Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What Is a Bike Insurance Premium Calculator?

A premium calculator for bike insurance is a digital tool that helps you get the right premium cost for Bajaj Allianz bike insurance plans. It shows you the correct amount of premium by entering some particulars of your bike which include make, model, variant, registration year and RTO location, etc. After filling up these details, the insurance calculator comes up with the right premium amount for your bike insurance policy.

How to Use a Two-Wheeler Insurance Premium Calculator?

Step 1: Select the Make, Model, Variant and Fuel Type of your bike.

Step 2: Select the City of Registration and Year of Purchase of your bike.

Step 3: Share with us as if you have made any claim in the previous policy term.

Step 4: Click on the ‘Calculate’ button and get the right IDV and premium for your bike insurance policy.

Benefits of Two-Wheeler Insurance Premium Calculator

  1. Right Insured Declared Value (IDV) – The bike insurance premium calculator helps you get the right IDV in accordance with the make, model and age of your bike. By knowing the right IDV, you can request the claim for the correct claim amount of your bike in case of theft or total loss.
  2. Correct Premium Amount – To get the right premium amount of bike insurance policy is the key purpose of this calculator. By getting the correct amount of premium of different bike insurance plans, you can compare and choose the most suited policy for your bike.
  3. Assist in Decision Making – The premium calculator makes you informed about the current insurance premium rates in the market. With the right knowledge of the premium costs, you can make wise decisions in relation to your bike insurance plan.
  4. Helps to Choose Economical Plans – You can easily find the right premium cost of different insurance providers with this premium calculator. After getting various policy quotes, you can compare and select the most cost-efficient bike insurance policy.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (5-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

The premium amount for standalone own-damage and comprehensive bike insurance plans is based on various factors which includes make, model, and the variant of your bike, age of your bike, fuel type and engine capacity of your bike, and so on. You can get the right premium amount for your bike insurance plan by just entering some basic details in the premium calculator. However, here are some factors that can impact your policy premium amount:

Factors Affecting Two-Wheeler Insurance Premium

  1. Owner’s Age - The insurance providers assume on the basis of track records that with age people start driving more responsibly, which increases the risk on the insurance company. Hence, younger riders are charged a higher premium in comparison to older riders.
  2. Insured Declared Value (IDV) - The Insured Declared Value denotes the current value of the bike, which the insurer has to compensate in case of theft or total loss. It means that the bikes with higher IDV will be charged with higher premium.
  3. Engine’s Cubic Capacity - The insurance companies charge a higher premium from the owners of the bike with a higher cubic capacity than from those with a bike with lower cubic capacity as the high cubic capacity bikes makes more consumption of consumables to produce more force.
  4. No Claim Bonus (NCB) - The No Claim Bonus (NCB) is the discount, which is earned by a policyholder by not making any claim in the previous policy year. With the NCB, the policyholders can get a discount of 20% to 50% on their premium amounts.
  5. Anti-Theft Devices - The anti-theft devices provide more protection to the bike and reduces the chances of theft. It also reduces the risk likely to be suffered by the insurance companies, therefore, bikes with anti-theft devices are charged a lower premium.

Must Read Articles before buying Bajaj Allianz Bike Insurance

Bajaj Allianz Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Premium
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Efficient Service

    I had a minor accident last month and needed to get my bike’s fender replaced. With my Bajaj Allianz bike insurance, purchased through InsuranceDekho, the claim process was smooth and quick. I’m glad that they gave an efficient service and support.

    A
    By Anjali Mehta
    On: June 20, 2024
  • Best Decision Ever

    Choosing InsuranceDekho for my Scooter was the best decision I made. I recently bought Bajaj Bike Insurance and while purchasing it, the team’s dedication to customer service was amazing. It was fast, transparent and professional. I feel secure knowing my scooter is in good hands.

    S
    By Shalini Goyal
    On: June 6, 2024
  • Seamless Purchase

    I recently purchased Bajaj Allianz's bike insurance via InsuranceDekho. It was a very seamless purchase with the help of their support. Thankyou Insurancedekho.

    L
    By Lohit Bala
    On: March 4, 2024
  • Effortless Transition to Renew...

    Transitioning to the renewal of my current Bajaj Allianz Bike Insurance Policy was incredibly smooth. InsuranceDekho ensured that the process was seamless and that my KTM bike’s coverage continued without any disruptions.

    K
    By Kush Rajput
    On: November 21, 2023
  • Budget-Friendly Premium Option...

    I found that InsuranceDekho's premium calculator offers budget-friendly premium options without compromising on coverage. I got a good coverage with the Bajaj Allianz Bike Insurance Policy for my Triumph bike. It's a win-win situation.

