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Top Navi Car Insurance Plans

PLAN TYPE: Comprehensive
PLAN TYPE: Third Party
Starting From ₹ 2094
PLAN TYPE: Own Damage

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Navi Car Insurance Claim

Navi General Insurance has marked its presence in the market with its swift and seamless claim settlement process. The insurance company holds a user-friendly website that comprises an active chat-box option and various customer care numbers to provide support to its policyholders during the time of claim settlement. With such traits, the company managed to secure an impressive claim settlement ratio of 76.20% for the financial year 2019-20. Navi General Insurance provides a flawless cashless claim settlement process through its 1,100+ network garages.

How to Make Navi General Insurance Cashless Car Insurance Claim?

Navi General Insurance has an easy and flawless process for car insurance claim settlement. The policyholders can raise a cashless claim request by following the steps given below:

Step 1: Contact Navi General Insurance

You must inform the insurance company about the accident, theft, or any other type of damage incurred to the car within 24 hours of its occurrence. You can contact Navi General Insurance by calling their toll free number 1800 123 0004 or by sending them a mail at mycare@navi.com or through their mobile application or by visiting their nearest branch. It is also advised to click pictures of the accidental damages and find witnesses for evidence.

Step 2: Register an Insurance Claim

The customer care team of the insurance company will connect with you after you have intimated the company about the claim. You will have to submit the car insurance policy number and the required documents and details about the accident or mishap. After this, the customer care executive will provide you with a claim registration number which you should save for further use.

Step 3: Survey of Damage and Loss

The insurance company will send a surveyor to analyse the level of the damages sustained by the car due to the accident. You will have to submit the duly filled claim form, policy documents and evidence to the surveyor with which he will estimate the repair cost. Based on the assessment, the surveyor will send a report to the insurance company for claim settlement.

Step 4: Car Insurance Claim Settlement

After taking all the assessment into the account, the insurance company initiates the process of claim settlement approval. The claim amount will be calculated taking deductibles and depreciation value into consideration. Providing all the required details and documents are provided, the insurance company will pay for the cost of repair of the insured’s car directly to the garage.

How to Make Navi General Insurance Reimbursement Car Insurance Claim?

Navi General Insurance allows you to make car insurance claim settlements with reimbursement methods. The policyholders can raise a claim request for reimbursement by following the below-given steps:

Step 1: Contact Navi General Insurance

You should convey your insurance company immediately about the event of theft, collision, etc, sustained by your car. You can inform your insurer about the reimbursement claim by calling the toll-free number 1800 123 0004 or by sending them an email at mycare@navi.com or through the mobile application or by making a visit to the insurance company’s nearest branch.

Step 2: Register an Insurance Claim

The customer support executive of your insurance company will contact you after you have registered the claim. You will have to share your policy number, documents, and details about the collision or related incident. The customer care executive will explain to you about the claim settlement process and provide you a claim registration number that you should keep with you for further use.

Step 3: Survey of the Damages and Loss

Once you have registered the claim, a surveyor will be appointed and sent by your insurance company at the accident or mishap spot to inspect the damages sustained by the insured car. After the analysis of the extent of damage, you can take your car to any garage of your choice for repair.

Step 4: Reimbursement of Claim

After your car gets repaired at the garage, you will need to collect original bills and repair receipts from the garage and submit it to your insurance company. Also, you will have to produce policy documents and other related documents to proceed with the reimbursement claim request. The insurance company will verify all the details and documents. When the insurer finds everything fine, it will disburse the claim amount to you after considering the depreciation and deductibles.

Documents Required for Navi Car Insurance Claim

Here are the documents that are required for the settlement of the car insurance claim:

  • Car Insurance Policy
  • Repair invoice for cashless claims
  • Registration Certificate (RC) Copy
  • Rightly filled and signed claim form
  • Driving license of the person driving during the accident
  • Original repair invoice and payment receipt for reimbursement.

