Star Cancer Care Gold Health Insurance Wordings

The policy is available for 1 year.

Co-pay of 10% amount is applicable to each claim made under Section 2 and 3 if you are aged above 60 years during the first inception of the policy. However, the co-pay condition is not applicable until 60 years of age. The co-pay is applicable for renewal also.

Premiums paid for this health insurance policy get relief under Section 80D of the Income Tax Act 1961 and is not included in the taxable income if paid in any mode other than cash.

Star Health can cancel your policy on the grounds of moral hazard, misinterpretation, fraud, hiding of material fact as specified in the proposal form or at time of claim, or non-cooperation by the insured individual. The insured, in this situation, receives 30 days notice through a registered letter at his/her last known address.

The policy offers the following special features: 1. Free look period 2. Automatic expiry 3. Tax benefits 4. Prohibition of rebates

Yes, Star Health Cancer Care Gold Insurance Policy is portable. If an insured individual wants to port the policy, he/she can forward an application to the company in the appropriate form. This should be done at least 45 days prior but not before 60 days from the due renewal date.