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Kotak Health Care Insurance User Reviews

122 reviews Rate This
Kotak
Highlights
Cashless Approval TATWithin 35 minutes
Claim Settlement Ratio97%
Network Hospitals9,450+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Rating of Kotak Health Care (Discontinued)
3.7
Based on
26 User reviews

  • Kotak health care is superb plan

    I bought this plan on the recommendation of my friend. I would say that the plan is definitely worth investment. It gives you wide coverage at minimal premium. Other than coverage for medical bills, you also get benefits like tax saving, free health check-up, etc. I am satisfied that i went for this comprehensive plan.

    G
    G Sheela
    On: Oct 15, 2019

  • Great experience with Kotak health care

    Kotak health care has been a good plan for me. When the claim time came, i found the process easy and quick. I got excellent coverage for pre & post hospitalisation expenses, day care treatment, cumulative bonus, ambulance cover, and other expenses. This plan is highly recommended by me. 

    V
    Vivek Kumar Keshri
    On: Oct 15, 2019

  • The perfect plan for me

    It has been a year since i purchased Kotak health care. I have made a claim and got covered pretty well. The overall process was easy and convenient. Rest, the plan premium is affordable and covers for multiple medical expenses. There is also 10% of cumulative bonus on base annual sum insured.

    R
    Rahul
    On: Oct 04, 2019

  • I will recommend Kotak health care to others

    Thanks to InsuranceDeho, i got a great plan. I am covered for pre & post hospitalisation, day care procedures, and others. The add-on plans like hospital daily cash, critical illness cover and a lot more are there if you want to choose. The premium is low.

    P
    Pathik Chokshi
    On: Oct 04, 2019

  • New to Kotak Insurance

    It’s been a few months since i purchased Kotak Health Care. The plan is good and helps you cover expenses of pre & post hospitalisation, day care treatment, ambulance, etc. The claim process for the plan is simple. Also, the premium is less. I would recommend it to others looking for an cover.  

    A
    Ashish Kumar
    On: Sep 25, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • The exact plan i was looking for

    I am extremely happy with my decision of purchasing Kotak Health Care. This is the perfect plan for me as it covers major expenses. My premium is quite less. What i really liked about the plan is that it not only provides medical expenses, but also free health check-up, cumulative bonus, and others.

    S
    Shailesh Pal
    On: Sep 25, 2019

Choose Kotak General Plan for

FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

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Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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