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Bajaj Allianz Premium Personal Guard Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio98.00%
Network Hospitals18,400+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Bajaj Allianz Premium Personal Guard Brochure

  • 355.25 KB
  • PDF Document
  • Sep 20, 2019
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Bajaj Allianz Health Insurance Plan List

  • Parents (2)
  • Senior Citizen (2)
  • Family (6)
  • Kids (1)
  • Maternity (1)
  • Woman (2)
  • Individual (6)
  • Group insurance (2)
  • Personal Accident (1)
  • Critical Illness (2)
  • Dengue (1)
Name of PlanSum Insured
Health Infinity PolicyMin: 3 months; Max: 65 years Check Premium
Silver Health Min: 46 Years; Max: 70 Years50 Thousand Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Check Premium
Star Package Policy Min: 3 months; Max: 65 years1.5 Lakh -1 Crore Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Tax GainMin: 18 Years; Max: 75 Years1 Lakh Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Check Premium
Health EnsureMin: 3 Months; Max: No Limit50 Thousand Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Check Premium
Global Personal GuardMin: 3 months; Max: 70 years2 Lakh - 25 Lakh Check Premium

Bajaj Allianz Health Insurance Top Up List

  • Family (2)
  • Top-up (2)
Name of PlanSum Insured

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs on Premium Personal Guard Health Insurance Plan

  • What is the minimum and maximum entry age for Premium Personal Guard?

    While the minimum entry age for adults under Premium Personal Guard is 18 years, the maximum entry age is 65 years. 

  • Does Premium Personal Guard provide cover for children?

    Under Premium Personal Guard, you can easily get your dependent children covered, provided they belong to the age range of 5 years to 21 years.

  • What is the sum insured range under Premium Personal Guard?

    The sum insured range under Premium Personal Guard policy starts from Rs. 10 Lakh and goes up to Rs. 25 Lakh. 

  • Who can buy Premium Personal Guard policy?

    Premium Personal Guard policy is available for Risk Class - I, comprising Accountants, Doctors, Lawyers, Architects, Administrative/Managing Functions, Teachers and Occupations like such. 

  • What is the policy term for Premium Personal Guard?

    Premium Personal Guard is an annual policy.

  • Is Premium Personal Guard renewable for life?

    Lifetime renewal benefit for Premium Personal Guard is available under normal circumstances, provided that there are no cases of fraud, misrepresentation or moral hazard.

  • What all is covered under Premium Personal Guard?

    Death, Permanent Total Disability (PTD), Permanent Partial Disability (PPD), Temporary Total Disability (TTD), Transportation of Mortal Remains, Children's Education Bonus, and Cumulative Bonus are the prime elements covered under Premium Personal Guard apart from add-on covers. 

  • What are the add-ons covered under Premium Personal Guard?

    Under Premium Personal Guard, the add-ons for which you get covered include Hospital Confinement Allowance and Accidental Hospitalization Expenses.

     

  • Does Premium Personal Guard come with renewal benefit?

    Yes! An insured is applicable for cumulative bonus of 10% of sum insured for every claim free year. Note that the maximum cumulative bonus is 50% of sum insured, up to 5 claim free years.

  • Can I buy Premium Personal Guard online?

    Yes! If you want to buy Premium Personal Guard, you can visit the official website of Bajaj Allianz. If interested, you can also get in touch with InsuranceDekho experts at 1800 1205 698 to gain detailed information. 

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

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