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  • Hyundai
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When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

Overview

  • How can I check the status of my United India car insurance policy?

    You need to visit the nearest office of the company in order to get the details of your policy

  • What are the modes of paying the premium of my car insurance?

    There are 3 modes of payment offered by the company:


    • Cash payment at the nearest branch
    • Online payment (debit/credit card and Net Banking)
    • Mobile- MPower

  • What is the deadline to renew my car policy, purchased online?

    If you have purchased the policy online, then you can renew it 45 days before the expiry date. It is always advisable to renew your insurance before your policy expiry as otherwise your vehicle would be inspected

  • How can I renew the policy online?

    • Enter your Policy number and Expiry Date to login into e-portal
    • Choose the payment option - Debit/Credit Card or Net Banking to pay
    • Print/Save the receipt of the premium deposit

  • How can I cancel my United India car Insurance policy?

    For cancelling any policy, you need an alternate policy for the same vehicle. Please visit United’s branches to inquire further regarding policy cancellation

  • What is No Claim Bonus?

    A policyholder is entitled to a NO Claim Bonus (NCB) if he/she hasn’t filed a claim during the policy tenure

  • How much NCB can I have if I have made no claim for more than a year?

    The bonus is granted as per the following:


    • Preceding year:20%
    • Preceding two consecutive years: 25%
    • Three years:35%
    • Four years:45%
    • Five years:50%

Third Party

  • Why is third-party insurance mandatory according to law?

    In any case of an accident, it is very important to cover the third-party (or victim). However, teaming it up with comprehensive insurance would just make the premium amount go higher, thereby discouraging most applicants. Hence, third-party insurance is always a standalone option to abide by the law.

  • Why is the third-party from UIIC is better than most others?

    Basic third-party insurance from United India even covers driver/owner in an event of an accident. Hence, if there is an accident where the third party and the insured party have sustained injuries, the insurance would cover for both.

  • How to calculate the premium for the insurance?

    To know the premium of UIIC motor insurance policy, visit our website www.insurancedekho.com and enter the required details to get quotes.

  • What is the first thing I should do after an accident?

    The first thing that needs to be done is to inform the local police and lodge an FIR. The copy of FIR is very important for the claim process. Following this, if the victim needs medical attention, get to a hospital and inform the nearest UIIC insurance office.

  • Does the third-party insurance cover mechanical and electrical damages of the car/motorcycle?

    No. The third-party insurance will not cover for damaged car or motorcycle, be it minor or major. Since it covers basics as per law, covering for everything is not be feasible.

Comprehensive

  • Can I file a claim if my car has caught fire and burnt completely in an accident?

    Yes, the Comprehensive insurance from UIIC covers for any damages sustained on the vehicle. The damaged car will be towed to a garage for a quote on expenses to get it repaired.

  • I have an occupant in the car at the time of the accident. Can I file a claim for the occupant?

    A comprehensive insurance covers for occupants in the vehicle too. In case there is an unnamed occupant who has sustained an injury in an accident, the insured can apply for his/her claim too.

  • Can I transfer the insurance if I transfer ownership of my vehicle to someone else?

    Yes, this is possible. However, the transfer of insurance needs to be done within 14 days from the actual date of transfer of ownership. Failing to do so, the transfer will not be possible.

  • Can I substitute my present insured car with another car?

    The insurance holder can substitute an insured car with another car. But the substitution of car may lead to changes in the premium amount since the insurance on two cars will not be the same. Following the change in the premium amount, the present model and make will be substituted.

  • If I lose both my limbs in an accident, how much claim can I file for?

    In case you have sustained a heavy injury like loss of both limbs, you will be entitled to 100% cover. However, in case of loss of one limb from an accident, there would be 50% cover of the amount.

Zero Depreciation

  • Can I get a Zero Depreciation cover for my car which is more than five years old but is in brand new condition?

    No. Zero Depreciation add-on cannot be availed along with insurance when the car is more than 5 years old, irrespective of its condition.

  • How much premium will I need to pay for Zero Depreciation insurance add-on?

