Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
  • CASHLESS GARAGES 3,100
  • CLAIMS SETTLED 95%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

United India Comprehensive Insurance

Car insurance is mandatory for every car owner in the country. Though a third-party cover is all that is required to cover for the legal liabilities of a third-party in an event of an accident, a comprehensive insurance does a lot better than that by providing wider coverage. It covers for third party, the insured (driver/owner) and even the vehicle. This means the insured person is free from any liability that may arise post an accident and would also be able to recover a good sum for the repair of the automobile.

But due to vast cover for the liabilities, comprehensive insurance plans are a bit expensive to buy and the premium is higher than what is paid for a third-party insurance cover. However, buying a comprehensive policy is highly recommended for complete peace of mind.

Benefits of United India Comprehensive Insurance

  • United India Insurance Company offers a hassle-free claim process in case of theft, though the applicant would need to take care of initial requirements.
  • In case of an accident, the insured would get reimbursement for the damaged vehicle (subject to the insurance plan).
  • Comprehensive car insurance is applicable outside regular national boundaries. Bangladesh, Nepal, Bhutan, Maldives, Sri Lanka and Pakistan are included.
  • By paying an additional premium of Rs. 500, you can extend the comprehensive policy coverage to six other countries - Bangladesh, Bhutan, Nepal, Pakistan, Srilanka and Maldives.

United India Comprehensive Insurance Claim Process

  • Intimate the insurer

The insured needs to get in touch with the nearest UIIC office or branch. Following this, the insurance company will make a survey of the vehicle in question. Hence, if any grave accident has taken place, like fire, etc., the vehicle is to be kept at the accident spot itself.

  • Seek medical help and lodge an FIR
    The third- party needs to be rushed to the nearest hospital for medical attention. In the unfortunate case of victim’s death , contact the local police. An FIR of the accident is mandatory.
  • Documentation and formalities

Submit the claim form and complete all formalities. A copy of FIR will be needed here.

  • Surveying of the vehicle and accident spot

The insurance company will visit the spot and perform a final survey.

  • Get a repair quote

The vehicle will then be taken to a garage for a repair quote and claim will be disbursed after completion of all formalities.

Must Read Articles before buying United India Car Insurance

United India Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    S
    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    G
    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    K
    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    S
    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    G
    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    M
    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    S
    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    N
    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    A
    By Aarti Gogia
    On: September 12, 2023

207 United India Cashless Garages in India

United India Comprehensive Car Insurance FAQs

  • Can I file a claim if my car has caught fire and burnt completely in an accident?

    Yes, the Comprehensive insurance from UIIC covers for any damages sustained on the vehicle. The damaged car will be towed to a garage for a quote on expenses to get it repaired.
  • I have an occupant in the car at the time of the accident. Can I file a claim for the occupant?

    A comprehensive insurance covers for occupants in the vehicle too. In case there is an unnamed occupant who has sustained an injury in an accident, the insured can apply for his/her claim too.
  • Can I transfer the insurance if I transfer ownership of my vehicle to someone else?

    Yes, this is possible. However, the transfer of insurance needs to be done within 14 days from the actual date of transfer of ownership. Failing to do so, the transfer will not be possible.
  • Can I substitute my present insured car with another car?

    The insurance holder can substitute an insured car with another car. But the substitution of car may lead to changes in the premium amount since the insurance on two cars will not be the same. Following the change in the premium amount, the present model and make will be substituted.
  • If I lose both my limbs in an accident, how much claim can I file for?

    In case you have sustained a heavy injury like loss of both limbs, you will be entitled to 100% cover. However, in case of loss of one limb from an accident, there would be 50% cover of the amount.
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Car Insurance News

Calculate your Car IDV

Cashless Garages in Popular Cities

CityNo of Garages
Delhi35
Hyderabad14
Noida14
Jaipur11
Chennai11
Ahmedabad10
Gurgaon8
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.