Bajaj Allianz Health Insurance for Family

Everyone loves his or her family, and for them, their health care holds the utmost significance. The plan allows the policyholders avail the best possible treatment in their network hospital and protect their savings from being spent on medical-related expenditure. Selecting this plan will avoid them buy and maintain multiple policies for different members of the family and get the entire family covered under a single premium. The covered family members can comprise of spouse, kids, and parents.

Key Features

• Sum insured amount ranges up to Rs. 50 Lakh
• Long term policy discount of 4% for 2 yrs, 8% for 3 yrs
• Pre and post hospitalisation coverage for 60 and 90 days
• The option of 1, 2 and 3 years of the policy term
• Entry age of policyholders between 18 and 65 years
• Sum insured can be reinstated even for a similar illness
• The option of lifelong renewability is available

Scope of Coverage

• Preventive health check-up is offered every 3 years
• Coverage for Ayurvedic and Homeopathic hospitalisation
• Cumulative bonus of 10% is offered for each claim free year
• A discount of up to 20% is available for the co-payment option
• Expenses related to organ donor is covered for organ transplantation
• The cost incurred on convalescence is insured up to Rs 7,500 per year
• Tax savings up to Rs 55,000 as per the section 80D of IT act
• Coverage related to bariatric surgery is covered up to a specified coverage

Eligibility

The entry age for proposer is required to be between 18 years and 65 years.

Exclusions

• Pre-existing diseases before the waiting period of 3 years
• Injuries suffered by self-inflicting actions like a suicide attempt, etc.
• Specific disease treatment including piles, hernia, and so on.
• Injuries or diseases occurred due to intoxicating or addictive substances
• Maternity and newborn expenses during the waiting period

If these many pointers are not enough to answer all your doubts and queries, you can find out more about product information, benefits, features, and exclusions in detail by referring to the brochure and policy wording. In addition to this, you can also connect with our customer support team at our helpline number - 1800-1205-698.