Common Navi Car Insurance Claim Rejection Reasons

There are some parameters on which Navi General Insurance approves the claim requests of policyholders. The insurance company can reject your insurance claim requests due to the below-given reasons:

  • Due to an act of negligence
  • Misinterpretation of details
  • Raise a fraud insurance claim
  • Inadequate data and facts submitted
  • Late intimation to the insurer about the mishap
  • Driving under the influence of alcohol or drugs.

Navi Car Insurance No Claim Bonus

Navi car insurance plan comes with a benefit known as No Claim Bonus (NCB). The NCB is offered to policyholders for not raising any claim in a policy year. This benefit is applicable to own-damage insurance plans and own-damage components of comprehensive plans only. Own-damage insurance covers provide compensation for a wide range of situations where your car gets damaged or lost. This bonus is offered to policyholders for every claim-free year which reduces their premium for the next financial year. The NCB is cumulative in nature and accumulates with every successive claim-free year, but it can rise a maximum of up to five claim-free years in a row. If a policyholder raises a claim, the benefit will be terminated right away. Therefore, to avoid losing out the NCB benefit, policyholders are recommended to bear minor claims on their own and make a claim only when the loss or damage is significant.

Timely renewal of car insurance plans also plays a vital role in keeping the No Claim Bonus benefit active. Failing to renew the plan on time will make it null and void. To avoid such losses, policyholders can avail of the grace period that allows them to renew their car insurance plan within 90 days of the expiry date of their plan. But, after the grace period, the car insurance policy and NCB benefit, will be cancelled. In a situation, where the policyholder is switching the insurance company or selling his or her car to buy a new one, the NCB can be kept by the insured person by getting it transferred to a new policy or car as it is awarded to the policyholder for safe and responsible driving and not to the car.

Explore Navi Car Insurance

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Navi Car Insurance User Reviews

4.8
Rating based on
111 User reviews
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What users are saying
  • All
  • Claim
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  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
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  • Customer Care
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  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI car insurance policy for my TATA Nexon from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    U
    By Urwan Tharoor
    On: January 18, 2023
  • Got the policy within a few mi...

    I wanted to purchase a good car insurance policy for my Hyundai Venue car so I visited InsuranceDekho’s website to purchase one. I was able to check the details of different car insurance policies by generating quotes easily on InsuranceDekho’s website. I selected a Navi car insurance policy for my car.

    Read More

    G
    By Gurdesh Kamal
    On: December 26, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    Read More

    By Nimesh Tyagi
    On: August 29, 2022
  • Got my policy renewed in just ...

    I had to renew my Navi car insurance plan that I bought for my Ford Aspire 2018 so I visited InsuranceDekho’s website. My policy was renewed in less than 5 minutes. The service is really quick and impressive.

    Read More

    R
    By Ribhu Shrivastav
    On: July 27, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps.

    Read More

    N
    By Nayan Chaudhary
    On: June 27, 2022
  • Got my policy renewed in just ...

    I had to renew my Navi car insurance plan that I bought for my Ford Aspire 2018 so I visited InsuranceDekho’s website. My policy was renewed in less than 5 minutes. The service is really quick and impressive.

    Read More

    By Ribhu Shrivastav
    On: June 17, 2022
  • Got policy within a few minute...

    I wanted to purchase a good car insurance policy for my Hyundai Venue car so I visited InsuranceDekho’s website to purchase one. I was able to check the details of different car insurance policies by generating quotes quickly on InsuranceDekho’s website. I selected a Navi car insurance policy for my car.

    Read More

    G
    By Gurdesh Kamal
    On: June 1, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    Read More

    N
    By Nimesh Tyagi
    On: May 25, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    Read More

    By Nimesh Tyagi
    On: May 11, 2022
  • Well managed website

    The InsuranceDekho website is very well managed. All the things are arranged in such a way that it is easy for the user to locate everything on the website. I visited their website to buy the Navi car insurance plan for my Chevrolet Aveo car. All the benefits and features of this plan were clearly displayed on the website.