    Nothing can be said about the amount of premium for adding Zero Depreciation until it is calculated by official means. But in general cases, budget-friendly cars will attract lower amount while expenses cars attract higher rates.

  • Will Zero Depreciation add on replace my car if it has been in an accident?

    It depends on the condition of any concerned vehicle following an accident and also on the company’s final decision. In most cases, if condition demands a replacement, it will be reimbursed, otherwise, repair costs will be provided, of course, without deducting the depreciation.

  • If I get a complete reimbursement, will it cover the entire cost of the new car?

    Not the same as the cost of a new car, but if everything goes well and the company is satisfied, claim amount will be sanctioned without subtraction of any depreciation.

  • Why should I choose Zero Depreciation add-on for my new car?

    Zero Depreciation is a no-nonsense kind of add-on for any existing insurance scheme. A new car is always prone to risks, especially if it is a new first-time buyer or new driver. Under such circumstances, the feasibility of Zero Depreciation add-on is more lucrative to the insured rather than the insurer.

Claim

  • What kind of damages does UIIC motor insurance cover?

    United India Insurance Company covers a lot of damage on vehicles with its third-party, comprehensive and Zero Depreciation insurance plans. It covers any loss arising out of theft and accident.

  • Will UIIC motor insurance cover if the damage has happened due to road rash between two other reckless drivers?

    If the accident and damage has happened due to other drivers on the road, a comprehensive insurance policy will cover it. However, everything about that particular incident needs to be mentioned while filing a claim.

  • How does the claim process work?

    After informing UIIC management about the accident, you can take the vehicle for repair as directed by the surveyor. You might need to pay the entire cost initially, this cost is later reimbursed by United India as per the claim guidelines.

  • Will I need to get my vehicle inspected?

    Yes, getting the vehicle inspected by a company-employed surveyor is mandatory. Failure to do so will lead to rejection of claim at the time of documentation and filing.

  • Do I need to file an FIR after the accident or theft has happened?

    Yes, filing an FIR with any nearest police station is an absolutely must as it will be needed throughout the claim process, especially during documentation post-survey.throughout the claim process, especially during documentation post-survey.

Renewal

  • What is the difference between renewing a car insurance policy with the ‘Quick Renew’ and standard ‘Renew’ feature?

    The ‘Quick Renew’ feature offered by United India is only available for car insurance policies, whereas the ‘Renew’ feature is a standard renewal option that is applicable to all general insurance products. Both the methods are entirely hassle-free while the Quick Renew option requires much fewer details which saves time as well.

  • How much renewal fee do I need to pay?

    The car insurance renewal fee is based on the type of car insurance policy purchased, add-on covers and deductibles opted either it is compulsory or voluntary. The entire renewal fee will be displayed while renewing the car insurance policy.

  • If the renewal fee gets deducted but renewal confirmation is not received, then what should I do?

    In situations like a failed policy renewal process or no policy renewal confirmation received even after the fee is deducted, you should get in touch with the United India Insurance’s customer care service at 1800-425-333-33 and check the renewal status of your car insurance policy. You can also drop an email stating your query at customercare@uiic.co.in.

  • How can I verify my car insurance renewal payment status?

    To verify the payment status, you should visit the United India homepage and scroll down to the ‘e-Services’ menu. Click on the ‘Verify Payment Status’ tab, enter the transaction ID, current policy number or the previous policy number and click on ‘Search’. All the details related to your policy including the payment process will be displayed on the next page.

  • What is the deadline for renewing my car insurance policy?

    You should renew your car insurance policy before its expiry date to continue to enjoy its benefits. However, in case you have missed the car insurance policy renewal deadline, you can still get it renewed within 90 days of the expiry date after getting your car inspected. This 90 days period is known as the grace period. However, if you fail to renew your car insurance plan even in the grace period, then you can not renew it later and it will get lapsed and you will have to purchase a new insurance policy for your car.

Policy Download

  • How can I download my United India car insurance policy online?

    Visit the United India Insurance official website, log in to your account, navigate to your policy, and select the option to download your policy document, usually available in PDF format.

