Digit Health Insurance Benefits

Digit Health insurance has some unique key features and they are as follows:

• No Room Rent Capping: One of the good features of Digit Health Insurance is that they have not kept any restrictions on the room rent or types of rooms for hospitalisation. They have done this because different people have different preferences for rooms, so they have given freedom to their customers to choose rooms according to their preferences.
• Wellness and Fitness Benefits: Digit has a collaboration with 10+ top-rated health and wellness partners across India where you can avail a range of benefits and discounts on health and fitness services.
• Cumulative Bonus: If you have not made a claim in a year then you will get a cumulative bonus of up to 50% which will be added to your sum insured.
• Personal Accident Cover: If you purchase health insurance from Digit then you will get personal accident coverage, this means if any accident occurs and you die in that accident then your family will get the amount which is assured at the time of policy purchase.

Digit health insurance plans has a lot of benefits which they give with Health insurance plans and some of the good benefits are as follows:

• Simple Online Process: Digit is available online on different platforms like InsuranceDekho from where you can purchase the policy easily in just a few clicks. All the process is done online and is paperless. It is user-friendly, hassle-free, and quick.
• No Co-Payments: If you buy health insurance from Digit you do not have to think about co-payments during the claim settlement. There is no age-based or zone-based co-payment in Digit Health Insurance, this means you do not have to pay anything from your pocket during payment of your medical expenses.
• Network Hospital: Digit Health Insurance has a network of 16,400+ hospitals in India where you can get a cashless treatment any time and also there is a reimbursement option if you have paid for medical expenses from your own pocket
• Sum Insured Wallet Benefit: This is a mindblowing benefit provided by Digit Health Insurance to their customers in their policy. If your sum insured is exhausted during the policy year then Digit will refill it again for you at no extra cost.

Ques 1. What is the claim settlement ratio for digit?

Ans. The claim settlement ratio of Digit Insurance is 93%.

Ques 2. What is the benefits of health insurance?

Ans. It gives the benefit of cashless treatment, coverage of pre-existing diseases, pre and post-hospitalisation, ensuring peace of mind and many more benefits are there. One can avail of all these benefits by purchasing health insurance.

Ques 3. What does Digit Insurance do?

Ans. Digit Insurance provides insurance in the fields of motor, health, travel and home. Their aim is to make insurance products so simple that a 15-year-old can also buy them without any hesitation.

Ques 4. Is it worth to take health insurance?

Ans. Health insurance plays an important role in anyone's life if there is any situation of health emergency or hospitalisation. If you are suffering from any disease or you met with an accident then your treatment expense will empty all your savings That is why it is suggested to have a health insurance policy.

Ques 5. Are tax benefits available for Digit Health insurance plans?

Ans. Yes you can avail of the tax benefits of health insurance plans. There will be a deduction of the premium from taxable income up to Rs.25,000 for age below 60 years and Rs.50,000 for senior citizens which is paid for health insurance under section 80D of Income Tax Act 1961.