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Bajaj Allianz Women Specific Critical Illness Health Insurance

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Bajaj Allianz Health Insurance
Women Specific Critical Illness Insurance
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio98.00%
Network Hospitals18,400+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

About Bajaj Allianz Women Specific Critical Illness Health Insurance

A female-oriented plan, Women Specific Critical Illness Insurance is a critical illness cover by Bajaj Allianz. An ideal choice to protect oneself against the risk of serious illnesses, Women Specific Critical Illness Insurance is a worthy investment. Featuring lifelong renewability, Women Specific Critical Illness offers a sum insured range of Rs. 50,000 to Rs. 2 Lakh. An annual policy by Bajaj Allianz, Women Specific Critical Illness Insurance covers women between 21 years to 65 years of age. The plan pays 100% of the sum insured if the insured is diagnosed with a critical illness. The critical illnesses covered include Breast Cancer, Fallopian Tube Cancer, Uterine/Cervical Cancer, Ovarian Cancer, Vaginal Cancer, Permanent Paralysis of Limbs, Multitrauma, and Burns. Hassle free in-house claim process, free look period of 15 days, and tax benefit under Section 80D of Income Tax Act are a few beneficial features of Women Specific Critical Illness Insurance by Bajaj Allianz.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Coverage against the risk of 8 critical illnesses
  • Lump sum amount on diagnosis of any critical illness
  • Loss of job covered in case the insured loses her job within 3 months of diagnosis
  • Child Education Bonus up to Rs. 25000 for one or more child put together
  • Congenital disability benefit of 50% of the sum insured

What's Not Included

  • Intentional self-injury, suicide, attempted suicide
  • Loss of job due to voluntary resignation from service
  • Treatment arising from or traceable to pregnancy, childbirth postpartum complications
  • Occupational diseases caused by work or working conditions
  • Radioactive contamination is not covered under the policy

5639 Bajaj Allianz Cashless Network Hospitals in India

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Women Specific Critical Illness Insurance User Reviews

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What users are saying
  • All
  • Nice job bajaj allianz!

    I recommend this policy to every woman with risk of critical illness. At low premium, you can get good coverage of 8 critical illnesses like breast cancer, ovarian cancer, and others just like i got. Benefits like lump sum amount, loss of job, child education bonus and others also make this plan strong.

    K
    By Kritika Gulati
    On: Feb 26, 2020
  • Happy to have a plan like this

    Thanks to bajaj allianz for giving women a specific plan for critical illnesses. It has been a month since i bought this plan. Must say that coverage is great of 8 illnesses, premium is very reasonable and services are smooth. I also appreciate insurancedekho team for their constant help. 

    K
    By Kishori Agarwal
    On: Feb 20, 2020
  • Critical cover purely for wome...

    I am thankful to my friend for recommending this plan and insurancedekho for helping me buy it so easily. Women like me will find this plan to be helpful because it covers Breast Cancer, Ovarian Cancer, Vaginal Cancer, and 5 other critical illnesses. You also get tax benefit under Section 80D on buying this plan.  

    T
    By Tanvi Gupta
    On: Feb 14, 2020
  • New to this bajaj plan

    First, thanks to insurancedekho team for suggesting me this plan and resolving my problems. Then, good job bajaj, you came up with a good plan for us women. To all ladies, i would say if you are at risk, buy this plan because it will take care of your medical expenses in case you get diagnosed with any of the covered 8 critical illnesses. 

    K
    By Kanishka
    On: Feb 07, 2020
  • Great, reliable policy by baja...

    Once again bajaj allianz is proving why it is a good choice. I recently came across this plan for women and recommend it to one of my female friends. 8 critical illnesses coverage, lump sum amount on diagnosis, loss of job benefit, Child Education Bonus, congenital disability benefit are some really good features.

    A
    By Ajeet Singh
    On: Feb 05, 2020

Bajaj Allianz Women Specific Critical Illness Insurance Expert Review

  • Expert Review

    Bajaj Allianz has come up with a policy called Women Specific Critical Illness Plan. It is meant to offer protection to women against critical illnesses. The plan provides a lump sum amount, if the insured woman is diagnosed with some sort of life-threatening disease. Treatment of critical illness takes time but could generate unbearable financial crisis for you. Hence, a special plan is designed to cover the treatment of critical illnesses and other related risks, which are particularly faced by women.