  • Is it necessary to create an account to download my policy?

    Yes, usually you need to create an account and log in to access and download your policy documents.

  • Can I download my policy if I have lost my policy number?

    If you've lost your policy number, you can contact United India Insurance's customer support for assistance. They may retrieve your policy using other details like your registered mobile number or vehicle registration number.

  • Are online policy documents legally valid?

    Yes, online policy documents are legally valid. The digital copy of your insurance policy is as valid as a physical copy.

  • Can I download my policy immediately after purchasing it?

    Yes, you can usually download your policy immediately after the purchase and processing are complete.

  • What should I do if I'm unable to download my policy?

    If you face any issues downloading your policy, you can contact United India Insurance's customer support for guidance and assistance.

  • Can I download a duplicate copy of my policy if the original one is lost?

    Yes, you can download a duplicate copy of your policy from the United India Insurance website if the original is lost.

  • Is there a fee for downloading the policy online?

    No, there is no fee for downloading your car insurance policy online from United India Insurance's website.

  • Can I update my policy information online?

    For certain updates, you may be able to make changes online. However, for significant changes, it's advisable to contact customer support.

  • How do I know if my downloaded policy is the latest version?

    The policy document available in your online account will always be the most current version. Ensure you're downloading the document after any recent updates or renewals.

Explore United India Car Insurance

Must Read Articles before buying United India Car Insurance

United India Car Insurance User Reviews

4.9
Rating based on
197 User reviews
Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    Read More

    S
    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    Read More

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    Read More

    G
    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    Read More

    K
    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    Read More

    S
    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    Read More

    G
    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    Read More

    M
    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    Read More

    S
    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    Read More

    N
    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    Read More

    A
    By Aarti Gogia
    On: September 12, 2023
  • User-Friendly and Informative

    I found InsuranceDekho's premium calculator to be user-friendly and informative. It provided me with all the necessary details that I needed to make an informed decision to buy the United Car Insurance Policy for my Mercedes-Benz.

    Read More

    F
    By Firoz Ahmed
    On: September 8, 2023
  • No-Fuss Coverage

    The Third-Party Car Policy from InsuranceDekho offers no-fuss coverage. United Car Insurance Policy is a straightforward solution for ensuring that my Mitsubishi car is protected against third-party claims.

    Read More

    T
    By Tripti Bhargava
    On: September 5, 2023
  • Quick and Easy Purchase

    Purchasing a Third-Party Car Policy with InsuranceDekho is quick and easy. The process is streamlined, and I can secure the necessary coverage on the United Car Insurance Policy in no time for my Nissan car.

    Read More

    By Shradha Motani
    On: September 1, 2023
  • All-Inclusive Protection

    The Comprehensive Coverage from InsuranceDekho truly lives up to its name. The United Car Insurance Policy with this amazing benefit offers all-inclusive protection, ensuring that my Tata car is covered in various scenarios, from accidents to natural disasters.

    Read More

    S
    By Shafi Khan
    On: August 29, 2023
  • No Hidden Fees or Charges on R...

    I appreciate that InsuranceDekho didn't have any hidden fees or charges during my United Car Insurance Policy renewal. Everything was transparent, and I knew what I was paying for my Honda car.

    Read More

    A
    By Ashish Vidyarti
    On: August 25, 2023
  • Satisfied and Happy with My Cl...

    I am a satisfied and happy customer of InsuranceDekho. The United Car Insurance Policy’s claims process exceeded my expectations for my Ford car, and I would recommend them to anyone.

    Read More

    A
    By Amar Shayam
    On: August 23, 2023
  • User-Friendly Interface and Ea...

    The premium calculator's user-friendly interface on InsuranceDekho's platform was a delight to use. It guided me through the process step by step, making it easy to find the United Car Insurance Policy, which was the right insurance policy for my Ford car.

    Read More

    P
    By Pratibha Chauhan
    On: August 10, 2023
  • Quick and Efficient Claims Pro...

