Bajaj Allianz Health Insurance for Maternity

The Family Floater Health Guard plan by Bajaj Allianz cover the expenses related to maternity and newborn. It offers wide coverage with long policy term options. Pregnancy is a special moment for every parent, so no one wants to face any trouble due to the financial crisis during this time. Many times the delivery procedure becomes very costly, especially in the case of Cesarean procedure. Thus, investing in Family Floater Health Guard Policy can pay you monetary benefits as well as peace of mind.

Key Features

• Sum insured (SI) ranges from Rs. 1.5 Lakh to Rs. 50 Lakh
• Free Preventive health check-ups at every 3 years of policy
• Coverage for pre-hospitalisation expenses for 60 days
• Coverage for post-hospitalisation expenses for 90 days
• No medical tests required up to 45 years of age
• Policy term option is available for 1, 2 and 3 years
• The amount of sum insured is reinstated on being exhausted
• 10% cumulative bonus benefit offered for every claim free year up to 100%

Scope of Coverage

• Daycare treatments are covered under the plan
• Health CDC (Claim by direct click) benefit is available through an app
• Coverage for ayurvedic and homeopathic treatments available
• Expenses incurred on convalescence are covered under the policy
• Bariatric surgery coverage provided to policyholders under the plan
• Coverage for organ donor expenses up to sum insured amount
• Availability of long term policy discount of 4% for 2 yrs, 8% for 3 yrs
• The benefit of tax saving up to Rs. 55,000 under section 80D of Income Tax Act

Eligibility
The proposer’s age of entry should be between 18 years and 65 years. The health insurance policy is provided with the feature of lifelong renewability.

Exclusions

• Treatment of pre-existing diseases
• Expenses related to maternity and newborn baby before the waiting period
• Specific ailments before 2 year waiting period
• Treatment of illnesses suffered due to intoxicating or addictive substances
• Coverage related to Bariatric Surgery before the waiting period

To know more pertaining to the plan details and exclusions, you can refer to the policy wording or brochure. You can also get in touch with our customer care team at - 1800-1205-698.