settlement Ratio of Kotak General Insurance?
The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

View All

Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com