Bajaj Allianz Dengue Plans

India is a country where the density of vectors is quite high and perennial. Bajaj Allianz M-Care Health Insurance Policy for vector-borne ailments prevents you from facing any sort of financial crisis that might arise due to such treatments. Under the plan, if the insured individual is diagnosed with a vector-borne disease, which occurs itself for the first time during the policy period, the insurer is liable to offer a lump sum amount to the insured person.

Key Features

• Sum insured options ranging from Rs. 10,000 to Rs. 75,000
• The entry age of the proposer is between 18 years and 65 years
• The plan offers the coverage for 7 vector-borne diseases
• The insurance policy acquires the free look period of 15 days
• The lifelong renewability option is available under the policy
• Availability of easy portability options under the plan
• The plan offers individual as well as family floater sum insured option
• 20% discount is applicable on the purchase of this plan

Scope of Coverage

• Availability of floater policy for proposer or spouse or dependent kid, or dependent parents
• The insured can opt for migration of policy to other similar products at the time of renewal.
• Hassle free in house claim process available under the plan
• Grievance Redressal Cell is offered for Senior Citizens under this insurance plan
• Access to the cashless facility, which is subject to the limit of benefits and cashless authorization
• Extensive privileges are provided under this insurance policy with an affordable premium
• The coverage offered under the plan is for 7 diseases such as Dengue Fever, Kala Azar, Chikungunya, Japanese Encephalitis, Malaria, Zika Virus, and Filariasis.
• Tax benefits can be gained on the premium amount of the plan under section 80D of IT act

Eligibility

The minimum and maximum entry age for proposer, spouse, dependent parents are 18 and 65 years. Whereas, the minimum entry age of dependent children is 0 day.

Exclusions

• Getting treatment with hospitalisation for less than 24 hours
• Treatment other than of vector-borne diseases as listed under this plan
• Diagnosis and medication and treatment outside India apart from the listed countries such as Canada, Dubai, New Zealand, Hong Kong, Japan, USA, Switzerland, Singapore, Malaysia, and European Union countries
• Any of the listed vector-borne disease diagnosed within the first 15 days of the date of commencement of the Policy is excluded.
• The waiting period of 60 days shall be applicable only for the specific ailment from the date of the previous admission.

If you require more and relevant information pertaining to product details and exclusions, kindly refer to policy’s brochure or policy wording. In addition to this, you can also connect with our customer support staff at - 1800-1205-698.