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Kotak Health Super Top Up Insurance User Reviews

122 reviews Rate This
Kotak
Highlights
Cashless Approval TATWithin 35 minutes
Claim Settlement Ratio97%
Network Hospitals9,450+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Rating of Kotak Health Super Top Up
3.7
Based on
25 User reviews

  • Superb super top up by kotak

    Though i am new to this cover, i am satisfied with my purchase. This super top up plan ends the financial instability problem in case of emergency. Expenses on in-patient hospitalisation, pre & post hospitalisation medical expenses, daycare treatment, ambulance cover, organ donor cover, alternative treatment, and many more are covered by the plan. 

    P
    Priti Agarwal
    On: Dec 06, 2019

  • I increased my cover at less amount

    Kotak Health Super Top Up came as a blessing for me. I purchased this policy around 4 months back to extend the cover. I am satisfied that i was able to do so without paying a significant amount. Thanks insurancedekho experts that you suggested this plan to me. 

    M
    Mamta
    On: Nov 28, 2019

  • Good, affordable top up policy by kotak

    This super top up policy by kotak is one of the best top up policies i have ever came across. This plan works great with the basic health insurance policy and provides a larger cover at less premium amount. I will definitely recommend this to my friends.    

    A
    Amol Prasad
    On: Nov 28, 2019

  • Got extended cover at a less price

    First, i am extremely thankful to insurancedekho guys for suggesting this plan. I was finally able to increase my cover at low premium rate. The good part is that my complete family is covered under one plan. I would recommend this super top up to everyone as it is reliable.  

    S
    Sandeep Kumar
    On: Nov 19, 2019

  • Super top up that everyone should use

    I am satisfied with the top up coverage i have got with the help of this plan. I have to pay less than expected premium to avail maximum benefits from this plan. What else can one expect for. Also, i am thanking insurancedekho for their recommendation. 

    A
    Ajay Potwar
    On: Nov 19, 2019
    • Must BuyMust Buy

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  • Super top up worth buying

    I am glad i purchased this super top up plan by listening to the advice of insurancedekho people. My cover is now extended, and that too at a low premium cost. This was a good investment for me because i got covered for daycare treatment, ambulance cover, organ donor cover, and a lot more. 

    M
    Manish Sharma
    On: Nov 06, 2019

  • Good super plan

    The cover i already own of kotak felt a little less to me. So, i went for buying this plan. Must say that i made a good choice. At present, my coverage has become vast and now i am finally tension-free about money concerns. I recommend this plan to others also.

    V
    Vivek Singh Rajput
    On: Nov 06, 2019

  • Finally a good super top up plan

    First, thanks insurancedekho people for recommending this plan. Kotak health super top up is wide cover at low cost. This plan comes with good range of sum insured & deductible options which one can choose as per their need. Apart from basic medical expenses, you get other benefits too.  

    N
    Nahida
    On: Oct 25, 2019

  • Good way to increase cover

    I am happy i purchased this cover instead of another plan. I am now satisfied that my medical bills would be paid off by kotak without any hassle. All thanks to insurancedekho i was able to cover my complete family under one plan with low premium amount. I am satisfied.    

    S
    Swati
    On: Oct 25, 2019

  • Increased cover at low amount

    I was looking for increasing my cover somehow when InsuranceDekho guys told me about this top up plan. If you also want extended health security, choose this plan. You will get superior basic medical expense coverage, restoration of the sum insured, cumulative bonus, and other benefits.

    S
    Sourav Chakraborty
    On: Oct 16, 2019

Choose Kotak General Plan for

FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

View All

Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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