Star Family Delite Health Insurance Wordings

Yes, if you are a person above 50 years of age, you will have to go through a pre-acceptance medical screening at the insurance firm nominated centres. The expense of medical screening or examination is borne by the insurance company.
 

Yes, the health insurance plan gives the insurance coverage for hospitalisation related expenses. The health policy safeguards the insured member for the cost of in-patient hospitalisation for at least 24 hours. These expenses include Room rent, Boarding charges, Nursing costs, Surgeon, Medical Practitioner, Specialist Fees, and Cost of medicines. 

No Third Party Administrator (TPA) is available under Star Health Insurance. Hence, the direct in-house claim settlement procedure is followed for Family Delite Plan. The absence of TPA makes the claim settlement process faster and hassle-free.

Although, the exclusion list of the plan is long, here is the checklist of a few excluded treatments:

1. Naturopathy treatment
2. Non-allopathic treatment
3. Weight control/loss programs
4. Dental treatment or surgery 
5. Enhanced external counter pulsation therapy 
6. Lasik laser or refractive error correction, etc.

To get the detailed information related to this plan, you can contact or visit the nearest office of Star Health or call on the toll free no -1800 425 2255 or 1800 102 4477. You can even call InsuranceDekho at 1800-120-5698 for all your plan-related queries.