How to buy and apply for Bajaj Allianz Health policy?

You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

Why should I buy a Bajaj Allianz Health Insurance Policy?

Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

What is covered under hospitalisation in Bajaj Allianz Health Insurance?

Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

What are the benefits provided by Bajaj Allianz Health Insurance?

People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

What is the toll-free customer care number of Bajaj Allianz Health Insurance?

The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

Bajaj Allianz Premium Personal Guard Health Insurance User Reviews

298 reviews Rate This

Bajaj Allianz

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	98.00%
Network Hospitals	18,400+
Pre-existing Disease Waiting Period	2 years
Starting Premium for Rs. 5 lakhs SI	Rs. 364/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Enter Your Age

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Choose required Coverage for yourself?

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Premium Personal Guard

4.4

Based on

23 User reviews

Premium personal guard is very helpful
Premium personal guard plan by bajaj allianz is superb. Right from premium to benefits covered, it has every feature to make it a good investment. I and one of my friends have purchased this plan to get cover for multiple disabilities due to accident and accidental death cover. So, i recommend it to others also.
D
Divendu Sharma
On: Feb 26, 2020
Good for accident cover
I want to thank insurancedekho guys for telling me about this plan. I was looking for this type of cover and got it at low premium and high coverage. I want to recommend it to customers because it covers disabilities and accidental death. Cumulative bonus and child education benefit are great benefits too.
R
Rohit Nagar
On: Feb 21, 2020
Great for travelers
What i liked the most about this bajaj policy is that it gives an extensive cover at low premium cost. Like, it includes Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability, and Accidental Death Cover. The add-on of hospital confinement allowance & accidental hospitalisation are also there other than child education benefit to increase benefits.
D
Dilawar Singh
On: Feb 13, 2020
Good one for accidental expenses
Premium Personal Guard is my second policy with bajaj allianz. I bought this policy as it will cover me for medical expenses incurred due to accidental injuries. I have covered my wife, and kids also under this plan. The premium amount for covering all is very less than my expectations. Recommended from my side!
K
Kaushal Singh Rawat
On: Feb 07, 2020
Really new experience for me
I am new to bajaj allianz. I was looking for a plan that covers accidental injuries and luckily got this one at reasonable premium rates. Premium personal guard is wide in coverage and customer-friendly. It is a good plan for people who travel a lot. Happy and satisfied with this policy.
K
Kishore Kumar Singh
On: Feb 03, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Top class plan
Thanks insurancedekho you helped me end my search for accident injuries insurance. Premium personal guard is definitely the one for me. The sum insured range is good, the premium charged is very less. I am getting an extensive cover and also enhancement in sum insured benefit. I highly recommend this policy.
U
Umang Gupta
On: Jan 21, 2020
Recommended by a friend of mine
I was about to buy another plan when my friend told me to choose premium personal guard instead. I must say that my choice did not prove to be wrong. With this low-cost plan, i got cover for permanent total disability, permanent partial disability, temporary total disability, and accidental death cover. The buying process was also very simple for me. High recommendations!
S
Shaik Iliyaz
On: Dec 26, 2019
Wonderful plan with add-on benefits
First, my thanks to insurancedekho for team for their support in buying this policy. I chose this policy because it offered me coverage against injuryexpenses due to accident at less premium. Also, i liked the fact that premium personal guard comes with add-on benefits including accidental hospitalisation and hospital confinement. Overall, at very low rates i got wide coverage as i had wanted.
M
Muneesh
On: Dec 18, 2019
Good facility by bajaj allianz
My purchase of premium personal guard has been very smooth and simple. The plan is great, covers you for expenses incurred due to accidental injuries at low premium amount. Features are quite good. Also, the plan comes with add-on options like accidental hospitalisation benefit and hospital confinement allowance that you can easily take by paying additional premium.
P
Pawan Pandey
On: Dec 04, 2019
Great plan covering accidental injury expenses
Premium personal guard is my second plan with bajaj allianz insurance company This is one of the best accidental covers i have found. Low premium, good coverage for family are two prime elements that i bought this plan. I will definitely recommend this policy to other people in my known.
R
Ram Avtar
On: Dec 03, 2019
Premium personal guard plan is excellent
This is my first purchase with bajaj allianz. I bought premium personal guard plan because it is very reliable and pocket-friendly. It covers medical expenses due to accidental injuries without any difficulty. I am satisfied that i have one cover that secures my spouse as well as children against such emergencies.
