What is the policy tenure for Kotak Health Care?

The policy tenure for Kotak Health Care is 1 year, 2 years, and 3 years.

What is the eligibility criteria for buying Kotak Health Care?

In case of individual policy, while the minimum entry age is 5 years, the maximum entry age is 65 years. In case of family floater, minimum entry age is 91 days, the maximum entry age is 65 years. The maximum entry age for dependent children is 25 years.

What is the exit age for Kotak Health Care plan?

There is no exit age for the plan. Kotak Health Care comes with lifelong renewability feature.

What are the sum insured options available under Kotak Health Care?

Under Kotak Health Care, the sum insured range starts from Rs. 2 Lakh and goes up to Rs. 100 Lakh. Note that the sum insured varies as per the variant opted for.

What are the variants under Kotak Health Care?

Kotak Health Care can be availed in the form of three variants, namely Excel, Premium, and Prime. Sum insured range for Excel is Rs. 2 Lakh to Rs. 4 Lakh while for Premium, the sum insured range starts from Rs. 5 Lakh to Rs. 25 Lakh. For Prime variant, sum insured range begins with Rs. 10 Lakh and goes up to Rs. 100 Lakh.

Which relationships does Kotak Health Care cover?

Self, spouse, dependent children and dependent parents are the relationships you can cover under Kotak Health Care plan.

What is the pre-existing waiting period for Kotak Health Care?

In Kotak Health Care, the pre-existing waiting period for all age groups is 4 years.

What are the optional covers associated with Kotak Health Care?

Under Excel variant, optional covers include Hospital Daily Cash, Donor Expenses, Critical Illness Cover, Convalescence Benefit, Double Sum Insured, and Cap on Room Rent. Under Premium variant, optional covers include Hospital Daily Cash, Critical Illness Cover, Convalescence Benefit, Donor Expenses, and Double Sum Insured. Under Prime variant, optional covers include Hospital Daily Cash, Critical Illness Cover, Double Sum Insured, Convalescence Benefit, Donor Expense, Domiciliary Hospitalisation Cover, Maternity Benefit, New Born Baby Cover, Alternative Treatment, Compassionate Visit, and Restoration of Sum Insured.

Does Kotak Health Care offer tax benefits?

Yes, the premium paid towards Kotak Health Care is eligible for deductions as per the Section 80D of the Income Tax Act, 1961.

If I buy Kotak Health Care policy for 2 years tenure, will I get a discount?

On purchasing Kotak Health Care for 2 years, there is a discount of 5%. In case, you buy the policy for 3 years, you get a discount of 10%.

Kotak Health Care Insurance Wordings

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Highlights

Cashless Approval TAT	Within 35 minutes
Claim Settlement Ratio	97%
Network Hospitals	9,450+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

Health Insurance Calculator

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Kotak Kotak Health Care (Discontinued) Brochure

259.42 KB
PDF Document
Jul 05, 2019

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Kotak Mahindra Health Insurance Plan List

Family (2)
Individual (2)
Parents (1)
Critical Illness (1)
Kids (1)
Maternity (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 YearsPopular	2 Lakh	Check Premium
Kotak Secure ShieldMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Kotak Health PremierMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 years	50 Thousand - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 Lakh	Check Premium

Kotak Mahindra Health Insurance Top Up List

Top-up (1)

Name of Plan	Sum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium

Choose Kotak General Plan for

FAQs on Kotak Health Care (Discontinued) Health Insurance Plan

What is the policy tenure for Kotak Health Care?
The policy tenure for Kotak Health Care is 1 year, 2 years, and 3 years.
What is the eligibility criteria for buying Kotak Health Care?
In case of individual policy, while the minimum entry age is 5 years, the maximum entry age is 65 years. In case of family floater, minimum entry age is 91 days, the maximum entry age is 65 years. The maximum entry age for dependent children is 25 years.
What is the exit age for Kotak Health Care plan?
There is no exit age for the plan. Kotak Health Care comes with lifelong renewability feature.
What are the sum insured options available under Kotak Health Care?
Under Kotak Health Care, the sum insured range starts from Rs. 2 Lakh and goes up to Rs. 100 Lakh. Note that the sum insured varies as per the variant opted for.
What are the variants under Kotak Health Care?
Kotak Health Care can be availed in the form of three variants, namely Excel, Premium, and Prime. Sum insured range for Excel is Rs. 2 Lakh to Rs. 4 Lakh while for Premium, the sum insured range starts from Rs. 5 Lakh to Rs. 25 Lakh. For Prime variant, sum insured range begins with Rs. 10 Lakh and goes up to Rs. 100 Lakh.
Which relationships does Kotak Health Care cover?
Self, spouse, dependent children and dependent parents are the relationships you can cover under Kotak Health Care plan.
What is the pre-existing waiting period for Kotak Health Care?
In Kotak Health Care, the pre-existing waiting period for all age groups is 4 years.
What are the optional covers associated with Kotak Health Care?
Under Excel variant, optional covers include Hospital Daily Cash, Donor Expenses, Critical Illness Cover, Convalescence Benefit, Double Sum Insured, and Cap on Room Rent.

Under Premium variant, optional covers include Hospital Daily Cash, Critical Illness Cover, Convalescence Benefit, Donor Expenses, and Double Sum Insured.

Under Prime variant, optional covers include Hospital Daily Cash, Critical Illness Cover, Double Sum Insured, Convalescence Benefit, Donor Expense, Domiciliary Hospitalisation Cover, Maternity Benefit, New Born Baby Cover, Alternative Treatment, Compassionate Visit, and Restoration of Sum Insured.
Does Kotak Health Care offer tax benefits?
Yes, the premium paid towards Kotak Health Care is eligible for deductions as per the Section 80D of the Income Tax Act, 1961.
If I buy Kotak Health Care policy for 2 years tenure, will I get a discount?
On purchasing Kotak Health Care for 2 years, there is a discount of 5%. In case, you buy the policy for 3 years, you get a discount of 10%.

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Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com