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  • CASHLESS GARAGES 3,100
  • CLAIMS SETTLED 95%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement

Top United India Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 2396
PLAN TYPE: Third Party
Starting From ₹ 2094
PLAN TYPE: Own Damage
Starting From ₹ 1377

Calculate Your Car Insurance Price Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai

When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

How to make cashless claims?

You can make claims for your cashless car insurance with United India Insurance Company in the following way:

  • Get in touch with the insurer

The insurance-holder needs to get registered for cashless claims by getting in touch with the insurer. This can be done via the telephone, official email or by visiting the insurer office.

  • Confirmation

Following registration, the customer gets a claim registration number that will come in handy for future references.

  • Take your vehicle for repairs

Take your vehicle to the garage for repair and inspection.

  • Documentation

Complete all documentation and handover it to the surveyor.

  • Cashless settlement

The company will pay the claim amount (minus your liability) directly to the workshop.

How to file a car insurance reimbursement claim?

Car insurance reimbursement claim works in similar was as any other motor related claims process:

  • Lodge an FIR

The foremost thing to do after an accident or theft is to lodge an FIR at any nearest police station. This copy of FIR is very important and will be needed in the further documentation process.

  • Get in touch with the insurer

Contact the nearest branch of United India Insurance Company to intimate them about the incident.

  • Survey of the vehicle

A surveyor from UIIC will monitor and gauge the accident spot and submit a report. .

  • Documentation

Once the surveyor is done with its part, documentation process will begin. This is where the copy of FIR will be needed.

  • Repair of the car and reimbursement of expenses

You need to pay the entire cost of repairs at the workshop. The company will reimburse its part (liability) as soon as possible.

Documents required for cashless and reimbursement claims

In case there is a need to make a cashless claim, there are a few documents that will be required. Find them in the list below.

  • Cashless registration form duly signed by the insured
  • Registration certificate and key of the car
  • Driving license of driver/owner
  • Policy copy in original
  • Original copy of FIR
  • Photocopies of ID like PAN card, driving license, etc.

Reasons of Rejections

Much to the dislike of insurance holders, there are few reasons why the claims can be rejected. Some of these reasons fall under terms and conditions of insurance provider:

  • Lapsed insurance policy

Your claim request will be rejected if your insurance policy has expired. Renew your policy in time to avoid claim rejection.

  • Driving without license

United India Insurance is not liable to render any claim if you were driving the vehicle without a valid driving license.

  • Driver under alcohol influence

If the insurance company finds that the accident is caused under the influence of alcohol, no reimbursement will be provided by the company.

  • Delay in notifying the insurer about damage

If the policyholder fails to inform the insurer within a stipulated time frame, the company may reject the claim application.

  • Failing to inform insurer before repairing

You must inform the insurer about the accident before taking the car for repairs. Failing this might lead to rejection of the claim.

United India No Claim Bonus

No Claim Bonus (NCB) is a reward in terms of discount offered by United India General Insurance to its policyholders on their own-damage premium for not raising any claim during the policy period. This benefit can be earned for every consecutive claim-free year starting from 20% which can go upto a maximum of 50% over a span of 5 years. It is considered the best and simplest way to lessen the premium cost of the car insurance plan for the next policy year at the time of renewal, which means it needs consistent and timely renewal of policy, otherwise, you may lose the benefit.

No Claim Bonus is a token of appreciation that you receive for carefully maintaining and driving your car. Since it is given for making no claim which could be possible only with responsible and safe drive, this benefit belongs to the policyholder and not the insured vehicle. Therefore, in case you are planning to change your car or insurance company, then you can transfer the benefit of the NCB to your new car or policy by complying to some terms and conditions. It means, if you decide to trade your old car for a new one, still you can hold the NCB with you which could even help you cut down the premium of your new car as well.