N
Neha Gupta
On: Dec 02, 2019
Great policy for accidental injuries
I am glad i finally found a policy that covers medical expenses incurred due to accidental injuries. I have covered myself, spouse and my kids under this plan. The premium amount is very less. Overall, i must say that i got really good coverage for so many expenses at a low cost.
L
Lokesh Kumar Singh
On: Nov 26, 2019
Comprehensive coverage against accidents
This premium personal guard policy is superb. It covers one for expenses due to bodily injury and even death, due to an accident. I found this policy to be very reliable as well as easy for the pocket. I am definitely going to recommend this policy to my friends and relatives.
D
Damodar Misra
On: Nov 26, 2019
Covers accidental injury and death
It has been a few months i bought this plan. I would thanks InsuranceDekho for suggesting such a good plan. I am satisfied my family is secure and financially protected. This plan is better than the one i purchased last time. I recommend this plan to all of you.
S
Sunita Rani
On: Nov 04, 2019
Premium Personal Guard means superb policy
First, i am thankful to insurancedekho people for recommending such a good plan that meets my requirements perfectly. I am covered for injury or death because of personal accident. The best thing is that the premium is less and coverage is vast. I am really satisfied with my choice.
B
Bijan Paul
On: Nov 04, 2019
Perfect plan according to its name
Ever since i have bought this plan, it has become my personal health guard. At less premium, this plan gives me good cover, which is something i was looking for. The plan is simple yet vast coverage. Premium is affordable and services are great. Overall, it is a good investment.
A
A R Srinivasan
On: Oct 23, 2019
Happy with Premium Personal Guard plan
Insurancedekho, thank you for recommending this plan. It has saved me financially and health-wise also. Best way to secure oneself in case of accident, premium personal guard meets my expectations perfectly. If you are also looking for some good accident cover, i would suggest this plan.
A
Ajay Shivram Parade
On: Oct 23, 2019
Happy with Premium Personal Guard
Thanks InsuranceDekho for this personal accident policy. I am happy with the plan as i don’t have to pay a high premium for getting wide coverage. Also, that i have my family covered under this plan. Cumulative bonus, child education benefit, add-on covers, and other features are really great.
P
Prakash Suresh Arekar
On: Oct 15, 2019
Premium Personal Guard recommended
It has been a few months since i purchased this plan. Must say that the services offered are really good and the coverage is high. As a personal accident policy, Premium Personal Guard gets 9 out of 10 from my side. I suggest this cover to all looking for an affordable choice.
P
Prasad Rao
On: Oct 15, 2019
Premium Personal Guard is a blessing
My previous plan didn’t work well for me. When InsuranceDekho people suggested this plan, i went for it. This plan offers extensive coverage at a low premium amount. All in all, it gives you good coverage with additional benefits without letting you feel inconvenient during your medical emergency.
J
Jamil Ahmed
On: Oct 03, 2019
I am happy with Premium Personal Guard
If you also are looking a plan that covers Permanent Total Disability, Permanent Partial Disability, and others, this plan will be perfect. I have the same plan. It gives you increase in sum insured, cumulative bonus, child education benefit, and other benefits, all at a low premium rate. This plan is highly recommended!
M
Mahesh Kumar
On: Oct 03, 2019
Satisfied with my Premium Personal Guard policy
It’s been a few months since i purchased Bajaj Allianz’s Premium Personal Guard. The plan is good and covers medical expenses incurred due to accidental injuries. What’s best is that it provides great coverage without asking for a high premium. I would recommend this policy and thank InsuranceDekho for suggesting it to me.
J
Jyoti
On: Sep 24, 2019
Premium Personal Guard is an ideal plan for anyone
Premium Personal Guard policy has been a worthy investment for me, all thanks to InsuranceDekho. A key feature is that the plan covers accidental injuries widely. Expenses related to bodily injury and even death, due to an accident are provided cover for. The premium is less, so that’s a plus too.
M
Manish Sharma
On: Sep 24, 2019

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs

How to buy and apply for Bajaj Allianz Health policy?
You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.
Why should I buy a Bajaj Allianz Health Insurance Policy?
Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.
What is covered under hospitalisation in Bajaj Allianz Health Insurance?
Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines
What are the benefits provided by Bajaj Allianz Health Insurance?
People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team
What is the toll-free customer care number of Bajaj Allianz Health Insurance?
The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

View All

Claim Process at Bajaj Allianz Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bajaj Allianz Health Insurance
1800209585824*7
bagichelp@bajajallianz.co.in