Bajaj Allianz Health Insurance for Kids

Kids are the most adorable members of any family. A Family Floater Health Guard Plan is the best way out to look after the health of your little ones. The plan offers every possible benefit that is essential for your kid’s health care. This Bajaj Allianz plan can make your kids get immediate care at the best hospitals, among 6,000+ network hospitals of Bajaj Allianz, without letting your savings drain out. The plan provides wide coverage, long term policy option, and lifelong renewability feature.

Key Features

• Sum insured is between Rs. 1.5 Lakh and Rs. 50 Lakh
• The policy term option is available for 1, 2 and 3 years
• Pre-hospitalisation expense cover for 60 days
• Post-hospitalisation expenses cover for 90 days
• No need for medical screening up to 45 years of age
• Preventive health check-ups are covered
• The sum insured is reinstated on being exhausted
• 10% cumulative bonus is provided up to 100%

Scope of Coverage

• Newborn baby’s health care expenses are covered
• Expenses are covered related to organ donor expenses
• Coverage for day care procedures is offered under the plan
• The cost incurred on convalescence are covered under the policy
• Availability for Ayurvedic and Homeopathic related treatments
• Discount up to 20% pertaining to co-payment option
• Long term policy discount of 4% for 2 yrs, 8% for 3 yrs
• The benefit of tax saving under section 80D of the Income Tax Act

Eligibility

Kids from the age of 3 months to 30 years can be covered as dependents under the plan. Although, this health insurance policy also covers the expenses of the newborn.

Exclusions

• Pre-existing illnesses’ treatment within the waiting period
• Treatment of disease or illness contracted during the first 30 days
• A medication of specific ailments like piles, sinusitis, cataract, hernia, etc., before the 2-year waiting period
• Treatment of intoxicating or addictive substances such as alcohol, drugs, etc.
• Bariatric Surgery related coverage before the completion of a 3-year waiting period

If you require more information related to product details and exclusions, kindly refer to the plan’s brochure or policy wording. You can also contact our customer support staff at - 1800-1205-698.