    The plan offers the sum insured from Rs. 50,000 to Rs. 2 Lakh between the age group of 21 years and 65 years. It is an annual policy by Bajaj Allianz, which promises to pay 100% of the sum insured to women patients suffering from a list of critical illnesses. The critical diseases covered under the plan include Vaginal Cancer, Breast Cancer, Multitrauma, Fallopian Tube Cancer, Ovarian Cancer, Permanent Paralysis of Limbs, Uterine/Cervical Cancer, and Burns.

  • Major Attractions

    The Women Specific Critical Illness Plan offers a lot to women in order to give them assistance in their tough time when they are struggling with a severe ailment. To get covered under the plan, the women of 41 years and above age needs to go through a list of pre-medical examinations. In addition to these, policy is embedded with several features due to which it is widely appreciated. Here are some attractive elements of the plan:

    • Coverage is offered for 8 critical illnesses
    • Lump sum amount is provided to facilitate the treatment
    • Hassle-free in-house claim settlement procedure is offered
    • The sum insured can be increased during the renewal period
    • Option to cancel the plan is given with a free look period of 15 days
    • A benefit of 50% of the sum insured is offered for congenital disability
    • A bonus subject to dependent child’s education is given up to Rs. 25,000
    • Loss of job coverage is provided if the insured loses job within 3 months of diagnosis
  • What’s More?

    The health insurance plan offers a wide range of medical coverage as well as financial benefits too. Some factors that make it more affordable are as follows:

    • Availability of lifelong renewability option
    • At the time of renewal, a grace period of 30 days is permissible
    • Policyholders can earn tax benefits as per section 80D of Income Tax Act
  • Conclusion

    Going through the offerings and benefits of the plan, we can easily conclude that it is a highly effective and affordable plan for women patients facing any sort of critical illness. Women are advised to go for this plan without any doubt.

    Searching and buying a relevant health insurance policy offline may not be a comfortable task for someone struggling with a serious illness. Therefore, the best alternative to get the health plan is online, where the most trusted site is insurancedekho.com. You can rely on the website as it not only provides all the possible information about the policy and help in purchasing the plan but also actively participate in the post-selling process. 

Bajaj Allianz Women Specific Critical Illness Insurance Brochure

  • 208.90 KB
  • PDF Document
  • Jun 14, 2019

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Women Specific Critical Illness Insurance Health Insurance Plan

  • Is Women Specific Critical Illness Insurance a hospitalisation or mediclaim cover?

    No! Women Specific Critical Illness Insurance is a critical illness cover that pays a lump sum cash payment on diagnosis of any of the critical illnesses listed in the insurance policy. The insured doesn’t have to get hospitalised or show medical bills for claim.

     

  • What are the critical illnesses covered under Women Specific Critical Illness Insurance plan?

    The list of critical illnesses covered under Women Specific Critical Illness Insurance plan includes:

    • Breast Cancer
    • Fallopian Tube Cancer
    • Uterine/Cervical Cancer
    • Permanent Paralysis of Limbs
    • Ovarian Cancer
    • Vaginal Cancer
    • Multitrauma
    • Burns
  • What is the policy coverage for Bajaj Allianz’s Women Specific Critical Illness Insurance?

    Women Specific Critical Illness Insurance covers critical illness cover, congenital disability benefit, children education bonus, and loss of job. 

  • What is the entry age for Women Specific Critical Illness Insurance plan?

    While the minimum entry age for the proposer is 21 years, the maximum entry age is 65 years.

     

  • What is the policy period for Women Specific Critical Illness Insurance plan?

    Women Specific Critical Illness Insurance by Bajaj Allianz is an annual policy.

  • What are the sum insured options under Women Specific Critical Illness Insurance?

    The sum insured options under Women Specific Critical Illness Insurance include:

    • Rs. 50000
    • Rs. 100000
    • Rs. 150000
    • Rs. 200000
  • What are the medical tests associated with Women Specific Critical Illness Insurance?

    Full Medical Report as per Bajaj Allianz Format, Ultrasonography of Abdomen and Pelvis, and PAP Smear Test are the medical tests required. However, the need of medical tests is related to age bracket and sum insured opted for.

     

  • I want to enhance my sum insured under Women Specific Critical Illness Insurance. When can I do that?

    The insured individual can apply for enhancement of Sum Insured at the time of renewal. Sum insured enhancement would require submission of a fresh proposal form and renewal notice to the company.

     

  • Does Women Specific Critical Illness Insurance offer tax benefits?

    Yes, the plan covers tax benefits under Section 80D of the Income Tax Act. 

  • Can I buy Women Specific Critical Illness Insurance online?

    Yes, you can! To buy the plan, visit the website of Bajaj Allianz. You can also call us, InsuranceDekho at 1800 1205 698, to explore more.

     

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