SBI Arogya Plus Policy Health Insurance

SBI General’s Arogya Plus Policy has a lot to offer. Buying the policy will help you handle numerous expenses including those related to inpatient hospitalisation, pre-hospitalisation, post hospitalisation, emergency ambulance, and multiple others, without breaking your bank. However, below listed are a few key additional features that increase the value of the policy even more- 

• No co-payment or deductible attached
• Multiple coverage options - individual and family floater 
• 60 days pre and 90 days post hospitalisation covered
• Coverage for OPD consultation and treatment expenses as specified in the policy schedule
• No pre-policy medical test up to the age of 55 years for people with no medical history
• Coverage for 142 daycare expenses
• Maternity expenses covered up to the OPD limit
• Expenses reimbursed for alternative treatment 
• Domiciliary hospitalisation expenses covered

SBI General’s Arogya Plus Policy is an excellent choice to make if you are looking forward to getting covered for OPD expenses. However, there are multiple elements apart from no pre-policy medical tests, OPD coverage and medical expenses cover that make it a major preference for many. Some of the key aspects of this popular policy include - 

• No exit age
• Lifelong renewability
• Easy claim settlement
• Long term discount - 5% discount for 2 years & 7.5% discount for 3 years
• Family discount - 5% for covering 2 members & 7.5% for covering more than 2 members of the family
• Tax benefits under Section 80D of the Income Tax Act, 1961

Arogya Plus Policy is the best option to go with to enjoy wide coverage at a minimal premium amount. This policy can definitely be relied on to take care of one’s medical expenses without facing financial distress.

Purchasing Arogya Plus Policy online will be a better move to make so that you can get your policy issued quickly. In addition to the same, you can make your online policy purchase from InsuranceDekho to make the most of policy portability, claim settlement support, policy transparency, and numerous other benefits to gain a complete hassle-free experience.

The sum insured options available under the policy are Rs. 1 Lakh, Rs. 2 Lakh, and Rs. 3 Lakh.

While the minimum entry age for the policy is 3 months, the maximum age of entry is 65 years.

There is no exit age under the policy, therefore it comes with lifelong renewability.

SBI Arogya Plus Policy covers maternity expenses up to the OPD limit only.