Who is eligible to get covered under the Chola MS Critical Healthline plan?

People up to the age of 65 years are eligible to find coverage in the Chola MS Critical Healthline plan.

If I don’t like the policy after purchasing it, what can be done then?

For such situations, the plan offers a free look period to its policyholders. Under this period, 15 days from the date of receipt of the plan are given to review all the terms and conditions of the policy and return it if found unsuitable.

What are the sum insured options offered under the Chola MS Critical Healthline plan?

The sum insured options of Chola MS Critical Healthline Policy are of Rs. 3 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh.

Do everyone needs to go through a medical test to buy the Chola MS Critical Healthline Plan?

No, only people above 55 years of age are required to go through the medical screening before purchasing Critical Healthline Plan.

For how long the Chola MS Critical Healthline Policy can be renewed?

The plan is available with a lifelong renewability option, thus it can be renewed for a lifetime.

Can Critical Healthline plan help me in saving the tax?

Yes, the policy offers Income Tax exemption for up to Rs. 25,000 as per the section 80D of the IT Act.

Can I include my kids in the Chola MS Critical Healthline?

Yes, you can include your children in the Chola MS Critical Healthline. The plan allows to include up to 3 kids in the plan.

What if I already own a critical illness policy?

In such a case, you need to reveal the details of your existing plan during the purchase of Chola MS Critical Healthline Policy. However, if you fall prey to any critical illness, you can request a claim under any or both of your policies simultaneously.

What is the policy term period of Chola MS Critical Healthline?

The Critical Healthline policy is issued for one year only, which you can get renewed every year during your lifetime.

Does the Critical Healthline Policy cover any daycare treatments?

Yes, 141-daycare procedures and treatment are covered under this policy.

Cholamandalam MS Critical Healthline Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 70 minutes
Claim Settlement Ratio	94%
Network Hospitals	12,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	High Coverage
Starting Premium of Rs. 5 lakhs SI	Rs. 407/month

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Cholamandalam MS Critical Healthline Policy Brochure

3.53 MB
PDF Document
Jul 11, 2019

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Cholamandalam Health Insurance Plan List

Family (3)
Individual (2)
Critical Illness (1)
Kids (1)
Maternity (1)
Parents (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Flexi SupremePopular		Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years	5 Lakh - 1 Crore	Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years	1 Lakh - 25 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years	1000/day	Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years	3 Lakh	Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years	1 Lakh	Check Premium

Cholamandalam Health Insurance Top Up List

Top-up (2)

Name of Plan	Sum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years	3 Lakh	Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

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FAQs on Critical Healthline Policy Health Insurance Plan

Who is eligible to get covered under the Chola MS Critical Healthline plan?
People up to the age of 65 years are eligible to find coverage in the Chola MS Critical Healthline plan.
If I don’t like the policy after purchasing it, what can be done then?
For such situations, the plan offers a free look period to its policyholders. Under this period, 15 days from the date of receipt of the plan are given to review all the terms and conditions of the policy and return it if found unsuitable.
What are the sum insured options offered under the Chola MS Critical Healthline plan?
The sum insured options of Chola MS Critical Healthline Policy are of Rs. 3 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh.
Do everyone needs to go through a medical test to buy the Chola MS Critical Healthline Plan?
No, only people above 55 years of age are required to go through the medical screening before purchasing Critical Healthline Plan.
For how long the Chola MS Critical Healthline Policy can be renewed?
The plan is available with a lifelong renewability option, thus it can be renewed for a lifetime.
Can Critical Healthline plan help me in saving the tax?
Yes, the policy offers Income Tax exemption for up to Rs. 25,000 as per the section 80D of the IT Act.
Can I include my kids in the Chola MS Critical Healthline?
Yes, you can include your children in the Chola MS Critical Healthline. The plan allows to include up to 3 kids in the plan.
What if I already own a critical illness policy?
In such a case, you need to reveal the details of your existing plan during the purchase of Chola MS Critical Healthline Policy. However, if you fall prey to any critical illness, you can request a claim under any or both of your policies simultaneously.
What is the policy term period of Chola MS Critical Healthline?
The Critical Healthline policy is issued for one year only, which you can get renewed every year during your lifetime.
Does the Critical Healthline Policy cover any daycare treatments?
Yes, 141-daycare procedures and treatment are covered under this policy.

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Claim Process at Cholamandalam Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Cholamandalam Health Insurance
1800-208-554424x7
customercare@cholams.murugappa.com