Future Generali Health Insurance for Woman

Future Generali's Health Total Mediclaim Policy offers broad and long-term coverage along with maternity benefits. The benefit can be availed only after 2 years of the waiting period and on the condition that both, husband and wife should be covered. Available on both, individual as well as family floater basis, the plan offers three options Vital, Superior, or Premiere plan. Pre-hospitalisation & post-hospitalisation medical costs, day care treatment expenses, organ donor expenses, are a few expenses covered under the plan.

Key Features

• Scope of Coverage Sum insured range - Rs. 3 Lakh to Rs. 1 Crore
• Cashless treatment available at 5300+ network hospitals
• Automatic restoration of Sum Insured (equal to 100% of the Sum Insured)
• E-opinion in case of an illness or injury and alternative treatment
• Wellness care
• Out-patient medical expenses (Applicable for Superior and Premiere Plan)
• Emergency Medical Evacuation (Applicable for Superior and Premiere Plan)
• Medical Treatment Abroad for listed conditions (Applicable for Premiere Plan), etc.

Scope of Coverage

• Maternity expenses
• New Born Baby (applicable only for Superior Plan and Premiere Plan)
• Child Vaccination Benefits (applicable only for Premiere Plan)
• Pre-hospitalisation cover - 60 days (Vital, Superior & Premiere Plans)
• Post-hospitalisation cover - 90 days (Vital Plan), 120 days (Superior Plan), 180 days (Premiere Plan)
• Alternative treatment cover
• Domiciliary treatment coverage
• Road ambulance charges, and others

Eligibility

The minimum entry age for Health Total policy is 1 day. The maximum entry age for the plan is lifelong.

Exclusions

• Illnesses or injuries due to war
• Cost of an annual health check-up
• Expenses incurred towards the treatment of illness or injury arising out of alcohol use
• External Congenital Anomaly and related Illness/defect
• Treatment of obesity and other weight control programmes, services and supplies, and others

Want detailed information? Kindly go through the Policy Wordings right away! You can also call experts at InsuranceDekho at 1800-1205-698 and get your doubts cleared.