Future Generali Health Insurance for Individual

Future Health Suraksha by Future Generali is an affordable plan that makes great health care even more accessible. Easily available in 4 different plans, namely, Gold, Platinum, Topaz, and Ruby, Future Health Suraksha can be purchased on family floater basis as well. Future Health Suraksha covers in-patient treatment, pre & post hospitalisation, organ donor expenses, cumulative bonus, tax benefits,​ along with numerous other medical expenses. Future Health Suraksha has policy term of 1 year to 3 years.

Key Features

• Sum insured limit - Rs. 50,000 to Rs. 10 Lakh
• Coverage for cashless treatment at 5,000+ network hospitals
• Lifelong renewability
• Cumulative Bonus - 10% for every claims-free year to a maximum of 50% of the sum insured
• Loyalty discount
• Hospital cash (Platinum or Ruby plan)
• Installment facility
• No loading on premium for adverse claims experience, etc.

Scope of Coverage

• Inpatient treatment
• Pre & post hospitalisation - from 60 days prior and 90 days post
• 409 daycare procedures covered
• Ambulance charges
• Patient care
• Accidental hospitalisation
• Accompanying person expenses covered (up to Rs. 500 per day for child up to 10 years)
• Recharge benefit, etc.

Eligibility

For Future Health Suraksha, the minimum age at entry is 90 days. The maximum age at entry is 70 years.

Exclusions

• Consumption of alcohol or drug abuse
• Non-allopathic treatment
• Joint replacement surgery
• Congenital diseases
• All expenses related to AIDS, and others.​

Do you want to uncover the Future Health Suraksha plan in detail? For complete insurer or product details and exclusions, kindly refer to the policy wording. You can also get in touch with experts at InsuranceDekho at 1800-1205-698 to get your questions answered.