What are the waiting periods under this policy?

Silver Health Policy comes with the following waiting periods: Waiting period for pre-existing diseases: 12 months Initial waiting period: 30 days Waiting period for specified diseases or procedures

Who all can be covered under this policy?

The policy can be purchased on an individual sum insured basis where self and spouse can be covered.

Can I purchase this policy online?

Yes. You can purchase this policy from the official website of Bajaj Allianz or from the health insurance broker InsuranceDekho by calling them on the toll-free number 1800 1205 698.

What is the entry age under this policy?

The minimum and maximum entry age under this policy are 46 years and 70 years respectively.

Can I increase my sum insured under this policy during the policy term?

Yes. You can enhance the sum insured amount under this policy at the time of policy renewal.

What benefits are provided to the policyholders under this policy?

Cumulative bonus, free look period and tax benefit are some of the advantages that the policyholders get under this policy.

How much cumulative bonus is offered under this policy?

Silver Health Policy offers you a cumulative bonus of 10% of the sum insured for every claim-free year for up to 50% of the sum insured.

Am I required to undergo a pre-policy medical check-up before buying this policy?

Yes. You will be required to undergo a pre-policy medical check-up before buying this policy as it is mandatory for all.

Is there any limit on pre-hospitalisation or post-hospitalisation expenses covered under this policy?

Yes. this policy covers pre-hospitalisation or post-hospitalisation expenses for up to 3% of the admissible hospitalisation expenses.

Bajaj Allianz Silver Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	98.00%
Network Hospitals	18,400+
Pre-existing Disease Waiting Period	2 years
Starting Premium for Rs. 5 lakhs SI	Rs. 364/month

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Bajaj Allianz Silver Health Brochure

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Jun 12, 2019

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Bajaj Allianz Health Insurance Plan List

Parents (2)
Senior Citizen (2)
Family (6)
Kids (1)
Maternity (1)
Woman (2)
Individual (6)
Group insurance (2)
Personal Accident (1)
Critical Illness (2)
Dengue (1)

Name of Plan	Sum Insured
Health Infinity PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Silver Health Min: 46 Years; Max: 70 YearsPopular	50 Thousand	Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years	1.5 Lakh	Check Premium
Star Package Policy Min: 3 months; Max: 65 years	1.5 Lakh -1 Crore	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Tax GainMin: 18 Years; Max: 75 Years	1 Lakh	Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years	500/day	Check Premium
Health EnsureMin: 3 Months; Max: No Limit	50 Thousand	Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years	10 Lakh	Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years	50 Thousand	Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years	1.5 Lakh	Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Global Personal GuardMin: 3 months; Max: 70 years	2 Lakh - 25 Lakh	Check Premium

Bajaj Allianz Health Insurance Top Up List

Family (2)
Top-up (2)

Name of Plan	Sum Insured

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs on Silver Health Health Insurance Plan

What is the policy period?
This is a yearly policy.
What are the waiting periods under this policy?
Silver Health Policy comes with the following waiting periods:

Waiting period for pre-existing diseases: 12 months

Initial waiting period: 30 days

Waiting period for specified diseases or procedures
Who all can be covered under this policy?
The policy can be purchased on an individual sum insured basis where self and spouse can be covered.
Can I purchase this policy online?
Yes. You can purchase this policy from the official website of Bajaj Allianz or from the health insurance broker InsuranceDekho by calling them on the toll-free number 1800 1205 698.
What is the entry age under this policy?
The minimum and maximum entry age under this policy are 46 years and 70 years respectively.
Can I increase my sum insured under this policy during the policy term?
Yes. You can enhance the sum insured amount under this policy at the time of policy renewal.
What benefits are provided to the policyholders under this policy?
Cumulative bonus, free look period and tax benefit are some of the advantages that the policyholders get under this policy.
How much cumulative bonus is offered under this policy?
Silver Health Policy offers you a cumulative bonus of 10% of the sum insured for every claim-free year for up to 50% of the sum insured.
Am I required to undergo a pre-policy medical check-up before buying this policy?
Yes. You will be required to undergo a pre-policy medical check-up before buying this policy as it is mandatory for all.
Is there any limit on pre-hospitalisation or post-hospitalisation expenses covered under this policy?
Yes. this policy covers pre-hospitalisation or post-hospitalisation expenses for up to 3% of the admissible hospitalisation expenses.

View More Questions

Claim Process at Bajaj Allianz Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bajaj Allianz Health Insurance
1800209585824*7
bagichelp@bajajallianz.co.in