    By Ritesh Majumdar
    On: October 17, 2023
  • Smart Investment in Car Safety...

    Investing in InsuranceDekho's own damage coverage for my Triumph bike is a smart move for bike safety. The Bajaj Allianz Bike Insurance Policy pays off in peace of mind.

    R
    By Ranjit Kumar
    On: September 29, 2023
  • Highly Recommended for All Car...

    I highly recommend InsuranceDekho's comprehensive coverage for all bike owners. The Bajaj Allianz Bike Insurance Policy along with the comprehensive coverage for my Aprilia bike is a reliable and comprehensive insurance solution.

    By Addi Shashwat
    On: September 20, 2023
  • Effortless Policy Renewals

    Renewing the third-party Bike insurance of my Bajaj Allianz Bike Insurance Policy for my TVS bike with InsuranceDekho was effortless. They make it quick and convenient.

    R
    By Rajendra Kumar
    On: September 15, 2023
  • Customizable and Flexible Quot...

    InsuranceDekho's premium calculator offers customizable and flexible quotes. It lets me tailor my insurance of the Bajaj Allianz Bike Insurance Policy to my specific needs for my Triumph bike.

    By Suresh Trehan
    On: September 13, 2023
  • Fair and Quick Resolution

    InsuranceDekho resolved the claim for my Bajaj Allianz Bike Insurance Policy for my Honda bike fairly and quickly. Their dedication to customer satisfaction shines through in their claims processing.

    A
    By Akshar Mahapatra
    On: September 11, 2023
  • Empowering Choice

    InsuranceDekho's Premium Calculator empowers me with choice. I can tweak the coverage options of my Bajaj Allianz Bike Insurance Policy that I took for my Honda car and instantly see how they affect premiums, giving me control over my insurance decisions.

    By Sameer Kohli
    On: September 5, 2023
  • Value for Money

    Opting for Comprehensive Coverage with InsuranceDekho is true value for money. The coverage I receive along with the Bajaj Allianz Bike Insurance Policy for my Yamaha bike in return for my premium payments is unmatched and worth every penny.

    T
    By Tanish Sakuja
    On: September 1, 2023
  • Legal Compliance Made Easy

    InsuranceDekho's Third-Party Car Policy takes the hassle out of legal compliance. It covers third-party liabilities and the Bajaj Allianz Bike Insurance Policy ensures that I meet legal requirements while keeping things uncomplicated for my Honda bike

    By Mahesh Samani
    On: August 29, 2023
  • No Compromise on Repairs with ...

    I was initially skeptical about cashless repairs, fearing quality compromise. However, InsuranceDekho's garages proved me wrong with their excellent work for my Honda bike as it was insured under the Bajaj Allianz Bike Insurance Policy.

    M
    By Mannu Sharma
    On: August 25, 2023
  • Accurate Evaluation of the Dam...

    InsuranceDekho accurately evaluated the damage during my claim for my Bajaj Allianz Bike Insurance Policy. Their attention to detail was impressive and ensured a fair settlement against my Triumph bike.

    By Sumit Biswas
    On: August 23, 2023
  • Prompt Reminders for Third-Par...

    InsuranceDekho sends timely reminders for third-party insurance renewals for my Bajaj Allianz Bike Insurance Policy that I took to safeguard my Triumph bike. It helps me stay on top of my policy and ensures continuous coverage.

    a
    By abhinav Khanna
    On: August 16, 2023
  • Flexible Add-On Options for En...

    I appreciate the flexible add-on options offered by InsuranceDekho's comprehensive coverage. The Bajaj Allianz Bike Insurance Policy allows me to enhance my protection based on my needs for my Aprilia bike.

    G
    By Gaurav Bindra
    On: August 11, 2023
  • Transparent Claims Settlement

    I appreciated the transparency of InsuranceDekho's claims settlement process. I had to file a claim for the Bajaj Allianz Bike Insurance Policy for my Honda bike. They clearly explained the details and provided prompt updates.

    R
    By Raman Nayyar
    On: August 9, 2023
  • User-Friendly Interface

    InsuranceDekho's premium calculator has a user-friendly interface that even a technophobe like me could navigate effortlessly. I was able to find the Bajaj Allianz Bike Insurance Policy, which is a suitable car insurance plan for my Royal Enfield without any confusion.

    H
    By Harshal Jagtap
    On: August 7, 2023
  • Stress-Free Claims

    Making a claim at InsuranceDekho's cashless garages was stress-free. Their team handled all the paperwork for my Bajaj Allianz Bike Insurance Policy, and I didn't have to worry about a thing for my Avan bike.

