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United India Car Insurance Add on Covers

United India Insurance Company Limited offers the following car insurance add-ons which can be opted with United India’s comprehensive and standalone own-damage car insurance policies:

United India - 8 Important Add-on Covers For Your Car Insurance Policy

1. Nil Depreciation Cover

By adding this add-on, you can save yourself the liability of bearing the depreciation applicable on your car and its parts. This add-on provides 100% coverage for depreciation applicable to all parts of your car except tyres, tubes and batteries which are covered at 50%.

2. Return To Invoice

This add-on cover helps you get the amount mentioned in the sales invoice of your car as IDV in the event of total loss and theft. Thus, by opting for this cover, you get reimbursed for the road tax, registration charges in addition to the value of your car.

3. Engine & Gearbox Cover

A standard car insurance policy does not cover the engine of your car against damages. However, by opting for this add-on, you can insure the engine of your car against water ingression including hydrostatic lock and leakage of lubricating oil caused by external accidental means.

4. Courtesy Car Cover

The add-on cover provides reimbursement of expenses incurred for hire of a rental vehicle when the insured vehicle is at garage for repairs or it is stolen and is not traceable within 24 hours. Under this cover a maximum amount of Rs 1,000 per day is reimbursable. The facility is provided for a maximum period of 3-7 days and can be claimed up to 2 times during the policy period.

5. Medical Expenses Cover

This add-on provides for expenses incurred towards hospitalization arising from a road accident for all injured occupants in the insured’s car. This add-on is available in 2 options - Option A and Option B. Under option A, a maximum of Rs 50,000 is provided per occurrence (Rs. 25,000 per injured occupant), whereas under option B, a maximum of Rs 100,000 is provided per occurrence (Rs. 50,000 per injured occupant). Upto 2 claims can be made under this add-on during a policy period.

6. Electronic Fittings Cover

This add-on provides a cover for electrical/electronic fittings which originally do not form part of the car manufactured/imported for an additional premium of 4% of the value of such fittings.

7. CNG / LPG-Bi-fuel Kit Cover

The CNG/LPG Bi-fuel kit is covered under this add-on for a premium equal to 4% of the value of such kit.

8. Fibre Glass Fuel Tank Cover

This cover insures the Fibre Glass Fuel Tank of the insured’s car against additional premium of Rs.50.

Must Read Articles before buying United India Car Insurance

United India Car Insurance User Reviews

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What users are saying
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  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    S
    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    G
    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    K
    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    S
    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    G
    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    M
    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    S
    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    N
    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    A
    By Aarti Gogia
    On: September 12, 2023
  • User-Friendly and Informative

    I found InsuranceDekho's premium calculator to be user-friendly and informative. It provided me with all the necessary details that I needed to make an informed decision to buy the United Car Insurance Policy for my Mercedes-Benz.

    F
    By Firoz Ahmed
    On: September 8, 2023
  • No-Fuss Coverage

    The Third-Party Car Policy from InsuranceDekho offers no-fuss coverage. United Car Insurance Policy is a straightforward solution for ensuring that my Mitsubishi car is protected against third-party claims.

    T
    By Tripti Bhargava
    On: September 5, 2023
  • Quick and Easy Purchase

    Purchasing a Third-Party Car Policy with InsuranceDekho is quick and easy. The process is streamlined, and I can secure the necessary coverage on the United Car Insurance Policy in no time for my Nissan car.

    By Shradha Motani
    On: September 1, 2023
  • All-Inclusive Protection

    The Comprehensive Coverage from InsuranceDekho truly lives up to its name. The United Car Insurance Policy with this amazing benefit offers all-inclusive protection, ensuring that my Tata car is covered in various scenarios, from accidents to natural disasters.

    S
    By Shafi Khan
    On: August 29, 2023
  • No Hidden Fees or Charges on R...

    I appreciate that InsuranceDekho didn't have any hidden fees or charges during my United Car Insurance Policy renewal. Everything was transparent, and I knew what I was paying for my Honda car.

    A
    By Ashish Vidyarti
    On: August 25, 2023
  • Satisfied and Happy with My Cl...

    I am a satisfied and happy customer of InsuranceDekho. The United Car Insurance Policy’s claims process exceeded my expectations for my Ford car, and I would recommend them to anyone.

    A
    By Amar Shayam
    On: August 23, 2023
  • User-Friendly Interface and Ea...

