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Future Generali Advantage Top Up Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio94%
COVID-19 CoverYes
Network Hospitals8,400+
RenewabilityYes
Special BenefitsComplimentary Teleconsultation

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Future Generali Future Advantage Top Up Brochure

  • 2.64 MB
  • PDF Document
  • Sep 19, 2019

Future Generali Health Insurance Plan List

  • Family (3)
  • Individual (1)
  • Dengue (1)
  • Critical Illness (1)
  • Parents (1)
  • Senior Citizen (1)
  • HIV (1)
  • Kids (1)
  • Maternity (1)
  • Woman (1)
Name of PlanSum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years50 Thousand Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Vector CareMin: 1 Day; Max: 65 Years10 Thousand Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years500/day Check Premium
Future CriticareMin: 6 Years; Max: 65 Years1 Lakh Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit2 Lakh Check Premium
Health TotalMin: 1 Day; Max: No Limit3 Lakh Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years3 Lakh - 50 Lakh Check Premium

Future Generali Health Insurance Top Up List

  • Cancer (1)
  • Individual (1)
  • Top-up (2)
Name of PlanSum Insured
Health SurplusMin: 3 Months; Max: 65 Years3 lakh Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit50 Thousand Check Premium

8359 Future Generali Cashless Network Hospitals in India

Choose Future Generali Critical Illness Plan

FAQs on Future Advantage Top Up Health Insurance Plan

  • What is the minimum and maximum entry age for Future Advantage Top Up?

    While the minimum entry age for adults for Future Advantage Top Up is 18 years, there is no restriction on maximum entry age. In other words, the maximum entry age is lifelong.

  • Does Future Advantage Top Up provide coverage for children?

    Yes! You can get your children covered under Future Advantage Top Up, if they belong to the age range of Day 1 to 25 years.

  • What is the policy term for which I can buy Future Advantage Top Up?

    For Future Advantage Top Up, the minimum policy period is 1 year. The maximum policy term is 3 years.

  • Is Future Advantage Top Up renewable for life?

    Yes! Future Advantage Top Up comes with lifelong renewability feature.

  • What is the deductible range under Future Advantage Top Up?

    The deductible range under Future Advantage Top Up starts from Rs. 50,000 and goes up to Rs. 40 Lakh. 

  • Does Future Advantage Top Up cover organ donor expenses?

    Yes, however, only hospitalisation expenses are provided cover for after 2 years, except for donor screening charges and pre & post hospitalisation.

  • Are there any renewal benefits associated with Future Advantage Top Up?

    Yes! When you choose to renew Future Advantage Top Up, you get 10% increase in annual limit for every claim free year, maximum of 50%. Moreover, Waiver of Deductible feature is also available under renewal benefits.

  • Does Future Advantage Top Up feature discounts?

    Yes! On buying Future Advantage Top Up, you get multiple discounts that include Family Discount, Long-term Discount, Loyalty Discount, and Plan Discount. The family discount of 10% is applicable on covering 2 or more family members on individual basis. The long-term discount is applicable on covering policy for 2 years (5% discount) and 3 years (10% discount). Also, you get loyalty discount of 2.5% if you already possess a separate Retail Health insurance policy from the insurer and plan discount (on opting for Elite plan, a 30% discount on premium applicable for Supreme Plan).

  • Can I buy Future Advantage Top Up online?

    Yes, you can! To purchase Future Advantage Top Up, you can either visit the official website of Future Generali India Insurance Co. Ltd., or talk to InsuranceDekho experts at 1800 1205 698 to uncover further purchase process.

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Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

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