Why should I buy a health insurance policy from Kotak General Insurance?

Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

How to buy and apply for Kotak Mahindra health insurance policy?

To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

What are the health insurance policies offered by Kotak General Insurance?

Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.

Does Kotak General Insurance offer critical illness cover?

Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

What is the Claim Settlement Ratio of Kotak General Insurance?

The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

Kotak Health Care Insurance User Reviews

122 reviews Rate This

Kotak

Highlights

Cashless Approval TAT	Within 35 minutes
Claim Settlement Ratio	97%
Network Hospitals	9,450+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Kotak Health Care (Discontinued)

3.7

Based on

26 User reviews

Good financial support
This plan is very helpful in managing medical expenses. I got this cover for less premium amount, but got covered for a lot of medical expenses including pre & post hospitalisation expenses, day care treatment, cumulative bonus, ambulance cover, and numerous others. I have also opted for add-ons like double sum insured and cap on room rent.
G
Girdhari Prasad
On: Feb 06, 2020
Can’t think of a better plan
Ever since i have purchased this policy, i am grateful to insurancedekho people for their support. It is because of their help that i was able to buy such a good plan. I am satisfied that my policy covers a lot of features like pre & post hospitalisation, day care treatment, ambulance cover and more.
A
A S Rawat
On: Feb 03, 2020
Good policy, very affordable
According to me, this kotak health care policy is great in every aspect. I have bought this policy around 3 4 months back. Found it to be very comprehensive for such a low premium amount. I would recommend this policy to everyone looking for a wide cover, low premium plan.
S
Shrishti
On: Jan 31, 2020
Satisfied with kotak policy
Kotak is a good insurer. I came to know about investing in kotak after buying this plan. I have bought this cover on family floater basis. The premium is very less. The claim settlement process is quite easy. I have my children as well as my dependent parents covered under this affordable plan.
R
Rohit Singh
On: Jan 24, 2020
Wonderful policy by kotak
Kotak health care is my best health insurance investment. This plan has given me comprehensive insurance at low premium rates. I am covered for day care procedures, pre & post-hospitalisation expenses, cumulative bonus, transporting cost and more. I want to thank insurancedekho for helping me buy this plan.
S
Shankar
On: Jan 15, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