    Read More

    S
    By Sandeep Sharma
    On: May 6, 2022
  • Purchased the plan at ease

    I bought the Navi car insurance plan for my Toyota Fortuner from the InsuranceDekho website. The process to buy this plan is easy and quick. There were no complications involved in the process. I was guided by their team and was required to follow a few simple steps

    Read More

    N
    By Nimesh Tyagi
    On: February 28, 2022
  • Chat box feature

    The chat box feature of the InsuranceDekho website is really nice. I used it while buying the Navi car insurance plan for my Ford Aspire. I listed all my doubts on the chat box and got prompt replies from their end. I loved the services and I am thankful to the team for clearing all my doubts.

    Read More

    T
    By Tanmay Singh
    On: February 7, 2022
  • Policy renewed in very less ti...

    I had to renew my Navi car insurance plan that I bought for my Ford Aspire 2018 so I visited InsuranceDekho’s website. My policy was renewed in less than 5 minutes. The service is really quick and impressive.

    Read More

    By Yogesh Kumar
    On: February 4, 2022
  • Availability of affordable car...

    At InsuranceDekho I was able to compare several car insurance plans from different insurance companies at once based on my requirements. I chose a Navi Navi car insurance policy to insure my Renault Triber car without going overboard with my budget after comparing several quotes by just entering my car registration number on the Insurance Dekho portal. I will recommend this platform to friends and family.

    Read More

    P
    By Pranavi Bisht
    On: December 29, 2021
  • Got policy within a few minute...

    I wanted to purchase a good car insurance policy for my Hyundai Venue car so I visited InsuranceDekho’s website to purchase one. I was able to check the details of different car insurance policies by generating quotes easily on the InsuranceDekho’s website. I selected a Navi car insurance policy for my car.

    Read More

    S
    By Suprakash Yadgiri
    On: December 27, 2021
  • Easy policy comparison

    InsuranceDekho’s website offered me a great opportunity to compare several car insurance policies in a simplified way. The charts helped me to compare different insurance companies and compare different premiums which helped to select a Navi car insurance policy for my Chevrolet Corvette car.

    Read More

    V
    By Vibhat Arora
    On: December 23, 2021
  • Affordable car insurance polic...

    I was able to compare several car insurance policies for my Renault Triber car according to my budget. After comparing several options I purchased a Navi car insurance policy for my car. It is very easy to compare several car insurance policies at InsuranceDekho’s website. I will recommend InsuranceDekho to others.

    Read More

    P
    By Pawan Yadav
    On: December 20, 2021
  • Availability of affordable car...

    InsuranceDekho is a good platform where I was able to compare several car insurance quotes according to my requirements. It helped me choose Navi car insurance policy to insure my Renault Triber car without going overboard with my budget. I will recommend this platform to friends and family.

    Read More

    S
    By Satyamurthy Haryadi
    On: December 15, 2021
  • Policies within budget

    Car insurance plans on InsuranceDekho are popular among customers due to their affordability. Each policy coverage and benefits are well synced with their premium amount. I am more than happy with the Navi car insurance policy issued for the MG Hector car.

    Read More

    A
    By Abdul Khan
    On: December 8, 2021
  • Fast policy issuance

    I got my Navi car insurance plan for my Hyundai EON car was completed in a jiffy through the InsuranceDekho platform. At InsuranceDekho, I could easily generate my car insurance plan quotes and compare them after which I finalised and paid for the plan.

    Read More

    K
    By Karan Jha
    On: December 6, 2021
  • Reliable insurance portal

    The car insurance policy details, specifications and related information make InsuranceDekho a trusted platform to purchase plans. I am happy to choose this portal to buy a Navi car insurance policy for my Volkswagen Polo car.

    Read More

    P
    By Parth Pandey
    On: December 1, 2021
  • Active chatbox facility

    The chat box at the InsuranceDekho website helped me learn about network garages for my Navi car insurance policy that allowed me to easily get my Tata Hexa car repaired. When I posted my car insurance query, I got a prompt response from the chatbox.