    The premium calculator's user-friendly interface on InsuranceDekho's platform was a delight to use. It guided me through the process step by step, making it easy to find the United Car Insurance Policy, which was the right insurance policy for my Ford car.

    P
    By Pratibha Chauhan
    On: August 10, 2023
  • Quick and Efficient Claims Pro...

    I had a claim with InsuranceDekho, and I was impressed by how quickly and efficiently the claim for the United Car Insurance Policy for my Kia car was processed it. They made the entire process hassle-free.

    G
    By Gopi Chand
    On: August 8, 2023
  • good to work

    nice experiance with you all. keep it well. very good service.iam nothing to say everything is good. i have nothing to write

    N
    Maruti Swift 2004-2011 Lohit
    By NYAMEN ZIRDO
    On: August 2, 2023
  • Impressive and Reliable Result...

    Impressed with the accuracy and reliability of Insurance Dekho's premium calculator. The quotes provided matched the actual policy terms of the United Car Insurance Policy, making it a valuable tool. I immediately bought the policy and secured my Kia car

    A
    By Amit Sharma
    On: August 2, 2023
  • Best Choice for Complete Prote...

    If you want complete protection for your car, InsuranceDekho's, United Car Insurance Policy’s comprehensive coverage is the best choice. It covers all the bases and ensures a worry-free driving experience for my Renault car.

    S
    By Saurabh Jaiswal
    On: July 31, 2023
  • Peace of Mind with Own Damage ...

    Having InsuranceDekho's own damage insurance gave me peace of mind knowing that my Kia car was protected against various risks under the United Car Insurance Policy. Their claim settlement process was smooth and efficient.

    G
    By Gitika Trivedi
    On: July 25, 2023
  • Easy Documentation

    I found the documentation requirements for renewing my United Car Insurance Policy for my Mercedes-Benz with InsuranceDekho to be straightforward and hassle-free. It saved me time and effort.

    P
    By Prashant Sharma
    On: July 21, 2023
  • Minimal Documentation

    I appreciated the fact that InsuranceDekho's cashless garages required minimal documentation during the claim process for my Porsche which was insured with the United Car Insurance Policy. It saved me time and effort, allowing me to focus on other tasks.

    D
    By Danish
    On: July 19, 2023
  • Great Customer Support

    InsuranceDekho's Zero Dep car insurance policy offers not only great coverage but also exceptional customer support. Whenever I had a query or needed assistance with my United Car Insurance Policy for my Mahindra car, their team was available and responsive. It's reassuring to know that help is just a phone call away.

    G
    By Gautam Shukhla
    On: July 17, 2023
  • Quick Claim Settlement for own...

    I had to make a claim for own damage, and InsuranceDekho's United Car Insurance Policy for my Skoda car ensured a quick and hassle-free claim settlement. The process was smooth and efficient.

    S
    By Shanaya Gupta
    On: July 13, 2023
  • Easy Documentation Process

    InsuranceDekho simplified the documentation process for the renewal of my United Car Insurance Policy for my Hyundai car. They provided a clear checklist of required documents, making it easy for me to gather and submit the necessary paperwork.

    By Manan Kumar
    On: July 11, 2023
  • Quick Approval and Settlement ...

    The approval and settlement process at InsuranceDekho's cashless garages is quick and efficient. The garage submitted the necessary documents, and the insurance company promptly approved and settled the claim under the United Car Insurance Policy for my Renault car. I was back on the road in no time.

    A
    By Abhiseikh Banerjee
    On: July 7, 2023
  • Expert Guidance through the Cl...

    InsuranceDekho has provided expert guidance throughout the claims process for my United Car Insurance Policy that I purchased from InsuranceDekho for my Honda car. Their claims team was knowledgeable and guided me through the necessary steps, ensuring that I had all the required documentation and information. They explained the process clearly, addressing any concerns I had.

    D
    By Depa Negi
    On: July 5, 2023
  • Quick and Efficient Premium Es...

    The premium calculator at InsuranceDekho provided quick and efficient premium estimation for the United Car Insurance Policy. It generated instant results based on the information I provided of my Toyota car, saving me time and effort. The calculator's efficiency allowed me to make informed decisions about my insurance coverage without any delays.

    A
    By Aliya Mohan
    On: June 29, 2023

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.