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Kotak Mahindra Health Insurance for Woman

Kotak General Insurance understands the importance of health insurance for women. Covering numerous medical expenses at a low premium rate, Kotak Health Premier provides the much-desired support in terms of covers like maternity expenses, new born baby cover as well as vaccination expenses. Supporting women prioritise their health, especially during pregnancy, the plan comes with the only condition attached that all three covers must be taken together. It is an absolute choice for every woman concerned for her physical, mental and financial health.

Key Features

  • Extensive sum insured range - Rs. 3 Lakh to Rs. 25 Lakh
  • 100% restoration of the sum insured
  • Income tax benefits under Section 80D
  • Rewards for maintaining good health & fitness
  • Long-term discounts, family discount, and other rewards
  • Comprehensive coverage with availability on both, individual as well as family floater basis
  • Policy term of 1 year, 2 year and 3 years with guaranteed renewability for life

Scope of Coverage

  • Inpatient treatment
  • Home nursing benefit
  • Second e-opinion cover
  • Annual health check-up
  • Domiciliary hospitalisation
  • Emergency ambulance cover
  • 405 daycare procedures
  • 30 days pre and 60 days post hospitalisation

Eligibility

The minimum entry age for Kotak Health Premier is 18 years. On the other hand, the maximum entry age for plan is 65 years.

Exclusions

  • Intentional self-injury
  • Aesthetic treatment, cosmetic surgery
  • Claim regarding criminal acts
  • Experimental, unproven/non-standard treatment
  • Injury/illness owing to intoxicating drugs, alcohol, mental Illness

Kotak Health Premier is a superb health insurance plan for women to invest in. If willing to uncover more about it before investing, feel free to initiate contact with our InsuranceDekho experts at 1800 1205 698.

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FAQs

  • Are there special benefits offered to women under health insurance plans offered by Kotak General Insurance?

    Yes. Kotak General Insurance provides the following benefits to women under its women-centric health insurance plans-

    • Maternity benefit
    • Newborn baby cover
    • Vaccination expenses 
  • Is there any limit on the number of deliveries covered by women-centric health insurance plans by Kotak General Insurance?

    Yes. Up to 2 deliveries are covered across all policy years under women-centric health insurance plans offered by Kotak General Insurance.  

  • What is an ideal sum insured for women?

    Your preference for the sum insured should depend on your age and number of family members you need to get insurance for, along with yourself. If you are young and have less or no dependents, then you should go for a lower sum insured. However, if you have dependent parents and children, then you must opt for a higher sum insured.