All medical requirements covered
Without any doubt, this is the best plan that i have ever seen. So, my sincere thanks to insurancedekho people for helping me choose this one. At very less premium cost, this plan covers me for all medical expenses that i had wanted in my cover. 9 out of 10 to this wonderful plan from my end.
R
Ram Avtar Gill
On: Jan 06, 2020
Good, comprehensive policy
If you are in need of a comprehensive policy with less premium, i recommend you to go with kotak health care. The policy has covered me for day care treatment, ambulance cover, pre & post hospitalisation expenses, cumulative bonus, and other features. The add-on covers for the policy are also great! Highly recommended plan from my side.
G
Gunjan Sinha
On: Jan 02, 2020
Kotak health care is a superb plan
I am having a very smooth experience with kotak health care plan. Not made a claim as of yet, but it seems that everything will go well when the need arises. I have received coverage for basic expenses. Also, i have invested in add-on covers such as hospital daily cash, critical illness cover, convalescence benefit, and more.
R
Rajeev Verma
On: Dec 30, 2019
Good care for health
I needed a health insurance policy to deal with medical emergencies. Insurancedekho guys advised me to choose health care by kotak. I am so grateful now because i am now covered for pre & post hospitalisation expenses, day care treatment, ambulance cover, cumulative bonus, and different other expenses. The best part is that the premium amount is reasonable.
R
Ravi Kapoor
On: Dec 20, 2019
Policy worth the money
After my previous bad health insurance with other company, it was very difficult for me to choose kotak. However, i don’t regret my decision of choosing this plan as it covers me for a lot of medical expenses that i wanted. What’s best is that i don’t have to pay a lot of money for premium amount.
G
Geeta Nayar
On: Dec 16, 2019
Kotak health care is a great investment
This is the first time that i have invested in kotak plan. I found kotak health care to be very reliable and affordable. I am satisfied with cover for medical bills, free health check-up, pre & post hospitalisation expenses, day care treatment, ambulance cover, cumulative bonus, and others that i have got.
A
Amrit Shukla
On: Dec 10, 2019
Kotak health care plan is blessing
First, InsuranceDekho i am so thankful to you that you recommended this policy to me. To all, this policy is very affordable and reliable. If you want all your prime expenses to be covered, without you having to spend a high premium, go ahead and buy this policy just like i did. It is perfect!
M
Megha Singh
On: Dec 04, 2019
Good comprehensive cover for less premium
I purchased this plan 7 to 8 months back. I bought it on the recommendation of InsuranceDekho people. I must say that i really got a good cover at less rates of premium. Apart from multiple features and benefits, i opted for add-ons like hospital daily cash, convalescence benefit, and donor expenses.
S
Siddharth Anand
On: Nov 27, 2019
Excellent initiative by kotak
Kotak health care is superb for all policyholders. I want to thank the experts of InsuranceDekho for this plan’s suggestion. I have myself, spouse, children and parents covered under this plan. Features that i have got covered include in-patient treatment, pre & post hospitalisation, emergency ambulance, day care procedures, and various others for low premium cost.
R
Rekha Vashishta
On: Nov 27, 2019
My experience with this plan is good
I am having this plan for the past one year. No claim has been filed until now, but i am sure the process will be smooth. This policy has covered medical requirements in more than expected. Features i liked include pre & post hospitalisation expenses, day care treatment, ambulance cover, cumulative bonus, etc.
S
Sagar Chandrakant Khamkar
On: Nov 18, 2019
Kotak health care is the most perfect policy
My friend recently recommended this policy to me. I also purchased this a few days back. I must tell that this has been a good purchase in terms of health. Low premium but wide cover i have received. I would recommend this superb plan to every person.
B
B Nataraja
On: Nov 18, 2019
This cover gives you peace of mind
This is my second plan with kotak. It has been a few months that i purchased this plan. The benefits of this policy are many. I must say that had i took other plan from any other insurer i would have regretted my decision. I recommend this plan!
A
Ankur Gosain
On: Nov 05, 2019
Kotak health care is simply good
I have always depended on kotak for health insurance. This time when i was investing in health insurance, i thought of kotak only. I have never been disappointed by any kotak plan. Same goes with this plan also. Kotak health care is perfect for me in every way.
R
Riya Seth
On: Nov 05, 2019
Good policy with good cover
I am new to kotak insurance. I purchased this plan on recommendation of insurancedekho people. Must say that it offers wide cover at less premium amount. This plan comes in 3 variants, which one can choose as per their need. I hope this plan helps me when i need it.
P
Prasanna
On: Oct 25, 2019
Happy with Kotak health care
I bought this plan a few months ago. Yet to make a claim, but i know invested the money in the right place. I got covered for basic medical expenses and benefits like cumulative bonus, ambulance cover, and add-ons like hospital daily cash, critical illness cover, and others.
W
Waghmare Sambhaji Shankar
On: Oct 25, 2019
Kotak health care is superb plan
I bought this plan on the recommendation of my friend. I would say that the plan is definitely worth investment. It gives you wide coverage at minimal premium. Other than coverage for medical bills, you also get benefits like tax saving, free health check-up, etc. I am satisfied that i went for this comprehensive plan.
G
G Sheela
On: Oct 15, 2019
Great experience with Kotak health care
Kotak health care has been a good plan for me. When the claim time came, i found the process easy and quick. I got excellent coverage for pre & post hospitalisation expenses, day care treatment, cumulative bonus, ambulance cover, and other expenses. This plan is highly recommended by me.
V
Vivek Kumar Keshri
On: Oct 15, 2019
The perfect plan for me
It has been a year since i purchased Kotak health care. I have made a claim and got covered pretty well. The overall process was easy and convenient. Rest, the plan premium is affordable and covers for multiple medical expenses. There is also 10% of cumulative bonus on base annual sum insured.
R
Rahul
On: Oct 04, 2019
I will recommend Kotak health care to others
Thanks to InsuranceDeho, i got a great plan. I am covered for pre & post hospitalisation, day care procedures, and others. The add-on plans like hospital daily cash, critical illness cover and a lot more are there if you want to choose. The premium is low.
P
Pathik Chokshi
On: Oct 04, 2019
New to Kotak Insurance
It’s been a few months since i purchased Kotak Health Care. The plan is good and helps you cover expenses of pre & post hospitalisation, day care treatment, ambulance, etc. The claim process for the plan is simple. Also, the premium is less. I would recommend it to others looking for an cover.
A
Ashish Kumar
On: Sep 25, 2019
The exact plan i was looking for
I am extremely happy with my decision of purchasing Kotak Health Care. This is the perfect plan for me as it covers major expenses. My premium is quite less. What i really liked about the plan is that it not only provides medical expenses, but also free health check-up, cumulative bonus, and others.
S
Shailesh Pal
On: Sep 25, 2019

Choose Kotak General Plan for

FAQs

Why should I buy a health insurance policy from Kotak General Insurance?
Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.
How to buy and apply for Kotak Mahindra health insurance policy?
To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.
What are the health insurance policies offered by Kotak General Insurance?
Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.
Does Kotak General Insurance offer critical illness cover?
Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.
What is the Claim Settlement Ratio of Kotak General Insurance?
The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

View All

Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com