    By Naman Batra
    On: July 31, 2023
  • Smooth Claims Settlement

    During a recent accident, InsuranceDekho's comprehensive policy that I added to my Bajaj Allianz Bike Insurance Policy made the claims settlement process smooth and efficient. I had my Hero bike repaired with no hassles.

    H
    By Harman Singh
    On: July 24, 2023
  • Timely Updates on Claim Progre...

    InsuranceDekho kept me informed about the progress of my Bajaj Allianz Bike Insurance Policy’s claim for my Yamaha bike at every stage. Their regular updates helped me stay updated and reduced any anxiety related to the claim. I appreciate their proactive approach to customer communication.

    A
    By Ashish Gupta
    On: July 20, 2023
  • Real-Time Premium Calculation

    I bought the Bajaj Allianz Bike Insurance Policy for my BMW bike. I must say that InsuranceDekho's premium calculator provides real-time premium calculation. As I make changes to the coverage options or vehicle details, the premium updates instantly. This feature helps me experiment with different parameters and make informed decisions.

    P
    By Paras Katyal
    On: July 18, 2023
  • Comprehensive Protection

    InsuranceDekho's third-party policy offered comprehensive legal protection. The Bajaj Allianz Bike Insurance Policy covered my legal liabilities and provided the necessary financial support in case of legal proceedings. So glad that I could secure my TVS bike with such a wonderful policy.

    I
    By Ishant Khanna
    On: July 17, 2023
  • Hassle-Free Claims Experience

    I had a minor accident, and I'm glad I had InsuranceDekho's Zero Dep policy. The Bajaj Allianz Bike Insurance Policy claims process for my Triumph bike was hassle-free, and I received full coverage for the repairs without any deduction for depreciation. Their efficient team made the entire experience smooth and convenient.

    N
    By Neeraj Saxena
    On: July 13, 2023
  • Timely Repair Completion

    The cashless garages recommended by InsuranceDekho while buying the Bajaj Allianz Bike Insurance Policy ensured timely repair completion. They understood the importance of getting my Aprilia car back on the road quickly and efficiently. I appreciated their commitment to minimizing inconvenience.

    By Ranjit Kohli
    On: July 11, 2023
  • Excellent Customer Support

    I was so happy to get excellent customer support during my Bajaj Allianz Bike Insurance Policy renewal for my Triumph bike from InsuranceDekho. Their team was responsive and helped me with any queries or concerns I had. Their support made the renewal process smooth.

    V
    By Vansh Iyer
    On: July 7, 2023
  • Swift Claim Settlement for Own...

    I was ensured by InsuranceDekho with a swift claim settlement for my own vehicle damage. They quickly assessed the damages, processed the claim under the Bajaj Allianz Bike Insurance Policy for my Avan bike, and provided the necessary funds for repairs. Their efficiency was impressive.

    A
    By Ashok Nagal
    On: July 6, 2023
  • Peace of Mind for Car Theft

    The comprehensive coverage of my Bajaj Allianz Bike Insurance Policy for my Triumph bike has given me peace of mind in this regard. Knowing that I am protected against the financial loss of a stolen vehicle is invaluable. InsuranceDekho has been diligent in handling theft claims and has promptly provided the necessary support throughout the process. I highly recommend comprehensive coverage for the added security it offers.

    U
    By Ujjval Jindal
    On: July 4, 2023
  • Timely Reimbursement for Repai...

    InsuranceDekho acted swiftly in reimbursing me for the repairs to my Avan bike under the Bajaj Allianz Bike Insurance Policy. They processed the claim quickly and ensured that I received the necessary funds for the repairs within a reasonable timeframe. Their prompt reimbursement has enabled me to get my car back on the road without any financial burden. I am satisfied with their efficiency in handling the claim.

    R
    By Raja Laghari
    On: June 30, 2023

4 Bajaj Allianz Cashless Garages in India

Bajaj Allianz Bike Insurance Premium Calculator FAQs

  • Why should I use the bike insurance premium calculator?

    With the bike insurance premium calculator, you can easily get the premium amount and IDV offered by different insurance companies. It will help you select a better bike insurance plan.

  • How can I use the premium calculator to get the right premium amount?

    You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Can I avail the premium calculator to compute the policy premium for my old bike?

    Yes, you can avail premium calculator to compute the premium amount for your old bike.

  • What factors affect the premium of a bike insurance plan?

    Factors that affect the insurance premium of a bike insurance cover are Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner and so on.

  • What details should I enter to calculate the premium on the premium calculator?

    You will have to enter details like make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, etc., to get the premium amounts offered by different insurers through the premium calculator.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Bajaj Allianz Bike Insurance Contact Details

Reach us for help anytime

Bike Insurance News

Calculate your Two Wheeler IDV

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.