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Kotak Mahindra Health Insurance for Family

When it comes to securing health of their beloved family members, policyholders choose to rely on Kotak Health Premier. Offering coverage for relationships including self, spouse, natural or adopted dependent children, dependent parents, parent in laws, and siblings, Kotak Health Premier helps prevent financial crisis at the time of a medical emergency. Also available on individual sum insured basis, Kotak Health Premier comes with protection as well as rewards and value added benefits to help you stay fit. What’s best is that it even offers one with long term discounts.

Key Features

  • Comprehensive health insurance
  • Sum insured ranging between Rs. 3 Lakh to Rs. 25 Lakh
  • Lifelong renewability
  • Income tax benefits
  • Air ambulance cover
  • Daily cash for accompanying an insured child
  • Critical illness cover, personal accident cover, cap on room rent (optional cover)
  • 100% restoration of the sum insured

Scope of Coverage

  • 405 daycare procedures
  • Inpatient hospitalisation
  • 30 days pre and 60 days post hospitalisation expenses
  • One free annual health check-up
  • Organ donor cover
  • Domiciliary hospitalisation
  • Hospital daily cash
  • Maternity benefit & newborn baby cover and vaccination expenses

Eligibility

The minimum entry age for buying Kotak Health Premier is 91 days. The maximum entry age is 65 years.

Exclusions

  • Intentional self-injury
  • Injury/illness due to intoxicating drugs, alcohol, mental Illness
  • Aesthetic treatment, cosmetic surgery
  • Experimental, unproven or non-standard treatment
  • Claim related to criminal acts

Kotak Health Premier is a family floater plan you wouldn’t regret investing in. If interested in gaining more information about the policy, get in touch with experts at InsuranceDekho at 1800 1205 698 without further ado!

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Disclaimer : Actual Premium might vary basis your location, age and number of members

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FAQs

  • Is there any add-on benefit offered by Kotak General Insurance under its family floater health insurance plan?

    Yes. Kotak General Insurance offers the following add-on benefits under its family floater health insurance plan-

    • Hospital daily cash
    • Convalescence benefit
    • Donor expenses
    • Critical illness cover
    • Double sum insured
    • Cap on room rent 
  • Who all can be covered under a family floater health insurance plan offered by Kotak General Insurance?

    The following members can be covered under a family floater health insurance plan by Kotak General Insurance-

    • Proposer
    • Spouse
    • Dependent children
    • Dependent parents
  • Are daycare procedures covered under the family floater heath insurance plan offered by Kotak General Insurance?

    Yes. Kotak General Insurance provides cover for up to 150 day care procedures under its family floater health insurance plan.