Star Hospital Cash Health Insurance Wordings

Yes, Star Hospital Cash Insurance policy is portable. In case, the insured wishes to port the policy, application should be made in the respective form at least 45 days prior, however, not sooner than 60 days from the date when the renewal is due. For any other information with respect to portability of the insurance policy you can contact them on +91-044-40178400 or you can also write to them at portability @starhealth.in .

Yes, during the issuance of the Star Hospital Cash Insurance Policy, the policyholder will be permitted a 15 days period to review the terms and conditions of the insurance policy from the date of receipt of the policy. In case, the terms and conditions mentioned are not acceptable, in such a case, the policyholder can return the policy. The premium will be refunded to the policyholder as applicable.

 A waiting period of 30 days is there for both basic plan as well as Enhanced plan. While, for any specified illness, waiting period is for 24 months and for any pre-existing disease, it is 36 months for both the insurance plans i.e. basic plan and enhanced plan.

 If you are purchasing the policy on an individual basis, then one adult member gets covered under star hospital cash insurance policy and if you are buying for the whole family(on a family floater basis), then total five family members can be insured including self, spouse and up to 3 children).