    Read More

    R
    By Riddhi Srivastava
    On: November 29, 2021
  • Policy within a few minutes

    I wished to get a suitable car insurance policy for my Hyundai Venue car, so I visited InsuranceDekho and generated free policy quotes. I compared all of them and chose a Navi car insurance policy to insure my car. The entire process took just a few minutes to complete.

    Read More

    S
    By Shikhar Nagar
    On: November 24, 2021
  • Hassle-free inspection

    Before raising a car insurance claim, I requested the officials of the InsuranceDekho portal request an inspection by the team. It was arranged immediately and conducted smoothly on the next day. I could easily make a claim afterwards under the Navi car insurance policy issued for my Chevrolet Spark car.

    Read More

    S
    By Sahil Gaur
    On: November 22, 2021
  • Accessible customer team

    Really appreciate the customer team accessibility of InsuranceDekho all the time. I contacted them to learn how the inspection before the renewal is conducted. They replied immediately. Then, I requested an inspection for my Renault Duster car insured with Navi car insurance.

    Read More

    P
    By Piyush Chandra
    On: November 17, 2021
  • Easy policy comparison

    InsuranceDekho portal offered me a great opportunity to compare plans in a simplified way. The charts helped me to compare different insurers and the premium calculator helped me to compare different premiums that led me to buy a Navi car insurance policy for Chevrolet Corvette car.

    Read More

    R
    By Rohan Jain
    On: November 15, 2021
  • Affordable car insurance plans

    I got varied options to find and choose car insurance plans at the InsuranceDekho platform. It helped me opt for a Navi car insurance policy to insure my Renault Triber car without investing money more than my capacity. I recommend this platform to everyone.

    Read More

    P
    By Prashant Lamba
    On: November 11, 2021
  • Learn about policy differences

    The InsuranceDekho offers valuable information about different aspects of different insurance companies such as their claim settlement ratios, network garages, etc. This helped me to make a comparison of the plans easily. I selected the Navi car insurance policy for my Renault Captur car.

    Read More

    P
    By Puneet Jha
    On: November 8, 2021
  • Quite helpful platform

    The InsuranceDekho is quite a user-friendly portal. It is well designed and is equipped with plenty of solutions. I am very happy to use this platform as it made me purchase Navi insurance for my Volkswagen Polo car easily.

    Read More

    A
    By Aminesh Anand
    On: November 2, 2021
  • Swift renewal process

    InsuranceDekho platform has got the top class renewal process of car insurance. I just had to enter my policy number, car number etc, and the renewal of my Navi car insurance plan for my Maruti Swift Dzire was done in a few minutes only.

    Read More

    F
    By Farhan Hashmi
    On: October 27, 2021
Navi Reviews

Navi Car Insurance Claim FAQs

  • Where can I find the claim form for Navi car insurance policy?

    You can easily download the claim form for the Navi car insurance plan from the insurance company’s website. Also, you can find the claim form by visiting the nearest branch of the insurance company where you can get the hard copy of it.

  • What is the claim settlement ratio of Navi General Insurance?

    The claim settlement ratio of Navi General Insurance is 76.20% for the financial year 2019-20.

  • How many garages are available in the network of Navi General Insurance?

    There are more than 1,100 garages available in the network of Navi General Insurance where policyholders can avail themselves cashless car insurance facility.

  • How can I search for the cashless garages available near me?

    You can easily find the garages of Navi General Insurance by visiting its official website and selecting the garage tab. Once you open the garage section, you will have to choose the state and city after which the garage location will appear before you.

  • Should I submit an FIR copy at the time of requesting a claim?

    Yes, you will have to submit a copy of an FIR in case of accidental bodily injuries and car theft to raise a claim for your insurance.

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Why to buy from InsuranceDekho?

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  • Claim Support available all 7 days of the week

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