Explore United India Car Insurance

Must Read Articles before buying United India Car Insurance

United India Car Insurance User Reviews

4.9
Rating based on
197 User reviews
Write your review
What users are saying
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  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    Read More

    S
    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    Read More

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    Read More

    G
    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    Read More

    K
    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    Read More

    S
    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    Read More

    G
    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    Read More

    M
    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    Read More

    S
    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    Read More

    N
    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    Read More

    A
    By Aarti Gogia
    On: September 12, 2023
  • User-Friendly and Informative

    I found InsuranceDekho's premium calculator to be user-friendly and informative. It provided me with all the necessary details that I needed to make an informed decision to buy the United Car Insurance Policy for my Mercedes-Benz.

    Read More

    F
    By Firoz Ahmed
    On: September 8, 2023
  • No-Fuss Coverage

    The Third-Party Car Policy from InsuranceDekho offers no-fuss coverage. United Car Insurance Policy is a straightforward solution for ensuring that my Mitsubishi car is protected against third-party claims.

    Read More

    T
    By Tripti Bhargava
    On: September 5, 2023
  • Quick and Easy Purchase

    Purchasing a Third-Party Car Policy with InsuranceDekho is quick and easy. The process is streamlined, and I can secure the necessary coverage on the United Car Insurance Policy in no time for my Nissan car.

    Read More

    By Shradha Motani
    On: September 1, 2023
  • All-Inclusive Protection

    The Comprehensive Coverage from InsuranceDekho truly lives up to its name. The United Car Insurance Policy with this amazing benefit offers all-inclusive protection, ensuring that my Tata car is covered in various scenarios, from accidents to natural disasters.

    Read More

    S
    By Shafi Khan
    On: August 29, 2023
  • No Hidden Fees or Charges on R...

    I appreciate that InsuranceDekho didn't have any hidden fees or charges during my United Car Insurance Policy renewal. Everything was transparent, and I knew what I was paying for my Honda car.

    Read More

    A
    By Ashish Vidyarti
    On: August 25, 2023
  • Satisfied and Happy with My Cl...

    I am a satisfied and happy customer of InsuranceDekho. The United Car Insurance Policy’s claims process exceeded my expectations for my Ford car, and I would recommend them to anyone.

    Read More

    A
    By Amar Shayam
    On: August 23, 2023
  • User-Friendly Interface and Ea...

    The premium calculator's user-friendly interface on InsuranceDekho's platform was a delight to use. It guided me through the process step by step, making it easy to find the United Car Insurance Policy, which was the right insurance policy for my Ford car.

    Read More

    P
    By Pratibha Chauhan
    On: August 10, 2023
  • Quick and Efficient Claims Pro...

    I had a claim with InsuranceDekho, and I was impressed by how quickly and efficiently the claim for the United Car Insurance Policy for my Kia car was processed it. They made the entire process hassle-free.

    Read More

    G
    By Gopi Chand
    On: August 8, 2023
  • good to work

    nice experiance with you all. keep it well. very good service.iam nothing to say everything is good. i have nothing to write

    Read More

    N
    Maruti Swift 2004-2011 Lohit
    By NYAMEN ZIRDO
    On: August 2, 2023
  • Impressive and Reliable Result...

    Impressed with the accuracy and reliability of Insurance Dekho's premium calculator. The quotes provided matched the actual policy terms of the United Car Insurance Policy, making it a valuable tool. I immediately bought the policy and secured my Kia car

    Read More

    A
    By Amit Sharma
    On: August 2, 2023
  • Best Choice for Complete Prote...

    If you want complete protection for your car, InsuranceDekho's, United Car Insurance Policy’s comprehensive coverage is the best choice. It covers all the bases and ensures a worry-free driving experience for my Renault car.

    Read More

    S
    By Saurabh Jaiswal
    On: July 31, 2023
  • Peace of Mind with Own Damage ...

    Having InsuranceDekho's own damage insurance gave me peace of mind knowing that my Kia car was protected against various risks under the United Car Insurance Policy. Their claim settlement process was smooth and efficient.

