Bajaj Allianz Health Insurance for Parents

For every one of us, family comes first. A plan like Bajaj Allianz Family Floater Health Guard policy is the perfect way to protect your savings against the hefty medical costs. This plan is perfectly designed to provide cover to your parents. After a certain age, the frequency of falling ill increases and your parents may need protection to go through this stage. The plan offers a minimum entry age of 18 years and the maximum entry age of 65 years. Also, the policy is equipped with the lifetime renewal option. The plan is available for the policy terms of 1, 2 and 3 years.

Key Features

• Sum insured between Rs. 1.5 Lakh and Rs. 50 Lakh
• Cover for pre-hospitalisation of 60 days
• Cover for post-hospitalisation 90 days
• Availability of 6000+ network hospitals
• Free preventive health check-ups every 3 years
• Offer for reinstatement of sum insured is available
• Policy term option is offered for 1, 2 and 3 years
• The lifelong renewal option is available under the plan

Scope of coverage

• All the daycare treatments and procedures are covered
• Coverage offered for ayurvedic and homeopathic treatments
• Costs incurred on the convalescence are covered up to Rs. 7,500
• Coverage for maternity and newborn to a specific limit
• Cover for organ donor expenses up to the amount of SI
• No medical tests are required up to 45 years
• Bariatric surgery cover is offered to policyholders
• Cover ambulance charges up to a limit of Rs 20,000 in a policy year

Eligibility

The proposer’s entry age should be between 18 years and 65 years. The health insurance plan can be renewed for the lifetime.

Exclusions

• Treatment of pre-existing illness before the waiting period
• Any illness or disease contracted during the first 30 days of the policy
• Specific diseases like piles, sinusitis, cataract, and hernia before the 2-year waiting period
• Treatment of intoxicating and/or addictive substances such as alcohol, drugs, etc.
• Coverage related to Bariatric Surgery is not covered before the waiting period of 3 years

For complete product details and exclusions, kindly refer to the policy wording. Or call our helpline 1800-1205-698.