What are the sum insured options available under the Star Health Corona Rakshak Policy?

The sum insured options under this Star Health Corona Rakshak Policy are of Rs. 50,000, Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 2.5 lakh.

What should be my age to get covered under Star Health Corona Rakshak Policy?

People between the age group of 18 years and 65 years are eligible to get coverage under this health insurance policy.

What is the benefit offered by this Corona Rakshak Policy?

The Corona Rakshak Policy promises to give a lump sum benefit equal to 100% of sum insured opted if the insured person tests positive for Covid-19 and requires to be admitted in the hospital for minimum 72 hours without break.

Is there any waiting period applicable under Star Health Corona Rakshak Policy?

Yes, an initial waiting period of 15 days is applicable from the date of commencement of this Star Health Corona Rakshak Policy.

Does any tax benefit applicable under this Corona Rakshak Health Insurance Plan?

Yes, payments made for the premium amount of this plan through any payment method other than cash is eligible for tax relief under section 80D of the Income Tax Act 1961.

Star Corona Rakshak Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

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Star Corona Rakshak Policy Brochure

1.52 MB
PDF Document
Jul 30, 2020

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Name of Plan	Sum Insured
Smart Health ProPopular		Check Premium
Women CarePopular		Check Premium
PremierePopular		Check Premium
AssurePopular		Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 yearsPopular	3 Lakh-1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years	50,000 - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years		Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

Star Health Insurance Top Up List

Family (1)
Individual (1)

Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Corona Rakshak Policy Health Insurance Plan

What are the sum insured options available under the Star Health Corona Rakshak Policy?
The sum insured options under this Star Health Corona Rakshak Policy are of Rs. 50,000, Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 2.5 lakh.
What should be my age to get covered under Star Health Corona Rakshak Policy?
People between the age group of 18 years and 65 years are eligible to get coverage under this health insurance policy.
What is the benefit offered by this Corona Rakshak Policy?
The Corona Rakshak Policy promises to give a lump sum benefit equal to 100% of sum insured opted if the insured person tests positive for Covid-19 and requires to be admitted in the hospital for minimum 72 hours without break.
Is there any waiting period applicable under Star Health Corona Rakshak Policy?
Yes, an initial waiting period of 15 days is applicable from the date of commencement of this Star Health Corona Rakshak Policy.
Does any tax benefit applicable under this Corona Rakshak Health Insurance Plan?
Yes, payments made for the premium amount of this plan through any payment method other than cash is eligible for tax relief under section 80D of the Income Tax Act 1961.

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.