    I had a claim with InsuranceDekho, and I was impressed by how quickly and efficiently the claim for the United Car Insurance Policy for my Kia car was processed it. They made the entire process hassle-free.

    Read More

    G
    By Gopi Chand
    On: August 8, 2023
  • good to work

    nice experiance with you all. keep it well. very good service.iam nothing to say everything is good. i have nothing to write

    Read More

    N
    Maruti Swift 2004-2011 Lohit
    By NYAMEN ZIRDO
    On: August 2, 2023
  • Impressive and Reliable Result...

    Impressed with the accuracy and reliability of Insurance Dekho's premium calculator. The quotes provided matched the actual policy terms of the United Car Insurance Policy, making it a valuable tool. I immediately bought the policy and secured my Kia car

    Read More

    A
    By Amit Sharma
    On: August 2, 2023
  • Best Choice for Complete Prote...

    If you want complete protection for your car, InsuranceDekho's, United Car Insurance Policy’s comprehensive coverage is the best choice. It covers all the bases and ensures a worry-free driving experience for my Renault car.

    Read More

    S
    By Saurabh Jaiswal
    On: July 31, 2023
  • Peace of Mind with Own Damage ...

    Having InsuranceDekho's own damage insurance gave me peace of mind knowing that my Kia car was protected against various risks under the United Car Insurance Policy. Their claim settlement process was smooth and efficient.

    Read More

    G
    By Gitika Trivedi
    On: July 25, 2023
  • Easy Documentation

    I found the documentation requirements for renewing my United Car Insurance Policy for my Mercedes-Benz with InsuranceDekho to be straightforward and hassle-free. It saved me time and effort.

    Read More

    P
    By Prashant Sharma
    On: July 21, 2023
  • Minimal Documentation

    I appreciated the fact that InsuranceDekho's cashless garages required minimal documentation during the claim process for my Porsche which was insured with the United Car Insurance Policy. It saved me time and effort, allowing me to focus on other tasks.

    Read More

    D
    By Danish
    On: July 19, 2023
  • Great Customer Support

    InsuranceDekho's Zero Dep car insurance policy offers not only great coverage but also exceptional customer support. Whenever I had a query or needed assistance with my United Car Insurance Policy for my Mahindra car, their team was available and responsive. It's reassuring to know that help is just a phone call away.

    Read More

    G
    By Gautam Shukhla
    On: July 17, 2023
  • Quick Claim Settlement for own...

    I had to make a claim for own damage, and InsuranceDekho's United Car Insurance Policy for my Skoda car ensured a quick and hassle-free claim settlement. The process was smooth and efficient.

    Read More

    S
    By Shanaya Gupta
    On: July 13, 2023
  • Easy Documentation Process

    InsuranceDekho simplified the documentation process for the renewal of my United Car Insurance Policy for my Hyundai car. They provided a clear checklist of required documents, making it easy for me to gather and submit the necessary paperwork.

    Read More

    By Manan Kumar
    On: July 11, 2023
  • Quick Approval and Settlement ...

    The approval and settlement process at InsuranceDekho's cashless garages is quick and efficient. The garage submitted the necessary documents, and the insurance company promptly approved and settled the claim under the United Car Insurance Policy for my Renault car. I was back on the road in no time.

    Read More

    A
    By Abhiseikh Banerjee
    On: July 7, 2023
  • Expert Guidance through the Cl...

    InsuranceDekho has provided expert guidance throughout the claims process for my United Car Insurance Policy that I purchased from InsuranceDekho for my Honda car. Their claims team was knowledgeable and guided me through the necessary steps, ensuring that I had all the required documentation and information. They explained the process clearly, addressing any concerns I had.

    Read More

    D
    By Depa Negi
    On: July 5, 2023
  • Quick and Efficient Premium Es...

    The premium calculator at InsuranceDekho provided quick and efficient premium estimation for the United Car Insurance Policy. It generated instant results based on the information I provided of my Toyota car, saving me time and effort. The calculator's efficiency allowed me to make informed decisions about my insurance coverage without any delays.

    Read More

    A
    By Aliya Mohan
    On: June 29, 2023
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