    Read More

    G
    By Gitika Trivedi
    On: July 25, 2023
  • Easy Documentation

    I found the documentation requirements for renewing my United Car Insurance Policy for my Mercedes-Benz with InsuranceDekho to be straightforward and hassle-free. It saved me time and effort.

    Read More

    P
    By Prashant Sharma
    On: July 21, 2023
  • Minimal Documentation

    I appreciated the fact that InsuranceDekho's cashless garages required minimal documentation during the claim process for my Porsche which was insured with the United Car Insurance Policy. It saved me time and effort, allowing me to focus on other tasks.

    Read More

    D
    By Danish
    On: July 19, 2023
  • Great Customer Support

    InsuranceDekho's Zero Dep car insurance policy offers not only great coverage but also exceptional customer support. Whenever I had a query or needed assistance with my United Car Insurance Policy for my Mahindra car, their team was available and responsive. It's reassuring to know that help is just a phone call away.

    Read More

    G
    By Gautam Shukhla
    On: July 17, 2023
  • Quick Claim Settlement for own...

    I had to make a claim for own damage, and InsuranceDekho's United Car Insurance Policy for my Skoda car ensured a quick and hassle-free claim settlement. The process was smooth and efficient.

    Read More

    S
    By Shanaya Gupta
    On: July 13, 2023
  • Easy Documentation Process

    InsuranceDekho simplified the documentation process for the renewal of my United Car Insurance Policy for my Hyundai car. They provided a clear checklist of required documents, making it easy for me to gather and submit the necessary paperwork.

    Read More

    By Manan Kumar
    On: July 11, 2023
  • Quick Approval and Settlement ...

    The approval and settlement process at InsuranceDekho's cashless garages is quick and efficient. The garage submitted the necessary documents, and the insurance company promptly approved and settled the claim under the United Car Insurance Policy for my Renault car. I was back on the road in no time.

    Read More

    A
    By Abhiseikh Banerjee
    On: July 7, 2023
  • Expert Guidance through the Cl...

    InsuranceDekho has provided expert guidance throughout the claims process for my United Car Insurance Policy that I purchased from InsuranceDekho for my Honda car. Their claims team was knowledgeable and guided me through the necessary steps, ensuring that I had all the required documentation and information. They explained the process clearly, addressing any concerns I had.

    Read More

    D
    By Depa Negi
    On: July 5, 2023
  • Quick and Efficient Premium Es...

    The premium calculator at InsuranceDekho provided quick and efficient premium estimation for the United Car Insurance Policy. It generated instant results based on the information I provided of my Toyota car, saving me time and effort. The calculator's efficiency allowed me to make informed decisions about my insurance coverage without any delays.

    Read More

    A
    By Aliya Mohan
    On: June 29, 2023
United India Reviews

207 United India Cashless Garages in India

United India Cashless Garages

United India Car Insurance Claim FAQs

  • What kind of damages does UIIC motor insurance cover?

    United India Insurance Company covers a lot of damage on vehicles with its third-party, comprehensive and Zero Depreciation insurance plans. It covers any loss arising out of theft and accident.

  • Will UIIC motor insurance cover if the damage has happened due to road rash between two other reckless drivers?

    If the accident and damage has happened due to other drivers on the road, a comprehensive insurance policy will cover it. However, everything about that particular incident needs to be mentioned while filing a claim.

  • How does the claim process work?

    After informing UIIC management about the accident, you can take the vehicle for repair as directed by the surveyor. You might need to pay the entire cost initially, this cost is later reimbursed by United India as per the claim guidelines.

  • Will I need to get my vehicle inspected?

    Yes, getting the vehicle inspected by a company-employed surveyor is mandatory. Failure to do so will lead to rejection of claim at the time of documentation and filing.

  • Do I need to file an FIR after the accident or theft has happened?

    Yes, filing an FIR with any nearest police station is an absolutely must as it will be needed throughout the claim process, especially during documentation post-survey.throughout the claim process, especially during documentation post-survey.
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