Bajaj Allianz Health Care Supreme Health Insurance

If an insured individual or his family member(s) meets with any accidental bodily injury, the policy shall be making a payment for one or more of the events such as death due to accident, permanent total or partial disability due to accident, temporary total disability due to accident, transportation of mortal remains, children education benefit, and so on. 

If an insured member is diagnosed suffering from any one of the critical illnesses as listed in this policy, which first occurs or manifests itself during the policy period, and fulfils the criteria as defined under this policy, the plan will pay a specified lump sum amount to the insured individual. Some of the critical diseases that are covered under this plan are Cancer, First heart attack, Coma, Kidney failure, Alzheimer’s disease, Major burns, and so on.

The Health Care Supreme Policy tends to offer almost every kind of benefit and offering to its customers. This policy only requires the people who are above the age of 45 years to go through a medical examination for getting coverage under this health insurance policy, still, this policy manages to become the centre of attraction for most of the health insurance seekers. Here are a few components of this health insurance policy, which makes it a worthwhile product:

• Pre and post hospitalisation cost
• Sum insured reinstatement benefit
• Coverage for in-patient hospitalisation 
• Cost incurred on out-patient expenses
• Cover for daycare procedure is available
• Expenses related to road and air ambulance
• Maternity and the newborn baby cover is offered
• Ayurvedic and homoeopathic treatment expenses

The Health Care Supreme Policy owns a lot more than its benefits and features. There are some additional components too under this plan, which in-actual add-on to its value that ultimately helps customers in getting benefited. Here are some of those benefits:

• 5% family discount is offered
• Availability of lifelong renewability option
• 5% claim-free renewal discount is applicable,
• No medical test required up to the age of 45 years
• Tax benefits can be gained on the amount of premium paid

This Health Care Supreme Policy is designed with a holistic approach, where the ability to fulfil almost every need of a customer is infused. For any and every health insurance searcher, this plan could become a perfect choice to opt for. The reason behind this assurance is the list of benefits and affordable price of this policy which are enough to satisfy any and every policyholder. 
 
If you are planning to buy this health plan, buy it from insurancedekho.com. It will offer you an experience of easy purchase procedure with the help of their team that will be providing you with a complete, constant and dedicated support for the claim settlement process, common inquiries, comparison of plans and so on.

The plan is available with 3 different variants which are named as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo.

The minimum entry age under this plan is of 18 years, while there exists no limit for maximum entry age. However, the minimum and maximum entry ages of the dependent children are 3 months and 25 years. 

The plan is open to offering coverage to self, spouse & dependent children, while parents can be covered under a separate floater plan.

Yes, a family discount of 5% is applicable, if 2 or more family members are covered under a single policy.