Bajaj Allianz Health Insurance for Woman

The Bajaj Allianz Family Floater Health Guard policy is a family plan. It offers benefits for the women of the house as well. Many times it is seen that women are neglected and never offered proper medical amenities. The plan is designed in a way to offer every possible advanced medical coverage a woman would require. The women-centric benefits and features are stuffed in this insurance plan with a wide range of coverage. This not only cares for her health but also empower her with financial security through enhanced savings.

Key Features

• Sum insured ranges between Rs. 1.5 Lakh to Rs. 50 Lakh
• The plan has the policy term option of 1, 2 and 3 years
• Lifelong renewal option available under the plan
• Cover pre-hospitalisation expenses for 60 days
• Cover post-hospitalisation expenses for 90 days
• Preventive health check-ups free of cost at every 3 years of policy
• Sum insured amount is reinstated under the health insurance plan
• A discount of 4% and 8% is offered for taking the policy of 2 and 3 years

Scope of Coverage

• Daycare procedures and treatments are covered
• Coverage for ayurvedic and homeopathic treatments
• Up to 20% of discount is available for co-payment option
• Up to the age of 45 years, no medical screening is required
• 10% cumulative bonus benefit for every claim free year up to 100%
• Expenses incurred on convalescence are covered under the plan
• Coverage is provided pertaining to organ donor expenses up to the SI
• Bariatric surgery coverage is given to policyholders under this policy

Eligibility

The entry age of the proposer should be between 18 years and 65 years. The health insurance plan is offered with the option of lifetime renewability.

Exclusions

• Bariatric Surgery before the waiting period
• Illnesses occurred in the first 30 days
• Treatments including Joint replacement, PIVD, etc.
• Specific diseases like piles, cataract, etc.
• The medication of intoxicating or addictive substances

For more information about the product details and exclusions, kindly refer to the brochure or policy wording. Or you can also connect with our customer care staff at - 1800-1205-698.