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HomeHealth InsuranceFuture GeneraliFuture Advantage Top UpUser Reviews

Future Generali Advantage Top Up Health Insurance User Reviews

121 reviews Rate This
Future Generali
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio94%
COVID-19 CoverYes
Network Hospitals8,400+
RenewabilityYes
Special BenefitsComplimentary Teleconsultation

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Rating of Future Advantage Top Up
3.8
Based on
25 User reviews

  • The policy I trust!

    Future Advantage Top Up is the product that I trust for extending the health cover. With the product in hand, I get additional coverage benefits in case the sum insured of my existing policy gets exhausted. 

    S
    Sohan Pandey
    On: Jan 31, 2020

  • Fabulous

    A fabulous option to meet my needs. With the product in hand, i am able to extend the health cover and can get additional protection at a low premium. It seems that the insurer has designed this plan especially for me.

    R
    Reny
    On: Jan 23, 2020

  • Ok

    I am OK with the future advantage top up plan. The plan provides wide cover as well as offers additional coverage. 

    B
    Bhavya Bhaskar
    On: Jan 22, 2020

  • Cheerful experience!

    It’s the Future Advantage Top Up product that brings a smile on my face otherwise I was very much upset with the low policy coverage of my health insurance. It is this plan of Future Generali that enables me to enjoy extra coverage! 

    P
    Pawan Kumar Gupta
    On: Jan 08, 2020

  • Lovely features!

    Future Advantage Top Up has some of the great features that I love. First, it has many variants. I have taken the Supreme one, which covers all ailments including  Cancer and Heart related conditions. It’s a well-suited plan for me.

    P
    Pinki Kumari
    On: Jan 07, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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  • Complete details online

    I bought this policy just because i got every piece of information about this policy online. I went through the policy document which is available on the website of insurancedekho or future generali. 

    R
    Ram
    On: Dec 19, 2019

  • Superb One

    This top-up product is a superb one for me. It offers a wide range of coverage for the entire family members at competitive prices. It’s a perfect choice because it brings complete protection and a great amount of saving.

    A
    Abinand K B
    On: Dec 12, 2019

  • Cover for Ayurveda treatment

    I am using Future Advantage Top Up just because it provides coverage for the expenses incurred on Hospitalisation under Ayurveda, Unani, Siddha or Homeopathy. It’s suitable for my medical needs and requirements. 

    U
    Umesh Chand
    On: Dec 10, 2019

  • Well-designed plan!!

    Future Generali has designed Future Advantage Top Up plan well. It’s a nice plan to have to prevent financial instability during an emergency. Cover for Ayurveda, Unani, Siddha or Homeopathy makes this policy an ideal choice for me. 

    N
    Nand Kishore
    On: Dec 10, 2019

  • Super plan by Futuer Generali

    Future Advantage Top Up is a super product. It’s an excellent product to cover expenses related to daycare treatment, pre and post hospitalisation, ambulance services, treatment taken under Ayush method. In my view, this is the best product provided by Future Generali.

    K
    Kannan Shrinivas
    On: Dec 08, 2019

  • Meet my expectation

    I got what i had expected from this policy. I am now able to get extra protection for health at lower premiums. It’s an ideal approach for backing your policy and come with two different plans, Supreme and Elite. Great plan to meet my expectation.

    A
    Anarul Islam
    On: Nov 26, 2019

  • Affordable and easy to buy

    Future Advantage Top Up policy is affordable and easy to buy. It enables me to enjoy additional financial support at the time of emergency. With it, no worry of increased medical costs. 

    M
    Mukesh
    On: Nov 26, 2019

  • Nice plan to have

    Future Advantage Top Up is a nice plan to have. Apart from being helpful in covering extra expenses, this product of Future Generali also provides extensive coverage in case of a planned or emergency hospitalisation. 

    R
    Riyasath
    On: Nov 23, 2019

  • Reduces premium rate

    Purchased the Supreme variant of Future Advantage Top Up! It is a great option as a backup for my existing cover. Due to this policy, I have enhanced coverage limit at a reduced premium rate.

    K
    Kamar Shaikh
    On: Nov 18, 2019

  • Most suitable for my condition

    I have taken the Elite variant of this top-up policy because it covers Cancer and ailments related to Heart. Since i am from a family with cancer background, this variant is most suitable for my medical condition!

    T
    Tivari Jayprkash
    On: Nov 18, 2019

  • Extra Protection

    Future Advantage Top Up is unique in the sense that it’s a deductible health insurance plan. Though earlier I had no idea about such policy, people at InsuranceDekho made me understand about it and I am now able to get extra protection at low premiums.

    D
    Divya Singh
    On: Nov 07, 2019

  • Cover for Ayurveda & Homeopathy

    I have taken this policy because it covers hospitalisation expenses under Ayurveda and Homeopathy treatment. It’s a nice option for those wanting to have Ayurveda or Homeopathy treatment.

    S
    Samin Kandoth
    On: Nov 07, 2019

  • Nice Solution

    Finally got a solution to extend the health cover. Future Advantage Top Up is the product of Future Generali, which extends my existing health insurance coverage. 

    S
    Sujay Pillai
    On: Nov 05, 2019

  • Heart and cancer cover

    I bought Future Advantage Top Up at a very low budget from Future Generali. I purchased this policy because it covers heart related conditions and Cancer. 

    S
    Shashi Gupta
    On: Nov 05, 2019

  • Good.

    Claims are high. Coverage is great. Premium is low compared to a basic health insurance policy. Future Advantage Top Up is an approach to increase coverage limit at lower premiums!  

    A
    Anil S Shrivas
    On: Oct 17, 2019

  • Nice top-up

    I own Future Generali’s Future Advantage Top Up which has low premiums and returns are high. Policy term range is 1 year to 3 years. Emergency ambulance expenses are also covered.

    S
    Samin Kumar
    On: Oct 17, 2019

  • Cover for Heart related conditions!

    I purchased this policy because I wanted to cover Heart-related conditions. And Future Advantage Top Up fulfills my requirements.

    A
    Anish kumar
    On: Oct 09, 2019

  • Value for price!

    I bought Future Advantage Top Up o meet higher medical costs. Now I realized that I made the best decision by choosing this plan. Value for the price!

    D
    Deepak Tiwari
    On: Oct 09, 2019

  • Reliable & affordable

    A reliable and affordable plan for extra protection at lower premiums. I bought Future Advantage Top Up to Heart-related conditions. Thanks, Future Generali! Due to this plan, I got the extended coverage for my health issue!

    B
    Bhausaheb Disale
    On: Sep 27, 2019

  • Great plan great cover

    Future Advantage Top Up is a great plan for me as it covers everything like room, boarding, medicines & drugs costs, doctor's fees, diagnostic materials, blood and oxygen expenses.

    S
    Sumeet Singh
    On: Sep 27, 2019

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FAQs

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 82.96% for the financial year 2019-20.

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Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

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